NACAMS
4.03/5.0
Delilah Cross
4/5.0
02, Sep 2025
Flexible enough for my needs
I sometimes add new services to my wellness menu, and NACAMS has been flexible in adjusting my coverage. It?s nice to know I don?t need a whole new policy for small changes.
Nolan Frazier
5/5.0
01, Sep 2025
Helpful onboarding experience
Signing up was painless, and the onboarding materials were actually useful. They gave me quick guides on how to manage my coverage and what steps to take in case of an incident.
Katherine Marsh
4/5.0
31, Aug 2025
Works for small businesses
As a one-person wellness studio, I need insurance that fits my budget but still offers solid coverage. NACAMS strikes that balance perfectly, and I feel secure without breaking the bank.
Kyle Monroe
5/5.0
30, Aug 2025
Straightforward policies
I like how NACAMS keeps their policy language simple. I didn?t need a legal degree to understand what?s covered. It?s refreshing compared to other providers that make everything sound overly complicated.
Hudson Bowman
4/5.0
25, Aug 2025
Flexible for growth
My services have expanded over the years, and NACAMS keeps up without charging more for new modalities. Their coverage is broad, and the rental damage inclusion saves me from having to buy a separate policy for studio spaces.
Hunter Rhodes
5/5.0
18, Aug 2025
Perfect balance of cost and cover
NACAMS hits the sweet spot between affordability and comprehensive coverage. I like knowing I have $2M per incident protection and that I can work at events, studios, and client homes under one policy. The process of adding extra insured parties was quick and inexpensive. I also appreciate their inclusion of identity theft protection, which many insurers overlook. The online application was seamless, and I had my documents in minutes, leaving me free to focus entirely on my work.
Owen James
5/5.0
09, Aug 2025
Generous coverage limits
NACAMS? $2 million per incident and $3 million aggregate limits are more than enough for my needs. Having both liability and rental coverage included makes it an even better deal.
Savannah Lowe
4/5.0
28, Jul 2025
Clear terms, fair pricing
I appreciate that NACAMS lists their coverage terms and limits in plain language. Their $179 annual rate is fair for the level of protection offered. I cover both fitness instruction and esthetics under one plan, saving me money compared to buying separate policies. The application was entirely online, and proof of coverage arrived immediately. While they could enhance digital tools like a mobile app, the core service is strong, reliable, and perfect for multi-skilled professionals who value simplicity.
Alexander Coleman
3/5.0
19, Jul 2025
Too basic for advanced services
As someone offering advanced treatments like laser and microneedling, I found NACAMS? base policy fell short. While they promise broad coverage, adding certain procedures still costs extra. Without clear breakdowns on what's included versus riders, I felt unsure about coverage gaps, something I wish had been more transparent before I purchased.
Brooklyn Keller
3/5.0
12, Jul 2025
Not all services covered
NACAMS works well for common services, but some niche treatments I offer aren?t covered. I had to find another provider for that part, which added extra hassle and cost.
Allison Barrett
5/5.0
06, Jul 2025
Peace of mind every day
With NACAMS, I feel protected whether I?m working in one location or several. The generous $3M annual aggregate gives me confidence, and the occurrence-form policy means I?m still covered for past work even if I change insurers later.
Eleanor Dean
4/5.0
23, Jun 2025
Straightforward and fair
NACAMS made it easy to insure my business with no confusing terms or unnecessary fees. I can work in different studios without needing multiple policies. Their inclusion of identity theft protection is an unexpected benefit I really value.
Eli Watkins
5/5.0
13, Jun 2025
A policy that grows with me
My work has evolved a lot over the past few years, and NACAMS has kept up with every change. Their flat-rate policy lets me add new modalities without fear of unexpected fees. The occurrence-form structure reassures me that my past work is still covered. I also like that they include rental property damage coverage and identity theft protection, both are thoughtful benefits. Signing up was quick, and renewal is even easier, making them a dependable partner for my small business.
Robert Briggs
2/5.0
09, Jun 2025
Mobile site could be better
Managing my policy from my phone is possible but clunky. Pages load slowly, and navigation is tricky. A better mobile experience would make things smoother for busy professionals.
Abigail Price
4/5.0
04, Jun 2025
Reliable annual policy
The renewal process was simple, and I appreciate that the rates didn?t suddenly increase. I?ve had the same flat fee for two years, and the coverage remains strong. Great consistency.
