
Verve Mastercard

Katherine Harris
Good for Credit Repair
The Verve Card has been practical for my purposes of building credit. The site is easy to make online payments, and the fees are very transparent. I also appreciate the reminders; that way, I can track my spending, and I was able to contact the customer support when I needed to. It is not a rewards card, but if you are in there to repair your credit, it's a good tool to use.

Carol Jackson
Good for Credit Repair
The Verve Card has been great at repairing my credit. I've had an easy time going online and also making payments, which can be pretty hassle-free, considering fees. Customer support was also rather responsive for any questions or concerns one may have had. No full load of incentives. It is stable, good for fixing one's credit.

Joshua Phillips
Works for Credit Repair
The Verve Card has helped me in my credit repair. It is easy to log in to the online account, and I like receiving the email reminders. The fees are there, but if you are careful, they are manageable. Anyone looking to improve their credit score will find this card useful, though it doesn't offer rewards or perks.

Karen Allen
Too Much Fee with Little Reward
I applied for the Verve Card to recover my credit, but for the fee, it's outrageous. There is the annual fee, and additional monthly fees that are overly charged considering what the card offers. I am actually disappointed with the lack of rewards or any other means to offset the cost of the card. I also had the problem of a late fee when my payment posted a little too late, yet I had paid it. Customer service could not get rid of the fee and started me wondering if the card was worth it. Generally speaking, it feels as though I am paying much more than I am receiving from it.

Kenneth Allen
Works as Advertised
Verve Card has been pretty clear-cut, so I really like the convenience of being able to just use it and pay. You do want to keep tabs on those fees, of course, but I did know going in. Their customer service has been okay with getting back to me when I needed them. It's a good enough card for credit building provided you keep your costs under control.

Mary Hill
Good for Credit Rebuilding
Verve Card has been really helpful for my process of rebuilding my credit. It's not full of frills, but the online access and reminders are pretty easy to manage. Fees are there, but you can see them coming. If you're interested in credit building, this card is a good one to add to your list.

Mary Roberts
A Convenient Card for Credit Activities
Verve Card has been a useful method in my credit-building programs. Although the charges are there, I can cope well with it if used responsibly. The account management is uncomplicated, and paying off bills is easy. I cannot recommend it to anyone looking forward to rewards, but the credit-building aspect is ideal.

Kristin James
Good Card for Building Credit
I have had the Verve Card for a few months, and it has been really helpful in rebuilding my credit. The website is user-friendly, and payments are straightforward. Interest rates are a little high, but when you're limited to your choices, it's a fair deal. So far, I am pleased with the experience.

Rachel Ward
Reliable Credit-Building Tool
I signed with Verve Card simply because I need credit to heal. Credit healing hasn't been so reliable, but the fees are there and clearly disclosed, and the system online is not hard to operate. Customer services also kept questions very helpful. Good card for someone really focusing on getting his/her credit in order.

Steven Torres
Costly Credit Builder
Verve Card does report to credit bureaus, which is helpful for tracking score increases. However, the fees are a real pain, with monthly charges and a high APR. There is no rewards program, so you're paying extra just for basic credit reporting. Customer service was friendly but wouldn't waive a fee when I encountered an issue. This card only makes sense if you have no other choice and can manage the costs responsibly. Overall, I'm disappointed and feel there are better credit-building options than this.

Donald Ortiz
High Fees, Minimum Benefits
With the fees on the Verve Card, it is hard to see a reason to use it. The annual and monthly fees make it expensive just to keep the account active. There are no rewards or extra perks besides credit bureau reporting. The high APR adds additional expense. Customer service was polite but unable to waive any fees when I requested it. Unless you have no other options, I would not recommend this card due to the high costs compared to minimal benefits.

Samuel Roberts
Good for Credit Building
The Verve Card is very plain but does the job. The online portal is intuitive, and I like getting reminders. The fees are steep, but you can expect that with this kind of card. Overall, it's a good choice for credit-building if you keep up with payments and realize the costs.

