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Helpful for Credit Building

Really made a difference with the credit scoring. Started low at first, but slowly grew once payments were made regularly.


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User Friendly Online Portal

It's pretty easy for me to manage the FIT card online. It's pretty user-friendly and easy to navigate so I can check my spending and payments in a flash.


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Supportive Customer Service

Anytime that I've had a question, customer service was super responsive and helpful, and took care of the issues I brought to their attention.


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Very convenient for everyday use

I use my FIT card every day, and it is everywhere. It's the best wallet accessory for me with daily needs being fulfilled.


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Transparent Fee Structure

There are fees with the FIT card, but the fees were disclosed upfront, and there were no surprises.


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Timely Reporting to Credit Bureaus

The payments are always reported on time, which has helped my credit score over time.


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Secure Transactions

The FIT card is secure enough that I feel safe online as well as in the stores I visit.


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Multiple Payment Method

There are so many methods of payment with the FIT card, which makes me feel in control of my account, not likely to incur late fees.


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Useful Credit Tracking Resources

The ability to see my credit score from the FIT card's website has been a good tool for tracking my money.


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Responsible Credit Limit Increases

I had my credit limit increased after showing that I can use it responsibly. It now helps when I need to make bigger purchases.


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Simple Application Process

Applying for the FIT card was easy, and they responded promptly with my decision, so I could immediately begin building my credit.


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Very Useful Mobile App

Their mobile application is very accessible, making it possible for me to monitor my accounts from a distance without any inconvenience.


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Clear Communication

I receive many update reminders, which keep me on track to making payments and knowing my account status.


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Accepted Anywhere

I have used my FIT card in a wonderful number of merchants, both online and offline, with no problems at all.


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Educational Resources

From the FIT card portal, I have received resources that have educated me on better practices concerning credit management.


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Prompt Card Replacement

In case I ever lost the card, it was quickly replaced with very little hassle incurred.


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Reasonable Interest Rates

The interest rates applied are fair, and considering my credit history, the payments are manageable if done on time.


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No Hidden Charges

Fees and charges were mentioned upfront, so I knew what to expect in return.


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Helps Rebuild Credits

This FIT card has been very helpful for rebuilding my credit score.


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Easy Balance Transfer

Really smooth was moving the balance to the FIT card, was able to combine some of my debts pretty easily.


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Legitimate Account Updates

I like that they send regular statements or updates about your account status pretty regularly.


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Flexible Due Dates

The flexibility on my due date has been really helpful with managing my finances.


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Good Customer Support

Customer support responds quickly and is very helpful if I have questions.


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Easy Online Payments

Easy online payments and they also are sure my payments reach there in time.


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Detailed Monthly Statements

All my expenditure is detailed, and it keeps a track of where all the money is going.


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Helpful Alerts and Notifications

Timely warnings about my account, hence avoided being charged for late transactions.


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Plain Terms and Conditions

The terms and conditions are clearly stated so that I knew exactly what I was getting into.


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Secure Online Access

Accessing my account online feels secure, giving me confidence in managing my finances.


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Helpful Credit Tips

The FIT card platform sometimes provides helpful credit tips that have been helpful in managing my finances much more effectively.


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High Fees for Low Credit Limit

FIT is a mixed experience. It helped me set up my credit history. Annual and monthly maintenance fees are pretty high, considering the very low initial credit limit. It seems I am giving more to the fees than taking back in benefits. The representatives were courteous but could not help much to lower the expenses; it's disappointing.


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Baffling Billing Statements

I had issues understanding the billing statements. The layout does not ease, hence there is a need to call service so many times to clarify. Although they are cooperative, it is annoying to have the same confusion every month. Besides, the late fees are pretty high, and the terms of the card are not very clear. This made me not recommend the FIT card to others in the future.


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Excessive Fees Add Up Quickly

The FIT card initially seemed like a good option, but the fees add up fast. There?s an annual fee, a maintenance fee, and high interest rates, making it difficult to justify the benefits. I?ve also noticed that payments sometimes take longer to reflect on my account, which caused unnecessary stress. I?d recommend exploring other options before committing to this card.


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Limited Credit Limit Increases

I?ve been using the FIT card responsibly, yet the credit limit increase was minimal and took much longer than promised. The fees are also too high compared to the benefits, and the rewards program is virtually nonexistent. While it serves as a tool for credit improvement, the overall cost outweighs its usefulness.


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Customer Support Needs Improvement

I had fraudulent charges applied and truly did not like the process for disputing these charges. The time it took was way too long to dispute, and the follow-up on my updates with customer service was not proactive. This made me feel that the security of the FIT card and even the reliability of the product was questionable. And the fees don't make it much easier to take.