Luna Chapman
5/5.0
30, May 2025
Excellent for new professionals
As a student, I got their discounted rate, which still came with strong coverage. It?s reassuring to know that both professional and general liability are included. The online process was fast, and I received my certificate right away.
Willow Drake
4/5.0
20, May 2025
Smooth claims process
I had to file a small claim last year, and NACAMS handled it without hassle. They explained the process clearly, and I received the resolution in a reasonable timeframe. That reliability makes me stick with them.
Jackson Reed
5/5.0
16, May 2025
Ideal for multi-discipline pros
Being able to switch between different services, like massage and yoga, without extra cost is a game changer. NACAMS makes it easy and affordable to stay insured no matter how my work changes.
Anna Caldwell
4/5.0
09, May 2025
Flexible for changing services
I started with NACAMS as a yoga teacher but later added facial treatments and wellness coaching to my offerings. I was able to keep the same policy without any extra charges, which was a relief. The coverage is strong and works across multiple locations, which is perfect for my mobile business. Their rental damage coverage is a nice safeguard when using studio spaces. While they could offer more coverage for specialized spa equipment, I?m happy with the overall flexibility and value.
Ella Jenkins
3/5.0
29, Apr 2025
Limited customer support hours
I encountered issues adding a new training location to my insurance. Their support team was responsive, but only during limited hours. As someone working evenings, it was difficult to manage changes without interrupting my schedule. Extended support hours would truly help.
Aaron Douglas
5/5.0
21, Apr 2025
Stress-free from start to finish
From application to receiving my certificate, NACAMS kept the process smooth and fast. The coverage is well-structured, $2M per claim, $3M aggregate, and occurrence-form protection. I particularly value the inclusion of rental damage and identity theft coverage at no extra cost. Their customer service answered my few questions quickly and politely. For the cost, I haven?t seen another policy that matches the breadth and ease NACAMS provides. It?s given me more time to focus on clients instead of insurance paperwork.
Carter Ellis
4/5.0
10, Apr 2025
No surprises in pricing
The best part about NACAMS is their transparent pricing. I knew exactly what I was paying for, and the policy has clear terms. It covers multiple services under one plan, making it flexible and budget-friendly.
Easton Swanson
5/5.0
04, Apr 2025
Covers what I need
As a yoga instructor, my priority is liability protection during classes. NACAMS covers exactly that and more. I feel confident running my sessions knowing they?ve got my back if something unexpected happens.
Claire Fleming
4/5.0
25, Mar 2025
Broad coverage without complexity
As a small business owner in the wellness space, I appreciate that NACAMS avoids unnecessary jargon. The website explains coverage clearly, and the process of adding additional insured parties is affordable and straightforward. The coverage itself is generous, both in limits and in the number of services included. Being able to teach yoga one day and offer skincare treatments the next without extra costs has simplified my work immensely. Overall, it?s an excellent fit for professionals with multiple roles.
Violet Walters
4/5.0
19, Mar 2025
Quick response from support
When I had a question about my policy, NACAMS? customer support responded the same day. They were polite, professional, and gave me exactly the details I needed without pushing any unnecessary upsells.
Logan Murphy
2/5.0
14, Mar 2025
Website navigation is confusing
Signing up felt rushed, but navigating the site after purchase was a struggle. I couldn?t easily locate my certificate when I needed it and had to email support. Waiting for a manual re-send wasn?t what I expected from an ?instantly downloadable? policy experience.
Mila Jordan
5/5.0
05, Mar 2025
Great for independent workers
As a self-employed therapist, having a single flat-rate policy that covers all my modalities is a lifesaver. NACAMS made it simple, and their coverage limits are generous for the cost. I especially like the rental damage protection included at no extra charge.
Zoey Griffin
4/5.0
26, Feb 2025
Good coverage, great convenience
NACAMS? online application was smooth and quick. Coverage followed me across different job sites without hassle. Their policies cover over 500 modalities, very useful for someone floating between roles. The only thing missing was an online claims portal.
Cameron Boyd
5/5.0
21, Feb 2025
Good value for the price
For the coverage offered, NACAMS is worth it. The pricing is competitive, and I appreciate the balance of protection and affordability. I?ve recommended them to a few colleagues in the wellness industry.
