Reflex Mastercard
4.2/5.0
Harper Whitfield
3/5.0
27, Oct 2024
Overpriced for What You Get
I used the Reflex Card for approximately six months, and it did raise my credit score, but it is way too pricey for what you pay for. Their customer service was pretty decent, but there are other cards that have more beneficial extras at a reduced cost to you. Not worth it for me to keep in the long run.
Ruby Winslow
4/5.0
18, Oct 2024
Helped Me Improve My Credit
I applied for the Reflex Card when my credit was low. Over six months, I have seen a good boost up in my score. The card is simple and easy to pay for. The fees are exorbitant but if you manage your account correctly, it is a good way to rebuild credit.
Noah Ellington
5/5.0
03, Oct 2024
Convenient and Effective
Thus far, the Reflex Card has been convenient and effective in helping me rebuild credit. Applying was not a hassle; my card arrived relatively quickly. My initial credit limit was low, but I increased it after some time past due without incident. On the negative side, fees are a little higher than what I have paid with other cards, though that's part of the package when using a credit-building card. It's pretty user-friendly, and their customer service has actually been helpful when needed. I already saw a big improvement in my credit score, so I would really recommend this card to anyone who is, perhaps, in a somewhat similar situation as me.
Knox Waverly
4/5.0
16, Sep 2024
It helped improve my credit
When my credit score was really low, I applied for the Reflex Card. I'd say that in the last six months, it's increased dramatically. The card is pretty plain and simple, but I like that the payment process is pretty easy. The fees are pretty high, though, and assuming you pay for this responsibly, it seems to be good for an increase in credit.
Elijah Hargrove
5/5.0
12, Sep 2024
Solid Choice for Credit Improvement
I got the Reflex Card to rebuild my credit, and till now, I am pretty satisfied with the result. The credit limit was low to start with but was increased after six months of payment. The score has gone up too, which is a great relief. The fees are rather too high, though this must be expected with a credit rebuilding card. It's friendly for users, and I have not encountered any issues regarding payment and customer service. I think it has been a good experience overall, and I would recommend this to anyone who wants to get the chance to improve their credit rating.
Eliza Wakefield
4/5.0
30, Aug 2024
Great starting point
I received the Reflex Card three months ago. It has proven to be a good tool in helping build my credit. The credit limit started at an all-time low, but with some responsible usage, it increased somewhat. The app is pretty easy to use and the customer support is quite responsive. Fees could be a little better, though, but for what it is, it's a pretty decent card.
Everett Sutherland
4/5.0
25, Aug 2024
Great for Rebuilding Credit
I have rebuilt my credit over the last year using Reflex Card. They actually raised my limit because I paid them well on time. The interest rates are a little steep, but if you need to rebuild your credit score, it is worth paying for. Just make sure you pay in balance and on time!
Parker Ellington
4/5.0
23, Aug 2024
Fast Approval
The application process was very easy and simple. I got the Reflex card within a week. The credit limit was extremely low, so it wasn't very long before I raised the limit since all my bills were paid on time. So far, so good ? it's been really fantastic for the rebuilding of credit, although fees are pretty steep.
Silas Hawthorne
5/5.0
21, Aug 2024
Solid Card for Credit Rebuilding
That has given me a chance to rebuild my credit when no one else wanted to. It's been easy use, problem-free, and I have actually increased my score since I have started using it. The APR is pretty bad, so sometimes I just pay the minimum, but for me, that's what it's going to take to rebuild some credit.
Nolan Beckwith
5/5.0
19, Aug 2024
Helped My Credit Score
Difficult to get approved for other cards but Reflex Card gave me a second chance. My credit score is definitely up since it was introduced. Sure, interest rates are high, but if you pay your balance in full each month, you can use it as a good means of getting credit.
Levi Pendleton
5/5.0
05, Aug 2024
Reliable for rebuilding credit
I have been using the Reflex Card, and it has been pretty consistent in getting me back on my good footing with my credit again. At first, it took a couple of fees to get this thing going right, but since I now pay the balance every month without delay, I am noticing a good change in my credit score. Overall, it's not bad if you are looking for an option that can help rebuild your credit.
Hazel Radcliffe
5/5.0
17, Jul 2024
Good for Low Credit
Received this Reflex Card when my credit was not so great. It has helped me slowly improve my score over time. The fees are a little higher, considering it's a card aimed at low-credit individuals. Still, overall, it's a good option if you need to rebuild.
Benjamin Ashworth
5/5.0
11, Jul 2024
Allowed Me to Rebuild My Credit Rapidly
I was a bit apprehensive when applying for the Reflex Card because of the fees; but am glad I took the leap. My credit score improved significantly within just six months of responsible use, and at first, the credit limits were low; however, after gaining experience with the timely receipt of payments, they increased it and hence my scores. The app is easy to use, and I have never had any issues with the customer service. Although the fees are a bit high, they can be managed if you pay off your balances every month entirely. Overall, the Reflex Card has been a great asset in rebuilding my credit, and I would recommend it to anyone in this situation.