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Problem to Cancel

I decided to cancel my FIT card because the fees are rather high, but the process was complicated.


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High Interest Rates

Even with timely payments, the interest rates for this card are far above what I could have reasonably expected.


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Limited Card Options

This FIT card doesn't have rewards or cashback so it's less appealing compared to other credit cards.


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Fees Are Too Much

Fees are way too high to pay annually and even on a monthly basis for something as little as what you get.


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Payment Not Posting Quickly

Payments were not posting on my account quick enough that nearly caused me to miss one billing cycle.


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Few Hours for Customer Service

It's always really tough to get to customer service, and their answer is usually none constructive end.


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Low Starting Credit Limit

Credit limit is very low and rarely increases with good rewards.


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Unclear Terms

First saw surprise when applying based on unclear terms of the card.


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Outdated Online Interface

Website hard to use; continues to freeze at times, making it difficult to keep track of my accounts.


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High Maintenance Costs

The high cost of monthly maintenance fees gives this card fewer attractions despite its points on credit building.


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Great for Rebuilding Credit

The FIT Mastercard has been a lifesaver in improving my credit. Although it charges fees, this card regularly reports to the credit bureaus and within six months, helped improve the score. Application is simple and customer care has always responded fast to questions. This card is the best for rebuilding credit responsibly.


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Steady Progress

Actually, my real test has been using the FIT card: almost about one year. I've been seeing consistent upgrades to my credit score steadily. The fees are bearable if you maintain a check on your usage. Customer service has been polite. The card's online platform made it easy to track expenses. Not perfect, but it does what it says for rebuilding credit.


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Reliable for Credit Restoration

The FIT card has been a helpful tool in rebuilding my credit. After a year of consistent use and on-time payments, my credit score has improved significantly. While the fees are noticeable, they are expected for a card like this. The customer support team is always available, and the online platform is easy to navigate. It's a solid card for rebuilding credit.


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Improved Financial Standing

This card has been a staple for rebuilding my credit history. The credit limit was low to begin with, but regular, responsible use led to meaningful increases. It offers consistent reporting to credit bureaus; thus, I have watched my score rise steadily. If you need to start from scratch with your credit history, I'd definitely recommend it.


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Easy to Use

So far, using the FIT Mastercard has been easy peasy. The billing system is clear and I appreciate that they remind me to pay for what's due. Though there are fees, knowing that from the start helped me prepare myself. It's been six months since the credit rating improved; I am looking forward to further increases.


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A Second Chance

The FIT card gave me another chance in handling credit management. I got approvals with other cards even declining to give approvals for me. In just six months, I was increased to another credit limit and experienced a noticeable improvement in my score. A disadvantage is the fees, but for rebuilding, it's a good one.


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Dependable for Rebuilding Credit

I have used the FIT card for almost a year now, and my credit score has more than doubled over 50 points. Its so easy to pay your payments online and never once caused me to experience delay. There is no rewards program, but it does the trick to help rebuild credit.


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Great Beginner Card

It's a great first credit card for opening credit. It is easy to apply, and I appreciate how the fees and conditions are clearly explained. I learned to handle credit responsibly using this card and have much improved my habits in terms of finances.


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Helps Build Credit

FIT Mastercard ? Enrolled to correct my bad credit. In well over eight months, it's been steadily improving. Payments are easily tracked, and their service readily answers questions. It is a no-frills sort of card, but it gets the job done.


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Gradual Improvements

The FIT card helped me rebuild credit that was suffering because of financial setbacks. It reports to the bureaus regularly, and this has directly made a difference in my credit score. Although the fees are higher compared with some alternatives, they were expected and manageable.


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Easy Approval Process

Applications for the FIT card are extremely simple and relatively hassle-free. Considering my very low credit, I got approved. So far, it has been a great tool in rebuilding good credit. The company offers convenient payment options and superb customer support.


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Improves Credit Fast

The FIT card helped improve my credit score significantly in one year. The fee is worth it for the outcome, and its online interface is very user-friendly.


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Clear Credit Reporting

I really like how timely and accurate the credit reporting of the FIT card is. My score has steadily progressed, and I am more confident managing my finances now.


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Good for Small Purchases

Using FIT card for small, manageable purchases has really helped me to stay in the budget and build up my credit as well. The fees are transparent, and the system is straightforward.


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Rebuilding Made Simple

It is never easy to rebuild credit, but with the FIT card, it becomes very feasible. Improvements have been slow but steadily surfacing for months now, and the app surely goes as an indispensable accompaniment in handling payments.