Jaxon Dean
5/5.0
11, Feb 2025
Dependable protection year-round
NACAMS has been my insurance partner for over two years, and I?ve found them consistent in pricing and service. Their flat-rate policy is affordable, especially considering it covers hundreds of modalities. I love that I can work at studios, in clients? homes, or at events without changing my coverage. Their inclusion of identity theft protection shows they understand the modern risks professionals face. Renewal is simple, and my coverage starts immediately without any downtime, which keeps my business worry-free.
Harper Russell
4/5.0
07, Feb 2025
Smooth process, fair price
Applying was seamless, and the cost was very reasonable for the amount of coverage offered. I would have liked a few more optional add-ons, but for the essentials, it?s an excellent package.
Mason Hughes
5/5.0
23, Jan 2025
Everything I needed
I do both Pilates instruction and skincare treatments. NACAMS covered both without charging me extra for the combination. The coverage is robust, and having occurrence-form coverage gives me extra confidence.
Lucy Gilbert
4/5.0
15, Jan 2025
Great value for multi-skilled pros
I offer a mix of massage therapy and skincare services, so finding coverage that included both at a flat annual rate was important. NACAMS delivered exactly that. The application process was fast, and I had proof of insurance emailed within minutes. Coverage is broad, and I can work in multiple locations without worrying about buying separate policies. While I?d like more add-on options for advanced treatments, the base coverage already meets most of my professional needs well.
Madeline Parsons
4/5.0
07, Jan 2025
Easy to renew
Renewing my policy was straightforward and took only a few minutes online. The instructions were clear, and I didn?t have to call support. It?s reassuring to know my coverage won?t lapse because of complicated paperwork.
Henry Richardson
3/5.0
02, Jan 2025
Doesn?t cover equipment damage
When my loaned laser pen was accidentally damaged, I discovered their equipment protection is minimal. While there's a small stolen-equipment benefit, repair or accidental damage isn?t covered. That gap surprised me and left me holding a significant unexpected cost.
Christian Simmons
5/5.0
26, Dec 2024
Truly comprehensive coverage
NACAMS made my life easier by offering one policy that covers my yoga instruction, esthetics, and Pilates classes without extra fees. Their $2M per incident and $3M aggregate limits are more than enough for my work. I appreciate the occurrence-form policy, which means I?m still protected for past sessions even if I change insurers later. The included rental damage coverage and identity theft protection are thoughtful additions that give me peace of mind every day I work.
Amelia Ward
5/5.0
14, Dec 2024
Transparent and trustworthy
NACAMS clearly lays out their coverage and limits, no fine print surprises. Their professional liability coverage is strong, and I like knowing rental damage is also included. Definitely a trustworthy option.
Chloe Bell
2/5.0
08, Dec 2024
Complaint process unclear
After filing a small claim, I felt unsure how to track its status. NACAMS doesn?t offer an online portal to check updates, which made the wait uncomfortable. I wish there was a clearer roadmap so customers know what to expect during claims.
Gavin Schwartz
5/5.0
01, Dec 2024
Reliable coverage for my work
NACAMS gives me the peace of mind I need as a massage therapist. Their coverage is comprehensive and clearly explained. I feel confident knowing my business is protected, and the sign-up process was quick and simple.
Audrey Bishop
5/5.0
29, Nov 2024
Confident in my coverage
NACAMS has made it easy to expand my services without worrying about buying new insurance. The generous limits and added protections make it an excellent choice for my business.
Matthew Cook
4/5.0
20, Nov 2024
Coverage fits my needs
NACAMS offers just the right level of protection for my spa business. Their coverage spans over 500 services, which is perfect as I keep adding new treatments. Renewal was smooth, though I?d like to see more add-on options for advanced equipment coverage.
Emery Pratt
3/5.0
14, Nov 2024
Slight price jump
My renewal rate increased without much explanation. The price is still reasonable, but a clear breakdown of why the rate changes would make me feel more comfortable continuing.
Lucas Rivera
4/5.0
03, Nov 2024
Good for beginners
As someone just starting in aesthetics, NACAMS gave me affordable, comprehensive coverage. I only wish they had more guides for new professionals on how to make claims or use benefits.
