100 reviews found
img 5/5.0 08, Aug 2025

Excellent support team

I reached out with a few questions before applying, and they were very responsive. The whole loan experience was smoother than I thought it would be.


img 2/5.0 25, Jul 2025

Not worth the stress

The loan terms were confusing, and the fine print had more conditions than I expected. By the time I realized the real APR, I was already committed. It?s my fault for not reading closely, but I still think it could?ve been presented more clearly. Won?t make that mistake again.


img 5/5.0 19, Jul 2025

Really helped me out fast

Had an emergency vet bill and no savings to cover it. Found StarPay Loans online and gave it a try. The whole process took maybe 15 minutes. They asked for standard info and ID, and I got approved within an hour. The funds came later that day. The repayment plan was flexible, and they didn?t penalize me for early payments. Their help meant I could get my pet treated without worrying about finances. I?m grateful for how simple it was and how kind their staff were in answering my questions. This service made a huge difference for me.


img 3/5.0 14, Jul 2025

Decent but could be faster

The approval took a bit longer than expected, but I eventually got the funds. The overall process wasn?t bad, just not as fast as advertised. Still, they were helpful when I called.


img 5/5.0 01, Jul 2025

Better than expected

Really thought it would take longer, but it was all sorted within hours. Totally convenient.


img 1/5.0 28, Jun 2025

Buggy mobile app

The app froze multiple times during the process. Had to switch to desktop just to finish the application.


img 4/5.0 19, Jun 2025

Easy repayment setup

I liked that I could choose my repayment dates. It helped me line things up with my paycheck. The whole setup was flexible.


img 4/5.0 14, Jun 2025

Helped bridge the gap

I was between jobs and needed a bit of support just to make ends meet for the month. A friend recommended StarPay Loans, and I gave it a try. The website was easy to navigate, and the application didn?t take long. They only asked for basic verification, and I got an answer within hours. Funds came through the next day. The repayment terms were fair, and I didn?t feel like I was being taken advantage of. It?s a helpful service if you?re stuck temporarily and just need some breathing room.


img 2/5.0 07, Jun 2025

Funds delayed, no updates

The approval went through fairly quickly, but after that?radio silence. No email confirmation, no update, nothing. I had to chase them down to ask where the funds were. Turns out there was a ?banking delay,? but no one thought to notify me. Frustrating and stressful, especially in a tight situation.


img 5/5.0 28, May 2025

Surprisingly great experience

Honestly didn?t expect much from an online lender, but StarPay Loans delivered. The app was clean and simple, and everything from identity verification to final confirmation was fast. They explained everything up front, so I felt confident signing. Money showed up the next day. I was pleasantly surprised. Would use again if I ever need another loan.


img 1/5.0 20, May 2025

Chaotic experience

Nothing about this process felt professional. Wrong loan amount was listed in my contract, and it took several back-and-forths to fix it. They sent me two different repayment schedules, both with different dates. It created so much confusion, and I was constantly second-guessing if I?d miss a payment.


img 5/5.0 11, May 2025

Very helpful during a tough week

I had an unexpected expense pop up and needed a small loan fast. StarPay Loans helped me out within a few hours. Everything was handled online, which made it convenient. I appreciated that they didn?t ask for a ton of documents or phone calls. The repayment terms were manageable, and the process felt secure and stress-free.


img 4/5.0 02, May 2025

Straightforward experience

Everything was laid out clearly, and I didn?t have to dig through fine print. Funds came through in less than a day. I appreciated the transparency throughout the process.


img 5/5.0 15, Apr 2025

Seamless online experience

I loved how everything was done online, from application to approval. No hassle at all.


img 2/5.0 01, Apr 2025

Repetitive errors

Kept getting emails asking for the same documents I'd already sent. Very inefficient system.


img 1/5.0 27, Mar 2025

No loan, no help

Was approved and then ghosted. Didn?t receive the funds, and no one got back to me with answers.


img 4/5.0 12, Mar 2025

Not too bad

The steps were easy to follow, and I didn?t need to submit a ton of paperwork. Slight delay in deposit, but nothing major.