Karen Ramirez
Good for Credit Rebuilding
Verve Card is easy to use and does what it says. I use this card to rebuild my credit score, and I appreciate the easy online access for payment. Fees are there, but they are worth the cost of rebuilding credit. Customer service has been good. Overall, it's a good choice if your objective is credit recovery.

Timothy Rivera
Good for Rebuilding Credit
Verve Card has been a very practical choice for my credit rebuilding. It is easy to pay online, and the fees are reasonable if you make payments on time. I have received supportive customer service whenever I had questions. For those who are looking to improve their credit, this card is a reliable choice that is worth considering.

Lisa Kelly
Basic but Effective
Used the Verve Card to credit repair. Extremely useful; convenient with an online portal for payments. Fees are, of course, very high, which I guess is to be expected. Customer service always responds when I need it. Excellent for credit rebuild.

Justin Rogers
Meets Expectations
I bought the Verve Card to help fix my credit; so far, it has met my expectations. Online access is easy to use and customer service has been great. The fees are justified if you're looking to build or rebuild credit. I would suggest this to others in this same category.

William Cooper
Effective for Credit Rebuilding
The Verve Card has proven to be an extremely powerful resource on my quest towards repairing my credit. It's wonderful and very convenient when you navigate the website as well as make your payments. Though their charges are way too steep, it's really worth every penny as a push toward rebuilding my credit scores. They've been responsive regarding their customer service. Until this day, I'd definitely consider my time with them quite fine. A pretty nice tool in terms of repairing or restoring credits.

Kevin Nguyen
Good for Credit Building
So far, the Verve Card has been good in helping me to build credit. There are fees involved, but they are easy to manage if you don't use it too often. I like the way it's easy to make payments online, and so far, customer service has been pretty good. If you're focused on rebuilding credit, this is a good option.

Charles Cook
Helpful for My Credit Goals
Verve Card has really been great in assisting me to improve my credit. Online management is easy, and I am able to track payments. There are fees, but they are clearly stated. It's a useful card for people who want to focus on credit repair. I'd recommend it if you do not care about rewards.

Ruth Hill
Uncomplicated Card for Restoring Credit
Useful enough for me as an asset that can help me sort things out with my bad credits. It is simple, no frills, and I like the fact that it is easy to keep track of payments and balances. The fees are there, but if you watch out, they are pretty reasonable. The customer service has been responsive and helpful when I needed them. It is not a rewards card, but it does help with credit recovery. It has met my expectations and I would recommend it to anyone who is trying to repair their credit. Just make sure you are not falling back in making payments, nor let fees consume you.

Shawn Kelly
Very Effective Credit Tool
Used the Verve Card for about six months. If you keep up with its management, it is a really good credit-building card. The website is easy to navigate. Fees are not the cheapest, but very good customer service for what I was looking for.

Gregory Edwards
Disappointed with Fees and Interest Rates
The Verve Card comes with a cost that adds up faster than I thought it would. High interest charges, annual fee, and monthly charges put me in a situation that seems rather more of a burden to me than a benefit. Still, it has helped the credit a bit, though the cost isn't enough to justify a minimal increment in my credit score. The website was okay, though it did require some fuss when I tried to contact the customer care team in order to rectify an overpayment that I was being charged for wrongly. Although pleasant, they could do nothing and left me feeling a bit disregarded. I can easily get a better one; look elsewhere before committing to this card.

Brent Miller
Simple Card with Straightforward Benefits
I have had the Verve Card for some time now. It's made keeping credit pretty painless. Account access online helps make keeping track of payments painless, and emails notify me of due dates. Not a pleasure benefit, but certainly suitable for customers who seek assistance with their credit. As it charges fees at various times, I would be willing to use this with disciplined customers. Overall, a very useful option for people like me with this profile and it works quite well with me having very good customer care help at any time I ever have had a question.

Rachel Rivera
Easy, Reliable
Verve Card is easy to understand and has good reliability when rebuilding credit. There is no rewards scheme, but here one's objective is building the credit score. I do find that application is seamless, and online access works quite smoothly. It's available with a cost that might be considered affordable as long as you pay close attention to the cost. I will be able to suggest this for most who have bad credit or other problems that result in lousy credit. That's it. It does work great, too.