Gabriel Dixon
5/5.0
24, Oct 2024
Comprehensive and reliable
I wanted a policy that would cover both malpractice and general liability, and NACAMS delivers. The occurrence-form structure is reassuring, and I also appreciate the small touches like identity theft protection. It?s a well-rounded policy for the price point.
Brandon Brady
2/5.0
17, Oct 2024
No multi-location flexibility
My business expanded to two locations, but NACAMS? policy didn?t easily adapt. The process for updating coverage was slower than expected, and I had to call multiple times for clarification.
Charlotte Long
3/5.0
11, Oct 2024
Limited claims tracking
Filing a claim was straightforward, but tracking its progress wasn?t. Without an online claims portal, I had to rely on email updates, which were slow. A self-service option would improve peace of mind.
Charles Stephens
4/5.0
06, Oct 2024
Efficient and fair
The entire process, from application to receiving my certificate, was efficient. NACAMS offers strong coverage at a price that works for independent professionals like me.
Leah Willis
5/5.0
29, Sep 2024
Perfect fit for my services
I offer both yoga and skincare, and NACAMS covers both seamlessly. The policy terms are fair, and the annual fee is worth the peace of mind.
Ethan Foster
2/5.0
19, Sep 2024
Website needs work
The application was easy, but navigating the account dashboard after purchase was frustrating. Finding my certificate took longer than expected. A more intuitive website would make the whole experience smoother for busy professionals like me.
Cora Beck
3/5.0
12, Sep 2024
Limited weekend support
NACAMS provides good coverage, but their support hours are strictly weekdays. I work most weekends, so getting urgent help outside business hours isn?t possible. More flexible service times would be helpful.
Penelope West
4/5.0
05, Sep 2024
Easy to work with
From application to receiving my certificate, NACAMS kept the process easy. I like that they?re transparent about pricing and policy terms. The flexibility to cover multiple work locations without extra costs is a big plus for someone with a mobile business like mine.
Elijah Parker
5/5.0
27, Aug 2024
Stress-free insurance
Signing up was quick, and I immediately got my certificate. The included identity protection was an unexpected bonus that really made me feel taken care of. Highly recommend for anyone in beauty or wellness.
Jason Holt
4/5.0
22, Aug 2024
Solid for expanding professionals
As my services expanded from fitness instruction to spa treatments, NACAMS allowed me to keep a single, affordable policy without limiting my coverage. The limits are strong, and their inclusion of identity theft protection is an added layer of security I didn?t expect. Renewal was simple, and rates stayed consistent. While I?d like a mobile app for easier access to documents, the overall experience has been smooth, and the coverage works well for my growing business needs.
Nathan Spencer
4/5.0
12, Aug 2024
Consistent and dependable
I?ve renewed my policy twice without any issues. The cost has stayed stable, and the coverage still fits my evolving business.
Wyatt Graham
5/5.0
01, Aug 2024
Perfect for multi-skilled pros
I work as both a yoga instructor and esthetician, and NACAMS lets me combine both under one policy. The generous coverage limits and added benefits like rental damage coverage make it worth it. Everything was handled online, which saved me time and hassle.
Ruby Lambert
5/5.0
30, Jul 2024
User-friendly and dependable
From the moment I signed up, NACAMS impressed me with their clear communication and simple application process. My policy covers all my modalities under one plan, with generous limits and extras like rental damage coverage. The occurrence-form structure means I?m still covered for past work, which is a huge relief. Their transparent pricing and fast document delivery make them one of the most user-friendly insurance providers I?ve dealt with in my wellness career so far.
Camila Hayes
4/5.0
25, Jul 2024
Solid coverage for the price
NACAMS gives me the liability protection I need without unnecessary extras that drive up cost. The $179 annual fee is straightforward and affordable. I appreciate that the policy covers hundreds of modalities, letting me expand my services without worrying about buying separate coverage.
Levi Miles
5/5.0
17, Jul 2024
Great mix of benefits
NACAMS combines liability, rental damage, and identity theft coverage in one plan. The pricing is clear, and the process is quick. Perfect for professionals who don?t want to juggle multiple policies.
Sophia Barnes
5/5.0
08, Jul 2024
Competitive and reliable
NACAMS offered better coverage at a lower price than my previous provider. The flat-rate annual fee is simple, and I never have to worry about unexpected costs. Plus, the policy follows me wherever I work.