Sophia Winslow
2/5.0
07, Jul 2024
High Fees, Limited Benefits
It charges me an astronomical fee and I get absolutely nothing back. It's a good card to improve my credit, but the cost is pricey for what I get with this card. The annual fee is pretty high, and I wish they had more features than the other cards. It's O.K. if you need to rebuild credit really badly.
Chloe Sanderson
4/5.0
04, Jul 2024
Simple and Effective
Reflex Card is really easy to use, and it really helped me restore my credit. Everything about account management on the website and app is really smooth, and so far, I've run into no problem in the entire customer service area. Fees are pretty pricey; however, overall, it has been a really useful tool for improving credit.
Zara Whitman
4/5.0
22, Jun 2024
Convenient and Easy to Use
The Reflex Card is a convenient tool for anyone to use while trying to improve their credit score. The application is very user-friendly, and the customer service can fix an issue in no time. It's a little pricey on fees, but the benefits that improve my credit more than offset the expenses.
Caleb Redfern
4/5.0
14, Jun 2024
Good for Building Credit
Reflex Card has been really helpful in building up my credit. The application is easy to use, and so far, I haven't had a problem paying for anything. The fees are a little expensive compared to some other cards, but it's worth it if you're trying to build your credit rating. Would recommend it to anyone who needs rebuilding.
Mason Underwood
2/5.0
21, Apr 2024
Improved My Credit Fast
I applied for the Reflex Card during the need to reconstruct my credit following a few financial setbacks. The application got processed quickly, and I received the card a few days later. Their credit limit was low when my account was opened for the first time, but it increased after a few months of proper use of the card. My credit score has improved significantly since when I started using the card, which has led to several other financial opportunities for me as well. High cost but worth every penny, if you care to fix your credit. Just pay on time.
Lucas Fairchild
2/5.0
16, Apr 2024
Credit Building at a Cost
Reflex Card has been building my credit for the past year; however, it's expensive. The fees are steep, and if you don't pay off the balance within a few months, it becomes really hard to handle. It's done its job, but I wouldn't recommend it unless you have no other options to rebuild your credit.
Marlowe Kensington
4/5.0
14, Apr 2024
Positive Experience
I used the Reflex Card, and I have a very positive experience. It is easy to use, and the interface on the Internet is friendly. But, of course, the fees are much more than what I expected. Still, since my credit score improved from this card, it really was worth it. One has to be punctual in paying, of course, to avoid any problems.
Elias Oakley
4/5.0
11, Apr 2024
Good Card for Credit Repair
If you want to repair credit, the Reflex Card is a good option. I was able to get back in balance with it after some difficult times financially. It was low at first, but the limit did increase with timely payments. The cost is a bit hefty, but credit means everything.
Violet Prescott
4/5.0
03, Apr 2024
Convenient and Helpful
It's been very easy to use from the start. It has really helped me in managing my finances better and building credit at the same time. For the fees, I do think it's a bit steeper, but it's worth it for the benefits here. Customer service was also supportive when something was wrong on my statement.
Abigail Prescott
5/5.0
01, Apr 2024
Fast Credit Limit Increase
The Reflex Card has really helped my improve my credit. I started here pretty low on the limit, but after three months of paying it off on time, they gave me an increase in my limit. Now I get better deals from other financial institutions. The fee is more than I desire, but it actually works out quite well if you monitor the balance by month. The app is totally easy to work with, and I have never had a problem with customer service. I am pleased overall with the performance of my Reflex Card in assisting me to repair my credit.
Emilia Winslow
5/5.0
10, Mar 2024
Easy and Fast Application
This application for Reflex Card is very easy and simple. I was approved in minutes, and I got my card within a week. At first, the limit was quite low but went up some time after consistent payments, within a couple of months. The fees are quite high, surely; in general, however, it has been rather helpful.
Julian Ashford
4/5.0
02, Mar 2024
Good for Credit Building
Positively reflected in rebuilding my credit. Started off with a bad limit, but utilized responsibly, the limits have increased. The fees are a bit high, but if you pay on time, then it's a great card for getting yourself out of a tight spot with regards to improving your situation financially.
Ethan Caldwell
5/5.0
06, Feb 2024
Helpful in a Pinch
The fees are very high, but my credit score has gone up pretty steadily since I started using this card. If you need to rebuild your credit, this is a good card. Just don't forget to pay on time.
Fiona Sutherland
5/5.0
19, Jan 2024
Steady Credit Growth
I have had the Reflex Card for nearly a year now, and it has made all the difference in my credit standing. With responsible use, my score has taken turns for the better. The flip side: it does come with a high annual fee; however, the payoffs earned due to more credit and financially stand-tall credit I can live with.