Mary Scott
Practical Choice for Building Credit
The Verve Card helped rebuild my credit, and it's great for that. I use the online portal a lot, and it is extremely user-friendly. So the bill paying and checking your balance is easy to handle. There are fees associated, but when I signed up for this service, they were clearly delineated. If you pay the balance in full when it comes due, it is not bad. It's a credit-improving tool, not a rewards card; if you need that option, it's great.

Shirley Brown
A Practical Card for My Needs
It's been really practical in building up my credit with a Verve Card. Paying is pretty easy and not too confusing to monitor my balances. I like how the online portal is pretty user-friendly. Of course, fees are rather high, which was expected considering my particular circumstances. However, it's a good tool for what I want to do financially and their customer service has been really responsive when I needed it to be.

Anna Lopez
Basic Credit-Building Tool
It is easy to use, and simple. It helps me build credit, with online access to my account so it is very easy to make payments. There are fees, but they are clearly disclosed, so no surprise there. For the person focused on credit recovery, this card is reliable and effective.

Ruth Anderson
Good for Reestablishing Credit
It has been a good six months since I came to be in possession of the Verve Card; it is a good credit tool and has been proving helpful towards my credit. The payment is easy; the fee is pretty affordable if you do it responsibly, and I have found both the website and customer service pretty fast in response, so yeah, it can be a decent one if your thing is recovery of credit.

Donald Turner
Very simple credit-building option
The Verve Card has proven very useful when I needed to have something for building up my credit. No incentives but account management is relatively smooth and payment process pretty seamless. Fees are pretty over the top, though; so didn't expect to get much better, really. In fact, the whole experience was pleasant enough. Good just how it is ? not frilly or pretentious, but easy. Fine help available is accessible if called on.

Susan Carter
Effective for My Credit Improvement Goals
The Verve Card has been a reliable card for credit improvement. Nothing was expected too fancy, and I'm not let down by this lack of reward. Credit-building is exactly what it's meant for; it doesn't fail to deliver that. Making the payments was easy to do online; I liked receiving the reminders every month. The service has always responded when help was needed to make it easier for things to fall into place. While the fees are legitimate, the fees are rather low when you pay back your balance on time. Thus, it is a good option to rebuild credit if you desire a respectable card.

Paul Kelly
Fees and Interest Add Up Quickly
The Verve Card appeared to be a viable option for building credit. The fees, however, are far more than expected and the APR is a pretty hefty number. So long as you're being extremely cautious, it is simple to get into a whole mess of debt with these cards. I make a point to pay it in full every month, but it's still too expensive just to maintain the account. The customer service is friendly, but they couldn't waive any fees for me when I asked them to do so. It does report to credit bureaus, and there are other cards that offer the same kind of benefits with fewer fees. I'm not really satisfied with this one.

Cynthia Edwards
Good for Credit Building End
I got the Verve Card to help build my credit. So far, it has been a great experience. It is pretty easy to handle online and not too complicated in terms of payments. Of course, there are fees, but if you are responsible in using it, then it's manageable. Customer service is there whenever I need them. For someone who wants to improve credit, this is a great option.

Barbara Carter
A Fair Option for Those Rebuilding
It's been a few months since I got the Verve Card, and it has done its job. It's a good choice if you want to improve your credit score as long as you know what you're getting yourself into regarding fees. Easy tracking of payments and the mobile app works flawlessly to manage the account. The interest rates are high but expected going in. Fair option for credit building with helpful customer service.

Gregory Morgan
Works as Expected for Credit Goals
Verve Card is an adequate choice if you are concerned about rebuilding credit. It is easy to use, and there aren't many unexpected surprises, but there are fees to be mindful of. I like the notification feature that keeps me abreast of due dates, and the customer service has been prompt to respond. For my purposes, it's been a positive experience so far.

Lisa Walker
Too Pricey for Small Value
Rife with high fees and high interest rates that never counterbalance in the benefit of any kind of convenience involved. Helped me lift my credit score, but now I pay many extra fees for it to stay this way. Had several postings in late payments, which accumulates the extra fees besides. Not a great solution.