Jack Patterson
3/5.0
30, Jun 2024
Missing some niche coverage
NACAMS is fine for general liability, but when I looked for coverage on specialized spa treatments, it wasn?t included. They cover many modalities, but not all. Would have appreciated clearer upfront details on exactly what isn?t covered before signing up.
Hazel Warren
4/5.0
20, Jun 2024
Quick setup, broad coverage
I signed up online and had my proof of insurance the same day. NACAMS covers a wide variety of services, and the occurrence-form structure is reassuring.
Mia Collins
5/5.0
15, Jun 2024
Smooth and stress-free
Signing up with NACAMS was quick, and I loved that coverage started immediately. The $2M per-incident limit is generous, and the occurrence-form policy gives me confidence that claims are protected even after my policy ends. Their inclusion of identity theft coverage makes me feel more secure running my small business.
Jonathan Wolfe
4/5.0
05, Jun 2024
Great choice for mobile services
I move between different studios and client homes, and NACAMS covers me everywhere without extra fees. The policy includes generous liability limits, plus rental damage and identity theft coverage. Applying was quick, and I got my certificate right away. I?d like to see more tailored options for niche services, but for general wellness work, this is a strong and cost-effective choice that adapts well to the way I run my business across multiple locations.
William Bennett
2/5.0
28, May 2024
Renewal reminder failed
I relied on NACAMS? email reminders for renewal, but one went to spam. My policy lapsed for a day, causing unnecessary stress. A text message or dashboard alert would help prevent this.
Autumn Craig
5/5.0
23, May 2024
Efficient and thorough
NACAMS makes the process of getting and maintaining insurance effortless. Their occurrence-form coverage ensures I?m protected for past work, which gives me peace of mind. The $2M per claim limit is generous, and the inclusion of rental damage and identity theft protection is a bonus. Their team is responsive, and the online system is fast and easy to use. For the price, it?s hard to find another provider that offers such a thorough and efficient experience.
Noah Turner
4/5.0
12, May 2024
Great for multi-location work
I work at two different studios, and NACAMS let me use one policy for both. Their $2 million per incident limit is comforting. Would love a bit more customization for spa-specific treatments.
Julian Knight
5/5.0
06, May 2024
Very comprehensive policy
I appreciate that NACAMS? policy includes identity theft protection, which is rare in the industry. It gives me confidence knowing my business and personal information are secure.
Ava Simmons
5/5.0
25, Apr 2024
Coverage without complications
I liked that there were no hidden fees and that adding additional insured parties was affordable. The coverage limits are generous, and I appreciate the inclusion of rental damage coverage as part of the plan.
Riley Shaw
4/5.0
18, Apr 2024
Strong multi-location coverage
I manage services across two studios, and NACAMS allows me to operate under one policy. The coverage is generous, and the annual cost remains stable, which helps with budgeting.
Thomas Ray
4/5.0
12, Apr 2024
Broad protection at a fair price
For $179 a year, NACAMS offers a wide-ranging policy that covers me for professional liability, general liability, rental property damage, and even identity theft. I use multiple workspaces, and it?s reassuring to know I?m covered everywhere. The application was quick, and proof of insurance was delivered instantly. While I?d like to see higher limits on identity theft coverage, the core protection they offer for my business needs is already strong and dependable.
Isabella Hayes
3/5.0
04, Apr 2024
Support hours inconvenient
Their support team is friendly but only available during regular business hours. For people like me who work late or weekends, that can make problem-solving more difficult. Extended hours would make a big difference.
Natalie Hoffman
5/5.0
28, Mar 2024
Ideal for small business owners
NACAMS covers everything from liability to rental damage, all for one flat rate. The online platform is user-friendly, and the coverage starts instantly. I?ve had a great experience so far.
Aria Russell
2/5.0
21, Mar 2024
Not ideal for high-end services
While NACAMS covers many services, I found gaps when offering advanced aesthetic treatments. The add-on process was unclear, and I had to research elsewhere to confirm if procedures were eligible. More transparency is needed.
Caroline Norman
2/5.0
16, Mar 2024
Not suited for large operations
For small, single-person businesses, NACAMS works fine. But for larger teams or multiple locations, the limitations in coverage and add-ons make it less practical.