img 4/5.0 05, Mar 2025

Mostly smooth experience

The initial steps were fast, and I was approved within an hour. There was a minor delay in the deposit, but customer service responded to my concern quickly. Overall, the service felt trustworthy and efficient. I?d use it again if needed.


img 1/5.0 23, Feb 2025

Poor first impression

First-time user, and I already ran into issues uploading ID. Support wasn?t helpful at all. Didn?t continue the process.


img 4/5.0 17, Feb 2025

Friendly customer service

Customer service was friendly and explained things clearly. It wasn?t confusing like some loan sites. Interest rates were okay, not the lowest but fair. I liked that I didn?t have to wait days to hear back.


img 2/5.0 05, Feb 2025

Not what I expected

I chose StarPay Loans because of the positive reviews, but my experience was far from ideal. Application took longer than advertised, and the interest rate ended up way higher than what I saw online. They also made an error with my repayment date, which caused an overdraft on my account. Customer service fixed it later but it shouldn?t have happened in the first place.


img 5/5.0 21, Jan 2025

Smooth all the way

From beginning to end, the process just worked. Clear, fast, and exactly what I needed.


img 1/5.0 09, Jan 2025

Poor support

Tried reaching out via phone and email?no answer either way. Felt like no one was really available to help.


img 5/5.0 02, Jan 2025

Fast, simple, effective

Needed help paying for a school fee, and StarPay Loans delivered. Everything was done from my phone. No paperwork, no waiting for callbacks. They got me approved fast, and the money was in my account before the day ended. Really grateful for the smooth experience.


img 2/5.0 21, Dec 2024

Deposit delayed

Everything was done on my end, but the money showed up two days later. Didn?t get any heads-up either.


img 2/5.0 07, Dec 2024

Confusing process and delays

Applied expecting fast approval, but it ended up taking almost three days. The steps weren?t very clear, and I had to keep resending documents that I?d already uploaded. Customer support was polite but slow to respond. The waiting was frustrating especially since I was counting on the money for an urgent bill. Would?ve appreciated more clarity upfront.


img 5/5.0 03, Dec 2024

Great user experience

What stood out most was how easy the website was to use. Each section had tooltips and helpful info, so I didn?t feel overwhelmed. The approval was fast, and I appreciated the regular email updates throughout. They kept me informed until the money was deposited.


img 5/5.0 18, Nov 2024

Smooth and honest experience

What I valued most was the honesty. No hidden fees, no surprises in the final agreement. Everything was exactly how it was explained online. The process moved quickly and I appreciated the follow-up emails that kept me informed. Customer service was available when I had a concern about early repayment, and they clarified it right away.


img 1/5.0 14, Nov 2024

Glitchy platform, slow support

Trying to reset my password was impossible. The reset email never came, and customer support kept telling me to ?wait a few minutes.? I ended up using a different email to apply, which caused more confusion. Honestly, it just seems like they don?t have their tech or support team sorted.


img 1/5.0 01, Nov 2024

No follow-up

After submitting everything, I never got any update. Didn?t even know if I was rejected or not.


img 2/5.0 22, Oct 2024

Slow response time

Took much longer than expected to hear back after applying. The website promises fast approval, but mine dragged out over two days. Not ideal when you?re in a pinch.


img 5/5.0 13, Oct 2024

Got what I needed, fast

From application to funding, everything took less than a day. The site walked me through each step clearly, and I didn?t feel confused at any point. I also liked being able to set my repayment schedule. Overall, it was a stress-free experience, which is what you want when you?re dealing with financial issues.


img 4/5.0 08, Oct 2024

Good service, fair terms

They explained everything upfront. The loan wasn?t huge, but it was enough to hold me over.


img 5/5.0 29, Sep 2024

Happy with my experience

Loan came through without a hitch. Easy to apply, easy to repay. Would totally use again if I needed to.


img 3/5.0 22, Sep 2024

Functional but not perfect

The website was a bit slow when I applied, and I had to refresh it a few times. That aside, the process went through. Approval took longer than 24 hours, but I eventually received the money. It worked out in the end, though there?s room for improvement.