Daniel Flores
Not Suitable for the Average Consumer
Verve Card may be useful for those desperate to establish credit, but it?s far from ideal. Too many fees are attached, including monthly and annual charges that quickly add up. There are no rewards, so you?re only charged for reporting. The APR is quite steep, so it?s best to pay it off immediately instead of carrying a balance. Payment posting delays sometimes led to additional fees. Customer service was polite but unhelpful. Better, more affordable options exist for the average consumer.

Gregory Lewis
Straightforward for Credit Improvement
Verve Card is very simple but gets the work done in establishing credit. I like that it has easy online management, and paying it is quite straightforward. Fees are manageable if you can be mindful of your spending. Customer service has responded well when needed. It does the job for a credit repairer without further hassle.

Pamela Morgan
Great for a Credit Reboot
The Verve Card has been great for me as I continue to rebuild my credit. I like the online ability to access and pay and the reminders are good for keeping on top of the payments. The fees for this type of card are to be expected but manageable when used responsibly. It's a practical tool for building up credit.

Scott White
Good for Credit Rebuilding
I got the Verve Card to help rebuild my credit. So far, it's been perfect. Of course, the fees are there; however, given the benefit of the reporting to your credit, I think the fees are very worthwhile. Easy online payments make it very smooth. And I appreciate getting reminders. In general, this is a great option for someone looking to build up their credit.

Helen James
Not Worth the High Fees
I ordered Verve Card hoping it would help boost my credit score, but the high costs aren't justified. The card charges annual and monthly fees and has a high APR. It has helped my credit score slightly, but the costs outweigh the benefits. Delays in customer response add to the frustration. Only suitable if you're prepared to pay high fees.

Ryan Rodriguez
Basic but Effective
Verve Card is simple with no rewards but always reports to the credit. I like the online portal for making payments and reminders are helpful. Fees exist, but if you pay attention, they are pretty manageable. For someone who is rebuilding credit, this card does its job pretty well. Overall, I have enjoyed the experience.

Christine Adams
Very High Costs, Nothing More to Say but Cost
The very high Verve Card costs with equally very high interest charges make it impossible to recommend. My account was opened, expecting assistance from it in respect to developing credit, though the pricing feels too heavy. Then there is this annual cost, and yet there also is a recurring monthly bill that just grows and grows, making it difficult not to close the account down. The APR is rather high, so I cannot carry balances at all. I've also had issues with payments not posting correctly, resulting in unnecessary extra costs. Customer service did not help with these issues. For the money spent, there should be more value added to this card.

Janet Evans
User Friendly for Getting Credit
So far, this has proven to be a productive instrument in building my credit scores while using the Verve Card. This doesn't reward with points, however, the ease of getting into the online portal has really helped in keeping on track. Its worth paying if you are seriously engaged and focused on increasing your scores, so I am taking advantages of making some low ticket purchases and paying off these items monthly. The customer support seems pretty good too at attending to my questions.

Pamela Wood
Positive Credit Building Experience
Verve Card is easy to use and has been effective in helping me build credit. There are fees, but they were clearly stated when I applied. I find the online system convenient, and payments post quickly. Customer service has been easy to reach, and overall, it's a positive experience. A good choice if you're in need of a fresh credit start.

Alexander Anderson
Good for building credits
For three months now, my credit rebuilding has been served adequately with the Verve Card. Online access has made it very easy; this also makes payments upload into the system very fast. A thing to be wary about-fee, but like this card, it serves by teaching you how not to spend beyond your pockets wisely. Customer support is responsive whenever I call for clarification. Not done for rewards, but if interested in improving credit, it delivers. Recommend it to anyone serious about credit recovery willing to forgo perks-it works well at that.

Holly Brooks
Useful for Low Credit Scores
It has been working fine for someone of bad credit, like me. No frills, but I guess it's good for building up one's credit back. The simplicity of this in getting it online plus reminders by emails is an added bonus. Just watch for the fees, and you're workable.

Lisa Jones
OK for Building Credit Back
I got the Verve Card about three months ago and it's working out nicely for me so far regarding building my credit back up. It costs some to get into and use but I had all this in place before so not too worried about the small charges on here. All has been well so far and customer service really good too. Okay for others in similar shoes.