Scarlett Butler
4/5.0
09, Mar 2024
Solid choice for professionals
I?ve been in the wellness field for years, and NACAMS is one of the few policies that covers so many modalities under one plan. While I wish they had a mobile app, their online system is still smooth and reliable.
Sebastian Gray
5/5.0
20, Feb 2024
Fast and straightforward
NACAMS made it so easy to apply for coverage. The website was intuitive, and I had my proof of insurance emailed almost instantly. The peace of mind knowing I?m covered for multiple services at one flat price is worth every penny.
Dylan Payne
4/5.0
15, Feb 2024
Great for mobile work
I travel between client locations, and NACAMS covers me everywhere without restrictions. Their coverage limits are strong, and the annual fee is reasonable for what?s included.
Colton Barrett
3/5.0
07, Feb 2024
Claims info hard to find
When I needed to learn how to file a claim, the instructions weren?t easy to locate. The FAQ was vague, and I had to contact support for basic details.
Joseph Wood
5/5.0
02, Feb 2024
Comprehensive and accessible
Coverage began as soon as I applied, no waiting around. The occurrence-form structure and generous per-incident and annual limits gave me real confidence. Plus, I can practice in multiple modalities without extra charge. Really user-friendly.
Kennedy Gibbs
5/5.0
27, Jan 2024
Confidence in my coverage
NACAMS gives me the freedom to focus entirely on my clients because I know my insurance is solid. The policy is flexible enough to cover my mix of services, and the limits are high enough to meet studio requirements. Their rental damage coverage has already saved me once when a small accident occurred in a shared space. Including identity theft protection shows they care about modern-day risks, not just traditional liability. It?s a complete package for professionals like me.
Victoria Hughes
5/5.0
19, Jan 2024
Affordable and dependable
The $179/year flat policy is competitive, and renewal was painless. I loved that NACAMS covers both slip-and-fall and malpractice incidents, plus provides identity protection. Felt safe knowing such comprehensive protection exists at that price.
Hannah Gardner
3/5.0
12, Jan 2024
Renewal process basic
Renewing was easy, but I expected more options like customizing my coverage at renewal time. NACAMS simply auto-renewed the same policy without prompting for updates.
Benjamin Carter
5/5.0
06, Jan 2024
Helpful and hassle-free
I needed coverage fast. NACAMS delivered a polished, easy experience, instant policy, generous $2M per-claim limit, $3M annual aggregate, and even identity theft protection. Felt like a weight lifted off my shoulders.
Samuel Bryant
5/5.0
29, Dec 2023
Dependable and fair
NACAMS has been my go-to for two years now. The rates have stayed consistent, and I?ve never had an issue with proof of coverage being accepted by studios or clients.
Asher Dennis
2/5.0
21, Dec 2023
Price crept up
My second year cost slightly more than my first without a clear reason. It?s still affordable, but I would like more transparency on what influences rate changes.
Olivia Mitchell
4/5.0
17, Dec 2023
Smart choice for multi-professionals
I teach Pilates and offer facials, NACAMS let me cover both with a single policy. Adding more business locations was affordable too. The lack of premium add-ons like laser coverage is noted, but overall, practical and efficient.
Anthony Jenkins
5/5.0
05, Dec 2023
Hassle-free from start to finish
Signing up was smooth, and I received my documents instantly. NACAMS covers my various services without charging extra for each. It?s a reliable, no-stress choice for insurance.
James Anderson
5/5.0
29, Nov 2023
Secure and trustworthy
The site's high trust scores and clear SSL security made me comfortable buying online. Their A-rating by AM Best and third-party verification added to my confidence. The coverage is broad, and I value their transparent approach.
Stella Wells
4/5.0
25, Nov 2023
Transparent and helpful
NACAMS clearly lists what?s covered, and their customer service answered my questions quickly. The policy fits my needs without adding things I don?t require. The included rental damage protection is a bonus.
Layla Howard
2/5.0
10, Nov 2023
Renewal notices missed me
I relied on their reminder emails to renew. That email got caught in spam, and I didn?t realize until coverage lapsed by a day. Renewing quickly fixed it, but I missed coverage during business hours. A backup method like SMS or in-dashboard alert would help prevent this.