img 5/5.0 17, Sep 2024

Pleasantly surprised

I wasn?t expecting much, but the process was very smooth. I applied in the morning and had the money by evening.


img 2/5.0 04, Sep 2024

Confusing loan terms

The interest rate listed initially wasn?t the same in my final agreement. Felt a bit bait-and-switch.


img 2/5.0 26, Aug 2024

Fee not mentioned

Got hit with a service fee that wasn?t mentioned until the final step. That should be shown earlier.


img 1/5.0 14, Aug 2024

Website full of bugs

The site crashed twice during my application. It wouldn?t save my info, so I had to keep starting over. Eventually, I switched to mobile, which barely worked either. For a financial company, the platform is surprisingly unprofessional. I ended up borrowing from another lender because I just didn?t trust the system anymore.


img 5/5.0 10, Aug 2024

Straightforward and quick approval

The whole process with StarPay Loans was incredibly quick. I didn?t expect to be approved so fast, but within a couple of hours of applying, I had my loan terms ready. The agreement was clear, and they even let me adjust my payment date to better line up with my paycheck. The funds arrived in my account early the next morning. Customer service was polite and didn?t make me feel awkward for asking basic questions. The platform is ideal if you?re in a rush and don?t want to jump through a ton of hoops.


img 3/5.0 01, Aug 2024

Acceptable overall

It worked out okay in the end. Slight hiccup in communication, but I still got the loan on time.


img 2/5.0 28, Jul 2024

Lacking transparency

Some of the costs weren?t disclosed clearly. I had to dig through multiple pages to find the actual interest rate.


img 4/5.0 20, Jul 2024

Clear communication

They were clear with what was needed and what I?d be paying. It made things less stressful.


img 4/5.0 12, Jul 2024

Worked when I needed it most

My hours got cut unexpectedly, and I was tight on bills. A friend told me to check out StarPay Loans. I applied and had my approval that same day. It wasn?t a large amount, but it was enough to cover groceries and utilities. I felt supported and not judged, which made the whole thing easier.


img 2/5.0 04, Jul 2024

Unexpected deductions

After repayment, I noticed a small extra charge that wasn?t listed anywhere. Contacted them and was told it was a ?processing fee? for early payment. That wasn?t disclosed clearly. Felt like a sneaky way to take more money. Watch the fine print closely.


img 5/5.0 28, Jun 2024

Very efficient

Everything from sign-up to funding happened super fast. No complications or long waits.


img 5/5.0 23, Jun 2024

Good for quick emergencies

I needed to cover a vet bill unexpectedly, and StarPay Loans made it happen the same day. The process was surprisingly simple, and they didn?t waste time. The approval came fast, and the money showed up that evening. I was grateful to have a backup like this when something urgent came up.


img 5/5.0 15, Jun 2024

Fast and smooth application

Application process was quick and pretty simple. Got approved without a ton of paperwork, which I appreciated. The online portal was also easy to navigate. Overall, the experience felt stress-free, and the funds came faster than I thought. Would use them again if I need to.


img 1/5.0 09, Jun 2024

Misleading timeline

They advertised same-day funding, but it took nearly four days for the money to arrive. Wouldn?t rely on that promise again.


img 1/5.0 25, May 2024

Spelling errors and unprofessional

The emails had grammar mistakes and even my name was spelled wrong in the contract. That didn?t inspire much confidence. Add to that the slow deposit and limited support, and it felt like I was dealing with an amateur setup. Just not what I expected from a loan provider.


img 3/5.0 11, May 2024

Mixed feelings

Got the loan, but there were a few typos in the confirmation emails. Not a big deal, just noticed.


img 3/5.0 03, May 2024

Average but effective

I?ve had both better and worse experiences with loan companies. StarPay Loans lands somewhere in the middle. The application was easy, and I did get the loan, but it took a bit longer than advertised. That said, the support team did keep me updated. Not amazing, but it worked.


img 2/5.0 27, Apr 2024

Delayed payment

Loan approval was fast, but receiving the money took too long. No proper communication during the delay.