Pamela Rogers
Works Well for Credit Repair
The Verve Card has gotten me back on track with my credit. It's not loaded with bells and whistles, but it is a very good tool for credit repair. I like how easy it is to maintain the account and the good reminders that are received. The fees are pretty reasonable if one keeps track, and customer support has been good. So far, it's been a pretty good experience.

Kimberly Ward
Better Alternatives Available
I subscribed to Verve Card due to its credit-building value, but the charges are outrageous. Taking into account yearly and monthly charges, I wish there were better options. Customer service is polite but cannot help with fee issues. Helpful for credit building but at an extreme cost.

Daniel Jones
Useful Card for Credit Purposes
Verve Card has been a convenient choice for my credit needs. I like the online pay facility, and I really like the reminders. Sure, there are fees involved, but I went into this knowing that was coming. Customer service has always been there when I needed them. For anyone working on building up their credit, it is a practical choice.

Barbara Gomez
Helpful for My Credit Journey
I have had my Verve Card for close to a year now. I can say it has helped me to improve my credit journey. It is easy to manage online, and reminders to pay the balance have been helpful. There are definitely fees involved, but it is manageable if one pays the balance in full. Customer service has also been quick to respond on issues. Not really a rewards card but, nonetheless, helpful when I really focus on building my credits than the benefits. Recommended this to people who do want an available card in establishing one's credit and isn't too fussy if payment is paid on time.

Daniel Phillips
Good for a New Start
I have held the Verve Card a few months now, which has served me well rebuilding my credit again after running into financial difficulties recently. Online account management is straightforward; it's easy to keep track of spending. Some fees and higher interest rates apply, but those were clearly outlined when opening the account so I was aware of them in advance. I pay off my balance each month to prevent having to pay any extra in interest. The customer service has been satisfactory?they are responsive whenever I have a question. It's not a rewards card, but for credit building, it's practical and does what it promises.

Patrick Collins
Good for Starting Over
I did apply for the Verve Card hoping to rebuild my credit score, and it has turned out to be a decent tool. The online access to my account is also convenient, and the extra fees are worth it, considering the credit reporting, so far. Customer support has been responsive. For those who begin anew, it is just a decent choice with crystal clear terms.

Anthony Hughes
Works as Expected for Credit Goals
Very straightforward and easy to use in helping my rebuild credit. On-line system is not very hard to navigate and customer support gets back at me when I've asked. Fees are steep; however, if used responsibly, then there are no problems. No frills, but I needed it for a credit correction. All in all, this was a good experience.

Laura Williams
Only for Those with Limited Choices
The Verve Card is one of those last-resort options if you're working on credit, but be prepared for fees. I signed up because my options were limited, but the annual and monthly fees make it costly. There are no rewards, so you only get credit reporting. Additionally, customer service was unhelpful when I reached out about a billing issue. The high APR makes it very costly to carry a balance, so this card only works if you have enough money to pay it off each month. If you have other options, I would definitely recommend trying them first.

Joshua Peterson
Good for Rebuilding
The Verve Card is an asset to my efforts on reconstructing my credit. Costs are indeed high but well known and presented to you so you know you get what you are getting and what you are paying when you close the transaction at hand. Payments post promptly enough and reminders of due dates are useful. It doesn't make pretty promises, but it keeps up with its promise as you do your credit repair.

Richard Thomas
Good for Credit Building
Verve Card has been pretty easy and useful in establishing credit. The online system is easy to manage, and payments post pretty quickly. The fees are a little high, but they disclose it upfront. It's a good choice for credit improvement, and the customer service has been pretty helpful when I needed it.

Ashley Thomas
Works Well for Credit Building
The Verve Card is very basic. It's exactly what I needed. I like that the online system is really easy to use, and I like getting the alerts that I get. There are fees, but they are reasonable. If you are looking to start building credit, this is a great card.

Michelle Brown
Good for Rebuilding Credit
Since I was in some real hard times with my credit score, I was excited when they gave me Verve Card to rebuild it. I found it relatively easy and the online account helps me keep track of all payments and balance so far. Fees are there, but I knew them beforehand, so I wasn't surprised. The customer service has been responsive and helpful whenever I called. It's not chock-full of perks, but it's reliable if you're trying to rebuild. I would recommend it to those in similar situations who need a straightforward credit-building card.