Isla Delaney
4/5.0
08, Jan 2024
Quick Approval
Very easy and quick at application, and the Reflex card took about a week to receive. The first credit application was very low, but paying all my bills on time increased the credit limit over time. It has been fantastic for rebuilding my credit, but fees are a bit high.
Amelia Fairfax
5/5.0
23, Dec 2023
Fast Credit Increase
The Reflex Card has been a good experience; they increased my credit limit after a few months of responsible usage-this will be a huge boost for my credit score. Fees can be low, but it is a good card if you can stay on top of your spending.
Avery McAllister
5/5.0
03, Dec 2023
Positive Credit Improvement
I do feel that the Reflex Card has improved my credit highly. The credit limit is real small, but when you use it responsibly, it's very manageable. The fees are a little higher than my other cards, but it's a good option for building credit from scratch.
Emmett Langston
4/5.0
16, Nov 2023
A Good Backup
The Reflex Card is a very good backup, and I believe any low-card holder should have this in hand. The credit limit was a bit low at first but is gradually increased over time. So far, it's been really helpful when really needed, and my credit score has improved enormously. Fees were just a little higher than I would have liked to see, but no problems were encountered in using the card.
Wyatt Broughton
4/5.0
08, Nov 2023
Great for Rebuilding Credit
I got the Reflex Card when I was trying to rebuild my credit, and it has worked out quite well so far. My credit limit started out low, but it increased after making a few on-time payments. The fees are higher than I expected, but the benefits in improving my credit score outweigh the costs. I appreciate how easy it is to use the app, and customer service has been responsive. Overall, it's a reliable card if you're looking to rebuild your credit.
Maisie Pembroke
5/5.0
01, Nov 2023
Good for Credit Repair
The Reflex Card I have been using now for about six months and the score has improved significantly. But the credit limit is pretty low, hoping that it will increase soon. Fees are much higher than I would have liked, but as in other credit establishment, it pays the bills while staying afloat with bad credit.
Callum Vanderbilt
5/5.0
28, Oct 2023
Perfect for Credit Building
I received the Reflex Card to help build up my credit score, and I must say it's doing exactly that! The limit is fairly low, but on-time payments create consistent increases in your credit score. Fees are reasonable if you're prudent in paying your bill on time, and customer support has been available when I needed them.
Mia Holbrook
5/5.0
18, Oct 2023
Solid Card for Credit Repair
The Reflex Card has been very helpful in getting my credit back on track. After a few months of using the card responsibly, I noticed a significant improvement in my credit score. The fees are a little steep, but it?s manageable if you pay off the balance on time. The app is simple to use, and customer service has always been supportive. I would recommend this card to anyone needing help with credit repair.
Emma Blackwood
2/5.0
11, Oct 2023
Too Many Fees
The Reflex Card is okay if you want to build credit-it's just that the fees are way too high. High interest rate, very small credit limit. Evidence of really improving my credit score-but still, I think I am being taken to the cleaners for it. There are just better cards available.
Evelyn Durham
4/5.0
01, Oct 2023
Reliable for Credit Rebuilding
The Reflex Card had been a reliable means of rebuilding credit because of some financial troubles. The approval process was quick, and the card arrived within a few days. Initially, the credit allowance is on the lower side, but every time I continue paying on time, it increases. Other credit card companies will offer me better deals because my credit score has improved so much. I don't like my fees to be this high, but that's the deal in rebuilding credit; sometimes I just have to pay more than usual. The app is really very user-friendly and have not had a problem whatsoever with their customer service. Overall, I am quite satisfied with the Reflex Card and would highly recommend it to anyone looking to build credit.
Caleb Thatcher
4/5.0
30, Sep 2023
A Good Starting Point
I started having the Reflex Card some time ago, and it has been an awesome tool to create my credit. Initially, the limit was low, and so it increased as I got started with the card responsibly. The app is user-friendly, and the customer support is friendly. The fees can be lower, but all in all, this is a very good card.
Amelia Carraway
5/5.0
29, Sep 2023
Excellent for Credit Building
The Reflex Card has been an excellent choice in building up my credit. I had to apply when I was virtually unable to get approved for any other cards, and I was accepted within minutes. The limit was really low, but after like five months of on-time payments, they upped it. It is really easy to use and, so far, hasn't had issues with payment or customer service. Its fee rate does a bit higher than other cards, which one would expect from a credit-building product, though. My credit score did improve, and I can get better financial opportunities. I would definitely recommend this card to anyone looking to rebuild credit. Just be sure to make sure you make payments because at the end of the month, you'd have charges in interest if you haven't paid it all off.