img 1/5.0 13, Apr 2024

Funds never showed up

Was told the loan was approved and that I?d receive funds within 24 hours, but after two days?nothing. Reached out multiple times and kept getting vague responses like ?it?s processing.? Had to scramble and find another solution last minute. Felt like I was just being strung along. Not a reliable experience at all.


img 4/5.0 08, Apr 2024

No surprises

The terms matched what I saw on the website, which was a relief. I?ve dealt with lenders before who change things last minute. This time, it all went according to plan. I was approved the same day and the funds came through the next morning.


img 3/5.0 25, Mar 2024

Quick but not the best rate

Application was fast and easy, but the interest rate could?ve been lower. Still, they delivered on their promises.


img 2/5.0 20, Mar 2024

Extra charge

Noticed an odd processing fee on my bank statement after repayment. Should?ve been clearer in the terms.


img 4/5.0 14, Mar 2024

Minor hiccups but solid experience

The application was easy, but I had a small issue verifying my bank. Took an extra day to sort that out, but support was responsive and guided me through it. Once approved, the funds were sent quickly. Everything else went well. I liked that they were patient and didn?t cancel my application during the issue. Pretty decent overall experience.


img 1/5.0 08, Mar 2024

Delays, errors, and no help

Applied on Monday, got approved Tuesday, was told funds would arrive by Wednesday. By Friday?nothing. I called and was told there was a system issue. No apology, no compensation, nothing. Had to cancel a payment I was planning to make. It made things worse for me instead of helping.


img 4/5.0 19, Feb 2024

Worth trying

This wasn?t my first time applying for a short-term loan, but it was definitely one of the smoother ones. StarPay Loans had a cleaner interface and more straightforward process than others I?ve used. One thing I would improve is the email updates?they sometimes felt delayed. But in the end, I got my funds quickly and without issue.


img 5/5.0 14, Feb 2024

Quick help when needed

I was surprised at how fast the funds arrived. Great experience from start to finish.


img 4/5.0 09, Feb 2024

User-friendly and efficient

The layout of their site made it easy to understand what steps I needed to complete. The loan decision came quick, and they didn?t require unnecessary documents. I had a small issue with my email verification, but it got sorted within the hour. Appreciated the way they handled everything without stress or pushback. Good experience.


img 2/5.0 02, Feb 2024

Approval didn?t mean fast funds

Even though I got approved the same day, it took three more days for the funds to reach my account. I called to ask why and they said ?processing time varies.? If that?s true, don?t say funds are delivered same-day. Just be honest from the start.


img 1/5.0 27, Jan 2024

Application error nightmare

I filled everything out carefully, but kept getting an error at the final step. Tried three different browsers. Reached out for help and they said to clear cookies, which didn?t help either. Lost so much time trying to fix it before I gave up. For a digital loan company, the tech should work better.


img 5/5.0 22, Jan 2024

Excellent customer support and clear terms

Needed a small loan for a last-minute expense and had never used StarPay Loans before. I was honestly impressed by how easy the process was. I was able to fill everything out online without needing to fax anything or do calls. What really surprised me was how fast customer support responded when I emailed with a question about repayment dates?they got back to me in under 30 minutes. I felt confident signing the agreement because everything was explained clearly, including the interest rate and repayment schedule. I?d definitely use them again in a similar situation.


img 1/5.0 15, Jan 2024

Broken promises

They say ?instant funds,? but I waited over 72 hours. Ended up borrowing elsewhere.


img 4/5.0 09, Jan 2024

Helpful during an emergency

I needed funds quickly due to a car repair, and they came through. The money was deposited quickly, and the repayment schedule worked for me.


img 2/5.0 30, Dec 2023

Misleading interest rate

The website said ?competitive rates,? but mine was sky high. I had good credit, too, so I don?t get why it was that bad. I only accepted it because I was desperate at the time. Now I?m stuck with an expensive repayment plan. Felt a bit misled honestly. Won?t be using them again.


img 5/5.0 23, Dec 2023

Reliable during a pinch

Got my loan the same day I applied. Everything was handled online, and I didn?t feel overwhelmed at any point. StarPay Loans came through when I needed money the most.