Michael Adams
A good credit repair card
The Verve Card is an excellent choice for me, as I am building my credit back up. It's very easy to understand and be comfortable with how the money is being spent. Not complicated to pay and keep a good eye on fees, although they are manageable. In general, I am satisfied and there was service when needed. Good fit for credit recovery.

Nathan Watson
Helpful for Credit Growth
The Verve Card has been excellent in helping me improve my credit score. I enjoy easy account management and very accessible customer care. There are fees, but that was part of the deal when I applied. It is a really good option for people wanting to rebuild their credit responsibly.

Andrew King
Meets Credit Goals
I carry the Verve Card with it to help me rebuild my credit, and so far, it has worked perfectly. The website is pretty easy to navigate, and payment has been no problem. Fees are something to monitor, but it is something within control. Customer service has always been very helpful when I needed them. So far, it has been a good experience on this journey of rebuilding my credit.

Ryan Campbell
Practical Choice for Credit Goals
I applied for Verve Card to boost my credit, and it has been helpful. It is easy to make payments online, and the fees are manageable if you keep up with payments. Customer service has been responsive. It is a no-frills card with no perks but is effective for credit building.

Ruth Green
Reliable Credit Improvement Tool
The Verve Card has been a reliable means of improving my credits. The account management system is easy, and also I have not encountered the issue with the payment scheme. The fees are something I can notice, yet I have learned to consider it more carefully in spending. The reminders are very helpful, customer service is quick, it's not a rewards card, but for building credit is quite effective.

Leah Bennett
Decent for Limited Credit
The Verve Card is not flashy, but has gotten me by while rebuilding my credit. Online payments are relatively easy to do with no issues. Fees are somewhat transparent, yet are sometimes bearable for what you risk losing. It really does a great job at what it was intended to do.

Eric Mitchell
Decent Option for Credit Building
Verve Card seems good if the point here would be credit building, like rebuilding your credit score, which seems like you wanted to have or gain an improvement of. I have been carrying it for about a year now, and I like the online account feature to be able to pay and check my balance with ease. The fees are pretty high, but at least you know how much you're going to pay so it's no surprise. I appreciate that customer service is easily accessible for answers to questions about your account. I never asked for any reward so did not miss anything on those lines. As such, for someone who genuinely wishes to improve his credit score, it is pretty straightforward and easy.

Patricia Johnson
A Practical Credit Option
Verve Card has been the most practical option for my credit requirement. It is easy to use, and online payment doesn't take long time. Fee is very evident, yet if you desire to increase your credit sincerely, that is all right. Customer service is quite supportive whenever there is a need for assistance. Hence, that would be an excellent choice, no doubt.

Haley Rivera ?
Responsible Usage Works
Verve Card has helped me get better credit, but it is not the card you would carry around with a high balance since it incurs fees. However, for responsible usage, it works. I always get quick responses on any questions I have posed about my account, and their website is easy to navigate. The interest rate is a bit high, so I pay off my balance at the end of each month. This card isn't for everyone, but it's helpful if you're in a rebuilding phase and committed to managing your finances.

Kenneth Sanchez
Good for Credit Goals
It's a pretty basic credit-builder card. Paying your bill isn't that bad since it does come with an account reminder to make timely payments. Of course, the fees are rather expensive; however, that's to be expected, so nothing too unexpected. Overall, it is a decent product for building up your credit and having a proper payment schedule.

Anna Young
High Fees with Limited Benefits
I signed up for the Verve Card to help rebuild my credit, but the high fees have been overwhelming. Maintenance charges pile up drastically and monthly. There is actually no real benefit in the card to make them legitimate at all. The interest was on the higher side also, so that people needn't keep any balance. For rewards, I was left very disappointed. The web portal works pretty well except for the problems of delay posting which results in unnecessary extra fees. Customer service is very polite but cannot solve some of the concerns that I have. In my view, I would never recommend this card unless you're out of options and can find a way to be mindful of the prices involved.