Audrey Steele
4/5.0
05, Nov 2023
Consistent quality over the years
I?ve been with NACAMS for three consecutive years, and I?ve appreciated their stability in pricing and coverage. The flat-rate fee is easy to budget for, and the policy covers a wide range of services under one plan. Adding additional insured parties for events is inexpensive and quick. The rental damage and identity theft protection make it even more valuable. While I think they could add more digital tools, their core service has been reliable and professional every time.
Adam Burke
5/5.0
30, Oct 2023
One policy for all my services
I juggle multiple roles, yoga instruction, massage therapy, and skincare. NACAMS lets me cover all of them under one affordable policy, which saves time and money. Their coverage limits are generous, and the occurrence-form policy structure is reassuring. I love the extra perks like rental damage protection and identity theft coverage, which add value without increasing the cost. The whole process, from sign-up to receiving documents, was fast, transparent, and entirely stress-free for me as a busy professional.
Lily Powell
3/5.0
21, Oct 2023
Lack of educational resources
Other insurers offer guides, claim advice, and resources tailored for new professionals. With NACAMS, I didn't find these extras. For someone starting out, more tools, like claim walkthroughs or sample documentation, would make a difference.
Jacob Turner
2/5.0
15, Oct 2023
Coverage details too vague
The website emphasizes broad modality coverage, but doesn?t outline exactly what?s in or out. I had to search external blogs and forums to confirm if certain treatments were truly included. Insurance should clarify coverage scope upfront, this felt overly generic.
Luke Freeman
5/5.0
02, Oct 2023
Covers everything I need
My work ranges from fitness instruction to spa treatments, and NACAMS has me covered under one policy. The coverage limits are generous, and I feel reassured knowing I?m protected in various scenarios.
Daniel Henderson
5/5.0
26, Sep 2023
One policy for everything
I no longer need separate policies for yoga teaching and beauty treatments. NACAMS covers it all under one plan, and it?s made my professional life much simpler.
Jeremiah McCarthy
4/5.0
21, Sep 2023
Coverage that adapts to my needs
My services have changed over time, and NACAMS has adapted without charging extra fees. The $2M/$3M limits are strong, and the policy covers me across multiple work locations. I also like the inclusion of identity theft protection, as it shows they think beyond just physical liability. The application and renewal process are straightforward, though I?d love to see them develop a mobile-friendly dashboard for quicker access to policy documents on the go.
Addison Barnes
4/5.0
15, Sep 2023
Practical choice
I chose NACAMS for its flexibility and clear coverage. They make it easy to manage policies online, and the annual rate is fair. I appreciate that they include coverage for over 500 different services.
Teresa Hicks
3/5.0
07, Sep 2023
Lack of mobile accessibility
I often work on the go and needed quick access to my policy. Unfortunately, there?s no mobile app or streamlined mobile interface. Trying to pull up my certificate on my phone was clunky and slow, which wasn?t ideal between back-to-back client sessions.
Grayson Arnold
5/5.0
31, Aug 2023
Simple, quick, effective
I applied and got my proof of coverage in minutes. The policy terms are clear, and I like that I can work in multiple locations without extra fees. NACAMS is straightforward and dependable.
Roger Porter
2/5.0
21, Aug 2023
High complaint index raises concerns
I read about NACAMS having a high complaint index, which gave me pause. Even though their rates are competitive, the idea that others have had issues with claim handling made me less confident about relying solely on them for my business protection.
Peyton Zimmerman
3/5.0
11, Aug 2023
Coverage wording unclear
Some of the policy terms are written in legal language that?s hard to understand. A simplified version or visual guide would help customers like me feel more confident in what?s actually covered.
Grace Peterson
4/5.0
05, Aug 2023
Practical and affordable
For the coverage you get, the annual fee is fair. NACAMS keeps the process straightforward, though it would be nice to have a mobile app for easier access to documents.
Michael Ross
5/5.0
29, Jul 2023
Easy from start to finish
From the application to getting my certificate, the entire process took less than 10 minutes. I love that NACAMS covers so many modalities without extra charges.
Zoey Curtis
4/5.0
21, Jul 2023
Good balance of cost and coverage
For the price, NACAMS offers a lot, professional liability, general liability, rental damage, and identity theft protection. The application process is fast, and the coverage starts immediately. I?d recommend it for small business owners in wellness.
Kathryn Wells
4/5.0
13, Jul 2023
Great features, minor gaps
I appreciate NACAMS? coverage across dozens of disciplines and inclusion of identity theft protection. The signup was fast. My only gripe is the absence of workers? comp coverage, but for liability and professional protection, it?s solid.