img 4/5.0 11, Dec 2023

Good experience overall

It wasn?t perfect, but it was close. The application took about 10 minutes, and I received an approval the same day. There was a slight delay in the deposit, but support was quick to clarify the reason. I felt reassured throughout the process. If you're facing a short-term cash crunch, this could be a reliable option.


img 4/5.0 27, Nov 2023

Reliable in a pinch

I wasn?t sure what to expect when applying for a loan online, but StarPay Loans came through for me. I needed help covering rent after a delayed paycheck, and I found the application process very simple. I uploaded my ID and some basic info, and within the same day, I was approved. The interest wasn?t the lowest, but it was reasonable. What I appreciated most was how fast the team worked. I had the money the next day and was able to avoid a late rent fee. Their communication was clear, and the dashboard made it easy to track everything.


img 3/5.0 20, Nov 2023

Okay rates, good service

The interest rate was a little higher than expected, but the service was good. They answered all my questions, and the site is user-friendly.


img 2/5.0 04, Nov 2023

Interest way too high

Even though they approved me quickly, the interest rate was outrageous. I needed the money urgently so I accepted, but I regret it. It?s going to cost me way more in the long run. If you have any other options, take those instead.


img 1/5.0 29, Oct 2023

Incorrect loan amount

My approval email showed a different loan amount than what I applied for. Still waiting on a correction.


img 2/5.0 15, Oct 2023

Lack of clear information

The FAQ section wasn?t helpful at all, and I couldn?t find proper contact details until I was halfway through the application. After applying, I didn?t get a confirmation email or status update. Just sat there waiting. I expected a more transparent process.


img 5/5.0 06, Oct 2023

Trustworthy when it matters

This was my first time borrowing money online, and I had my doubts. But StarPay Loans made me feel comfortable from the start. The site didn?t ask for anything unnecessary, and the instructions were clear. What made a big difference was the transparency. The APR, fees, and terms were all outlined before I signed anything. I had the funds in my account the next day. There were no delays or surprises. I appreciated that everything was digital and still personal?they responded to my emails quickly and politely. Would trust them again if I ever need it.


img 3/5.0 02, Oct 2023

Good but not perfect

Got approved fast, but there was a bit of confusion about my bank info. They fixed it quickly though.


img 2/5.0 24, Sep 2023

Unresponsive after approval

Once I got the approval notice, I thought it?d be smooth. But it took nearly 48 hours just to receive the deposit, with no explanation for the delay. Emails went unanswered and the chatbot was no help at all. If you advertise ?same-day funds,? stick to it.


img 5/5.0 18, Sep 2023

Solid support and fast results

I ran into a question during the process and sent an email. Got a reply in under an hour?super helpful and detailed. After that, everything moved quickly. I had the funds in less than 24 hours. Really appreciated the combination of speed and customer service. Would consider them again for future needs.


img 5/5.0 12, Sep 2023

Very professional and fast

I?ve dealt with other lenders who make the process feel intimidating. StarPay Loans was refreshingly professional. Everything was explained clearly and there was no hard selling or pressure. They let me review everything before committing. Approval came fast, and the funds showed up just as promised. Honestly, the way they handled things made a stressful time feel manageable.


img 4/5.0 06, Sep 2023

Useful in a bind

The loan helped me cover unexpected expenses. It wasn?t complicated, and I got my answers fast.


img 4/5.0 27, Aug 2023

Professional service

Staff were polite and answered emails promptly. No pressure or upselling. Just straight lending.


img 5/5.0 22, Aug 2023

Quick help with fair terms

After a car repair messed up my budget, I turned to StarPay Loans. I wasn?t sure what to expect, but I was approved fast and the repayment terms were reasonable. They didn?t bombard me with upselling or weird fees either. It felt like a straightforward loan with no surprises.


img 1/5.0 11, Aug 2023

Glitchy platform

Couldn?t upload my documents due to a constant error. Support took ages to respond. Had to give up.


img 3/5.0 03, Aug 2023

Could improve website

The website lagged a bit while applying, but aside from that, things went okay. Customer service made up for the tech issues.


img 2/5.0 26, Jul 2023

Not worth the rate

The rate I got was way higher than I expected. Not the best deal, especially if your credit is average.