Emily Watson
Basic Credit Card for Credit Rebuild
One individual recommended that I obtain the Verve Card as a means to help repair my credit score. It has done just that and more. Not flashy, but dependable enough for those small purchases I settle on at the end of each month. The website's interface is easy to use, and when I called with questions, their customer service was helpful. Fees are there but for my use, reasonable.

Jessica Morgan
Fresh Start Good Card
The first step I followed to manage difficulties with the credit score, so far so good, opened after I could smoothly apply for Verve Card. I was given a login online; a free cost that has been covered as I rejoined capability at this level.

Edward Clark
Plain but Effective for Credit Recovery
This is just a no-frills plain Verve card that has been suitable to fulfill my credit recovery need. Pretty easy to use, it has an easy and slick online portal that helps me make payments and monitor the balance. They have fees, though, so it's not that bad if you keep using it responsibly and avoid keeping high amounts. I find that the customer service team is really reachable, and questions are always very much answered. The rewards don't seem to apply for this card, so rewards were not really an important matter for me. So credit improvement-wise, steady, reliable. Good option when it comes to something quite plain and simple, therefore an easy-to-handle concept to have around.

Katherine Mendoza
Solid for Credit Improvement
The Verve Card has been a good tool for me to work on getting my credit score up. It's straightforward, no surprise fees unless you know they exist. I use it for all my small purchases and pay the balance off each month. The online management of my account is pretty easy, and customer service has been there when needed. Overall, it does what it's meant to do without over-complicating itself.

Nicole Chavez
Not Worth the Investment
It is difficult to continue paying the high monthly fees on Verve Card. It does report to the credit bureaus, but there are no rewards or benefits that are worthwhile for the expense. Customer service was good, but they couldn't waive fees when I needed help. I would not recommend this card for helping to improve your credit.

Mary Kim
Decent for Rebuilding Credit
Verve Card has been helpful in helping to rebuild my credit. Its online system is user-friendly, and the customer support has been responsive. They do charge fees, which are manageable if you stay on top of payments. For those looking to boost their credit, this credit card does the job adequately and is reliable.

Edward Adams
Vague Benefits for the Money
This card's fees are more than I would have imagined. There is no reward program, and the interest rate is too high. It feels like you're just throwing money out there to establish credit. Customer service is polite but cannot help when you call to complain about the fees. Last resort if you don't have other options.

Helen Rivera
Good Choice for Rebuilding Credit
I?ve had the Verve Card for nearly a year, and it?s been a good tool for helping me get back on track with my credit. It's easy enough, it's a clear online platform which is easy to manage, making following up payments and due dates very simple. The customer service team was promptly helpful in getting some account support pretty early on. There's some fees and a greater interest rate, but, for me, paying out my balance in full every month doesn't add up too much. This card has proved to be a steady solution for credit rebuilding, but it is best suited for disciplined users who can keep track of payments. I must say that it has proved reliable, and overall, I would suggest it if you are into credit repair and do not need extra rewards or more perks.

Debra Bennett
Works Well for Credit Recovery
Verve Card has worked very well in helping to recover my credit. Very simply designed, which I needed?a card that doesn't have all the fluff and can be quite easily understood. It can be used for simple purchases, but I pay the balance in full every month. My credit score has increased to this point. Fees apply, but they made me aware of them beforehand, so I appreciate that the company is transparent. Customer service has been accessible and truly supportive during the opening of this account. For the one who consistently pays his balance, this is a tool that creates credit.

Kathleen Gonzalez
A Credit Restoration Tool
I have the Verve Card to enhance my credit. So far, it has been helpful. The online system is easy to handle and manage payments. The reminders are helpful, and fees are high but manageable. It is a good choice if you want to build credit without needing rewards.
Verve Mastercard
As one of the leading financial service providers in America, Continental Finance Company has specialized in credit card products for those with less-than-perfect credit. The Verve Mastercard is going to be handy in improving customers' credits or building new ones while offering beneficial features: $0 Fraud Liability and a Free Monthly Credit Score. You are also eligible for a Credit Limit Increase just after six months.
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United States
Website
vervecardinfo.com
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