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Trustworthy Service

The FIT Mastercard has proven so far to be a reliable tool for rebuilding my credit back. Customer service is efficient and prompt, and reporting to the various bureaus is consistent.


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A Practical Choice

The FIT card is convenient and secure for anyone who needs to establish their credit again. There are fees, but the value of establishing good credit far outweighs that cost.


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Great for Beginners

The FIT card is wonderful as a beginner or to rebuild credit. It was easy to get started, and the reporting to the bureaus helped my score rise.


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Consistent Credit Increases

They have also raised my credit limit within monthly use and timely payments. Therefore, it boosted my score too. The charges aren't such a big deal if you are proper in tracking them.


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Reliable Credit Tool

With the FIT card, I can always count on building credit, making the kind of payments that don't get in the way, and seeing my credit score go up month over month.


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Effective Credit Builder

I sought something that helps the recovery process of getting my credit back after financial troubles through applying for a FIT Mastercard. In a very transparent manner, the terms that would come with the card were explained to me as to what I could expect. One year of constant usage has seen the credit score improve by 75 points. Great customer support and appreciative updates on my account from time to time are appreciative.


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A Valuable Credit Recovery Tool

FIT Mastercard has been a good partner for my journey of rebuilding credit. I was with not so great credit for so many years, and this card brought me a new chance to set things right. I started out with a really small credit limit, but the consistent reporting has helped me reap over 80 points in my score nearly in one year. It is very easy to use, so I can follow my expenses and payments really well. The fee: the fees are relatively high, but I know it was a premium or something when I signed up for credit building.


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Straightforward Credit Building

The FIT card really is pretty straightforward as a credit-building opportunity if one needs that type of help. Over 14 months of regular use, my credit score has gone from poor to fair, and I?ve received a credit limit increase as well. The app and website make it easy to monitor transactions and payments, and I?ve never had any issues with customer service. The fees are a downside, but the benefits of rebuilding my credit have outweighed the costs.


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Fast Credit Score Improvements

I got the FIT card with not much expectation, but boy. It's been quite an eye-opener. At the end of six months, my credit score jumped 60 points. The statement is clear and decent, and you get an email reminder to make a payment, which helps you remember it. Definitely not a rewards card, but for someone trying to rebuild their credit, the FIT card is very dependable.


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Flexible and Convenient

Rebuilding Credit: So far, rebuilding credit is really practical through the FIT Mastercard. Being able to pay online or through its app is very convenient. Indeed, in the past eight months, my credit score has been rising steadily, and I feel that my financial future will be much more confident. High fees-but pays itself, if used responsibly. One of the benefits of the FIT card is that it always reports to all three major credit bureaus. This has really helped my credit score; it's up by 50 points in less than a year. The website itself is very easy to navigate, and payment processing has never been an issue.


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Good for Fixing Credit

The FIT card rebuilt my credit after years of constantly getting in trouble financially. I really appreciate how succinct the monthly statements are and that the fees are transparent. Through 12 months of being paid on time, I have seen a huge improvement in score, and in fact, I got my limit increased. It's a very simple card that does exactly what it promised.


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Easy to Manage

Managing my FIT card is easy. I find the website interface to be very simple, and there's a payment due reminder that prevents me from ever missing a payment date. In over a year of responsible use, I improved my credit score 70 points. Fees are high, but it is worth it to rebuild credit.


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Reliable Customer Service

I have had to contact customer service a few times, and they were very responsive and helpful. The FIT card has really been a great tool for improving my credit score. The consistent reporting to the credit bureaus and the ease of making payments online have made all the difference in my life.


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Very Positive Credit Rebuilding Experience

I have used the FIT card to rebuild my credit. The terms and fees are upfront clearly, so no surprises for me. For over 14 months, I have been steadily improving with my credit score and have more assurance about the future of my finances. With the app, it makes it easy to monitor my account and pay on time.


FIT Mastercard

At Continental Finance Company, we specialize in offering credit card solutions designed for consumers with less-than-perfect credit. As one of America's leading marketers and servicers of credit cards, we’re committed to helping our customers rebuild or establish their credit. Our FIT Mastercard® comes with a range of powerful features, including $0 Fraud Liability, a Free Monthly Credit Score, and the potential for a Credit Limit Increase after just six months. Whether you’re looking to improve your credit score or gain more financial flexibility, Continental Finance is here to support you every step of the way.

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United States

Website
fitcardinfo.com

Email

Telephone
(866) 449-4514

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