img 5/5.0 18, Jul 2023

Got what I needed

They helped me get approved even when my credit wasn?t great. It wasn?t a big loan, but it helped cover my rent.


img 1/5.0 11, Jul 2023

Poor customer care

After submitting everything, I didn?t hear back for over 48 hours. When I finally did, it was just an email saying my address couldn?t be verified. I asked what to do and got no clear instructions. It felt like I was talking to a bot. Eventually gave up and applied elsewhere. Just not worth the hassle.


img 5/5.0 06, Jul 2023

Smooth process from start to finish

StarPay Loans made the entire loan process incredibly smooth. I applied in the morning and was approved within a few hours. The site was straightforward, with easy-to-understand instructions. What really stood out to me was how transparent everything was?no surprise fees or weird charges tucked into the fine print. Customer support was available when I had a question about the repayment schedule, and they responded quickly and clearly. Funds were deposited in less than 24 hours. It felt like the team actually cared about making the process as stress-free as possible. In a time where I needed help, they made things easier.


img 5/5.0 28, Jun 2023

A lifesaver in a crunch

When unexpected medical costs came up, I had no idea what to do. I came across StarPay Loans while searching for help and gave it a shot. Within a few hours, I was approved. I didn?t even have to speak to anyone?it was all online, which I liked. The repayment terms were easy to manage. Absolutely helped me get through a rough patch.


img 5/5.0 22, Jun 2023

Simple and efficient service

Applying for a loan through StarPay Loans was surprisingly simple. The online form didn?t take long to complete, and I received a response within an hour. What I appreciated most was how clearly they laid everything out?there were no hidden fees or confusing terms. The money was in my account by the next day. Definitely made things easier when I needed help.


img 1/5.0 17, Jun 2023

Never got the loan

Everything seemed fine at first. I filled out the form, uploaded my docs, and got approved. Then?nothing. I followed up several times and kept getting told it was ?on the way.? It's been over a week. I?ve given up at this point. Totally unreliable.


img 5/5.0 04, Jun 2023

Very convenient process

Loved how easy it was to apply. No faxing or mailing documents. Just filled in the form and got a quick response. Definitely made a tough situation easier.


img 1/5.0 31, May 2023

Approval didn?t mean anything

Got an approval message and then nothing. Zero communication after that. Waste of time.


img 5/5.0 24, May 2023

Great for short-term needs

I just needed a bit of cash to cover some bills, and they helped me right away. Simple, effective, and fast.


img 3/5.0 19, May 2023

Good service, some delays

Applied during a weekend, so I understand some delays might happen. Got approved on Monday, and the funds came through Tuesday morning. It wasn?t exactly ?same-day funding? as advertised, but it was still quick. The interface is pretty user-friendly, and they don?t overcomplicate the process. If they improve the speed and maybe add weekend availability, it would be perfect.


img 1/5.0 08, May 2023

Zero accountability

Something went wrong with my bank verification and the deposit failed. I contacted them and they blamed the bank. My bank said everything looked fine on their end. No one took ownership of the issue. In the end, I had to start over. Whole thing felt like a waste of time.


img 2/5.0 28, Apr 2023

Website crashed

Tried applying twice and the site kept crashing midway. Finally got through, but it didn?t inspire much trust.


img 4/5.0 16, Apr 2023

Worked for my situation

I needed a short-term loan while between jobs. StarPay helped and didn?t hassle me with unnecessary questions.


img 4/5.0 10, Apr 2023

Reliable loan option

I?ve tried other lenders, and this one stands out for its user-friendly setup. I didn?t need to call anyone or scan in a bunch of documents. Everything was handled through the online system, and it worked smoothly. The interest rate was a bit higher than I wanted, but it was still fair.


StarPay Loans

At StarPay Loan, we know that unexpected expenses can come out of nowhere. That's why we offer quick and reliable small loans between $250 and $1500 across Canada. With a focus on transparency, fast service, and putting customers first, we're here to support you when you need it most making us a dependable choice in your financial journey.

Address
United States

Website
starpayloans.ca

Email

Telephone

People who looked at this companies also looked at
Recent Posts

Sign In