Andrew Tate
2/5.0
05, Jul 2023
Mobile experience clunky
Accessing my certificate on my phone was slow and awkward. Without a dedicated app or optimized mobile site, handling policy tasks between clients becomes inconvenient.
Austin Stevens
5/5.0
24, Jun 2023
Reliable and reassuring
As a student esthetician, the low student rate was a real bonus. I felt confident knowing I had both professional and general liability, with decent sums per claim and identity protection too. Great value for what I get.
Evelyn Sanders
4/5.0
18, Jun 2023
Helpful and efficient
I had a couple of questions before signing up, and their customer support was prompt and helpful. The policy met all my requirements and was issued within minutes.
Lincoln Black
5/5.0
09, Jun 2023
Reliable partner for my business
I?ve been with NACAMS for two years and never had an issue. The renewal process is smooth, and their customer service is helpful. Knowing my policy covers multiple aspects of my work lets me focus on clients instead of worrying about insurance.
Bella Harper
5/5.0
02, Jun 2023
Great for new and experienced pros
NACAMS made getting insured incredibly easy. I started with their student policy, which was affordable yet still offered full liability coverage. Upgrading to a professional policy was seamless. The coverage limits are high, and the fact that it works across hundreds of modalities means I never worry about switching services. The included rental damage coverage and identity theft protection give me extra reassurance that my business and personal information are protected, no matter where I work.
Isaac Kennedy
2/5.0
23, May 2023
Equipment damage not included
I assumed my policy covered accidental equipment damage, but it didn?t. Only theft was mentioned. That?s a frustrating surprise when gear is expensive to replace.
Gloria Burns
4/5.0
18, May 2023
Simple and solid solution
I was drawn to NACAMS for its A-rated insurance and flat-rate pricing. Signing up was straightforward, and I could insure both my yoga and massage services without extra fees. The coverage felt robust, just missing a bit more customization for advanced esthetic services.
Nicholas Norton
3/5.0
10, May 2023
Few extra perks
The coverage is fine, but other providers offer additional benefits like marketing materials or member discounts. NACAMS keeps it basic, which works for some, but I was hoping for a little more value beyond the policy itself.
David Stone
5/5.0
04, May 2023
Coverage you can trust
I?ve worked in several locations, and NACAMS has always been accepted without issue. The coverage is clear, and having identity theft protection included makes me feel even safer.
Nora Ford
4/5.0
27, Apr 2023
Good experience overall
The signup process was quick, and I like that I can cover multiple services. I only wish there were more educational resources on the site for understanding each type of coverage.
Skylar Matthews
4/5.0
21, Apr 2023
Practical choice for wellness pros
I needed coverage for both my massage therapy and group fitness classes, and NACAMS offered a single policy for both without charging extra. The limits are generous, and the policy includes useful extras like rental damage protection. While they could expand coverage for more niche treatments, I find the current offering works well for most of my services. Renewal was smooth, and I liked that the rates remained consistent, which helps with budgeting for my business expenses each year.
Ellie Franklin
3/5.0
13, Apr 2023
Identity theft coverage minimal
NACAMS includes identity theft protection, but the limits are quite low. I?d feel more secure if this feature had higher coverage, especially given the increasing risks online.
Harold Ortiz
5/5.0
09, Apr 2023
Effortless peace of mind
NACAMS offered me instant coverage in under 5 minutes, which was a relief. Their clear pricing and hundreds of modalities covered let me focus on my clients, not paperwork. I appreciate how the policy even includes identity protection, something I hadn?t seen offered elsewhere.
NACAMS
The National Association of Complementary and Alternative Medicines (NACAMS) supports professionals in the wellness, health, and beauty fields by offering reliable liability insurance and practical business resources. With a strong belief in the importance of these services, NACAMS is dedicated to helping individuals in this space protect their work and continue serving their communities. Established to meet the unique needs of wellness professionals, NACAMS provides tailored coverage and tools designed to keep practices running smoothly. It's a trusted option for those looking to safeguard their careers and maintain peace of mind in their daily work.
Address
8430 Enterprise Circle Suite 200
34202
Lakewood Ranch
United States
Website
nacams.org
Email
info@cams.org
Telephone
18009640158
