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Merrick Bank

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merrickbank.com
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img 5/5.0 07, Nov 2024

Good Credit Option

Merrick Bank has been a good option for managing my credit. I appreciate the clarity of their terms and the support I?ve received.

img 5/5.0 03, Oct 2024

Good for Budgeting

The Merrick Bank card has been helpful in managing my budget, and their service has been reliable. I would recommend it to others looking to build credit.

img 4/5.0 23, Sep 2024

Consistent and Reliable

I?ve had a positive experience with Merrick Bank. They consistently deliver reliable service, and I?ve seen steady improvements in my credit.

img 5/5.0 17, Sep 2024

Smooth Process

The process with Merrick Bank has been smooth, and I?ve had no issues with payments or managing my account.

img 4/5.0 13, Sep 2024

Smooth Payments

I haven?t had any problems with Merrick Bank when it comes to processing payments. Their app is super easy to use, and it helps me stay on top of my balance.

img 5/5.0 12, Sep 2024

Great for Credit Building

This credit card has been great for building my credit score, with no hidden fees or surprises along the way.

img 5/5.0 09, Sep 2024

Helped Boost My Credit

I?ve had credit issues in the past, but Merrick Bank has been a great partner in helping me rebuild. They regularly report to credit bureaus, and the credit card has made a big difference for me.

img 2/5.0 31, Aug 2024

Website Needs Work

Merrick Bank?s website is outdated and slow. It?s frustrating to navigate, and they should definitely upgrade it to be more user-friendly.

img 5/5.0 23, Aug 2024

Quick Resolutions

Whenever I had an issue, Merrick Bank was quick to resolve it. Their customer service team is responsive and helpful.

img 4/5.0 09, Aug 2024

Good for Improving Credit

My credit wasn?t great when I started, but since using this card, I?ve seen steady improvements. The process for increasing the credit limit is easy, and I?m grateful for how it?s helped me rebuild.

img 4/5.0 23, Jul 2024

Helpful Customer Service

I?ve reached out to Merrick Bank?s customer support a couple of times, and they?ve always been professional and helpful. No complaints so far.

img 4/5.0 19, Jul 2024

A Lifesaver

The Merrick Bank credit card came in handy during a tight financial spot. The customer service team was there when I needed them, and I?ve found the card to be dependable.

img 2/5.0 17, Jul 2024

Hard to Reach Customer Service

Every time I?ve tried to reach Merrick Bank for help, it?s been a long wait. Their customer service needs improvement, as I?ve had to wait days for responses.

img 5/5.0 16, Jul 2024

No Hidden Fees

There are no hidden fees with Merrick Bank. Everything is clear and easy to understand, which makes managing my credit simple.

img 5/5.0 07, Jul 2024

Great Mobile App

Their mobile app is really handy for checking balances and making payments. I?ve found the whole experience with Merrick Bank to be smooth and easy.

img 2/5.0 28, Jun 2024

Frustrating Customer Support

Merrick Bank has been okay overall, but their customer service is terrible. I was left on hold for over 30 minutes just to resolve a simple issue, and when I finally spoke to someone, they didn?t seem to know what they were doing. I had a payment dispute that took weeks to resolve, which affected my credit. While they eventually corrected it, the experience was frustrating and left me feeling like they don?t care about their customers.

img 2/5.0 21, Jun 2024

Account Issues

Managing my account through their website has been a bit of a challenge. It?s not very user-friendly, and transactions take longer to appear than I?d like.

img 5/5.0 09, Jun 2024

Helpful Credit Support

Customer support has always been available when I had questions about my account. Merrick Bank has helped me improve my credit score over time.

img 4/5.0 07, Jun 2024

Helpful for New Users

As someone new to credit, Merrick Bank made the experience easy. Their customer service is always available to answer any questions I have.

img 4/5.0 05, Jun 2024

Quick and Helpful Support

I had a few questions about my account, and every time I contacted Merrick Bank?s support, they were quick to respond and super helpful. I?ve had no issues with payments, and my credit score has steadily improved.

img 5/5.0 15, May 2024

User Friendly

Their website and mobile app are user-friendly, which makes managing payments and tracking my balance easy. I haven?t had any issues so far.