Samuel Ledford
4/5.0
26, Sep 2023
Really Helped Improve My Credit Significantly
I've had the Reflex Card for about a year now. And my credit score really seems to have improved dramatically. The application was very smooth and painless, and I got my card within a week. The first credit limit is pretty low; with consistent on-time payments, it does get expanded more. The charges are a bit more than what I would have preferred, but if you pay responsibly, they do not burden the pocket too much. The app is easy to use, and the customer service always promptly responds whenever I have any query. On the whole, the Reflex Card has really helped my credit history, and I will definitely recommend it to anyone who is in a situation like mine.
Esme Bannister
5/5.0
10, Sep 2023
Improved My Credit
It is now about three months since I started using the Reflex Card. Sure enough, my credit score has already increased without my asking for it. A simple, no-fuss kind of card that could do wonders for those who need credit repair - that is, if one can get past its fees and interest a little bit on the high side but something you just have to take with the package when you have cards like this.
Jasper Lockwood
5/5.0
04, Sep 2023
Good for Credit Repair
Reflex Card is a good credit repair option. It's nothing fancy, but it does what I need it to do. In fact, my credit score has been improving ever since I started using the Reflex Card. The customer service is also very helpful when needed. The fees are a bit too high, but I can manage when I am careful.
Olivia Sanderson
4/5.0
30, Aug 2023
Fast Approval, Easy to Use
They approved me for the Reflex Card almost immediately, and it arrived pretty fast. The beauty of the online site is that it is so easy to use-no issues whatsoever with making payments. The credit limit is really low, but it helped improve the score. Fees are higher, but overall, it's a good card.
Elodie Monroe
4/5.0
03, Aug 2023
Simple and Convenient
Reflex Card is a very easy and convenient way to enhance my credit score. The fees are a bit steep, but if you maintain good payment behavior, then it is worth it. I was able to increase my credit limit after a few months, and my score has improved as well.
Nolan Harrington
4/5.0
30, Jul 2023
Good for Emergencies
Reflex Card was there for me when I needed a card for emergency situations. The approval process is quick. Since I have got the card, I did not have any problem using it. However, the fees are rather high but what it does for my credit is worth it, provided one is responsible enough to pay on time so that one won't incur interest charges.
Grace Pickett
4/5.0
22, Jun 2023
Useful in Rebuilding Credit
Reflex Card gave me a second chance when my credit became badly damaged. The introductory limit is small but after six months of prompt payments, my credit score has risen and so has the limit. Very responsive to the customer service when an issue arose, and it was easy managing my account through the app. Although the fees are a bit more than other cards, it's worth it for the credit-building rewards alone. Reflex, I found, is truly an excellent option if you are serious about fixing your credit. Just stay on top of your payments.
Charlotte Vance
4/5.0
21, Jun 2023
Super Tool for Credit Restoration
Reflex Card was an excellent credit rebuilding tool. It was quickly approved, and I received the card within a week. The credit card limit was initially low, but they increased it after six consecutive months of fine payment, further boosting my credit rating. The charges are a bit steep, but if you use it responsibly and pay it off at the end of the month, it's fine. The app is user-friendly, so it is easy to track everything concerning payment and managing your account. Already, I have seen significant improvements on my credit score, and I'm opening my self up to better financial opportunities. The customer support has been responsive and very helpful; no issue with the card thus far. This card I would definitely recommend it for someone to rebuild their credits. This card would only need extra care in fees, make on time payments, and be conscious with your money not to incur interest charges.
Felix Hartman
5/5.0
19, May 2023
Good for Emergencies
It came in very handy during an emergency when I needed credit fast. Approval was pretty fast, and while the fees are pretty high, it did the trick. I've been making on-time payments, and my credit score has increased dramatically. It's worth it for those trying to rebuild credit.
Jackson Albright
2/5.0
09, May 2023
Expensive for What It Offers
Credit Limit is too low, and high APR. Even though it has helped increase my score, I would say to look elsewhere with better terms if possible. Not worth the money for me.
Weston Mallory
5/5.0
01, May 2023
Rebuilding Credit Made Easy
It's pretty easy to rebuild my credit using the Reflex Card. Approval was pretty straightforward; I was able to start using the card within a week of opening it. No issues whatsoever with payments through the app. Fees are a tad steeper than some cards I have used, though.
Reflex Mastercard
Being the first company to offer credit cards, Continental Finance Company takes pride in being the top issuer of credit cards to those with bad or below-average credit. We are thrilled to offer the Reflex Mastercard, which also helps consumers repair or improve their credit profile by monitoring and notifying them to changes in credit reports. Zero fraud responsibility, a free monthly credit score, and the chance to raise one's credit limit within six months are among the advantages. By providing our clients with customized credit alternatives, we want to eventually be able to assist them in managing their finances.
Address
United States
Website
reflexcardinfo.com
Email
Telephone
1/5.0