img 5/5.0 08, May 2024

Great for Beginners

This card is great for beginners like me. Merrick Bank has helped me understand how to manage my credit and improve my score.

img 4/5.0 26, Apr 2024

Quick Responses

Whenever I had questions or needed assistance, Merrick Bank?s customer support team was quick to respond and resolve my issues.

img 2/5.0 19, Apr 2024

Slow Credit Limit Increase

It?s been longer than I expected to get a credit limit increase, even though I?ve made every payment on time. I was hoping for faster results.

img 3/5.0 26, Mar 2024

Slow Support

Their support team eventually resolves issues, but it takes too long. I?ve had to wait days for responses to simple inquiries.

img 2/5.0 29, Feb 2024

Slow Customer Support

I?ve had to contact Merrick Bank?s support team a few times, and each time I was on hold for far too long. They need to improve their response times.

img 5/5.0 28, Feb 2024

Easy Process

The process of applying and managing my account with Merrick Bank has been straightforward and hassle-free.

img 2/5.0 21, Feb 2024

Hidden Fees

I wasn?t made fully aware of some fees when I first signed up. Merrick Bank needs to be more transparent with their charges.

img 5/5.0 20, Jan 2024

Boost to My Credit Score

My credit score has improved significantly since using Merrick Bank's credit card. Their service is reliable and straightforward.

img 5/5.0 09, Jan 2024

Reliable and Easy to Use

Merrick Bank has provided a reliable credit card that?s easy to use. I?ve had no issues with payments, and the credit limit increase came right when I needed it.

img 5/5.0 25, Dec 2023

Efficient Service

Merrick Bank has provided efficient service, helping me improve my credit score steadily. Their support team has been responsive whenever I?ve needed help.

img 5/5.0 21, Dec 2023

No Surprises

Merrick Bank?s transparency is what stands out to me. I haven?t had any hidden fees or surprises, which is refreshing. Their terms are clearly laid out, making it easy to manage.

img 5/5.0 19, Dec 2023

Reliable and Helpful Support

Whenever I?ve needed support, Merrick Bank has been quick to help. Their customer service team is reliable, and I appreciate their professionalism.

img 4/5.0 13, Nov 2023

Highly Recommend

I highly recommend Merrick Bank to anyone looking for a reliable credit card to build or rebuild their credit. It?s been a great experience.

img 5/5.0 08, Nov 2023

Fair Terms and Conditions

The terms and conditions of the Merrick Bank card are fair, and I?ve had no issues with hidden fees. It?s been a good experience overall.

img 5/5.0 05, Nov 2023

Great Tool for Credit Building

Merrick Bank has been a great tool for rebuilding my credit. Their services are reliable, and I?ve had a positive experience overall.

img 4/5.0 02, Nov 2023

Fast Credit Limit Increase

Merrick Bank increased my credit limit after just a few months, which gave me a nice boost to my credit score. Everything has been smooth so far, and I?m really happy with the service.

img 5/5.0 03, Oct 2023

Support When Needed

Merrick Bank has been there for me when I needed support, and their services have helped me improve my credit score over time.

img 5/5.0 28, Sep 2023

Reliable Credit Card

I?ve been using the Merrick Bank credit card for a little over a year now, and it?s been great. The increases in my credit limit have come just when I needed them, and customer service has always been helpful. If you?re looking to rebuild your credit, this card is definitely worth considering.

img 5/5.0 22, Sep 2023

Clear Terms

What I like about Merrick Bank is how clear everything is. Their terms are easy to understand, and I haven?t had any issues. Customer service has been good too.

img 3/5.0 06, Sep 2023

High Fees

While the card has helped me rebuild my credit, I find their fees to be higher than other options. They should reconsider their pricing structure.

img 5/5.0 30, Jul 2023

Good for Beginners

Merrick Bank has been a good choice for someone like me who?s new to credit. The card is easy to use, and I?ve seen a nice boost to my credit score.

img 2/5.0 27, Jul 2023

Slow to Increase Credit Limit

I?ve been with Merrick Bank for over a year now and still haven?t seen a credit limit increase, even though I?ve always made my payments on time. When I called customer service, they couldn?t give me a clear answer about why the increase hasn?t happened. It?s frustrating because I was expecting better communication and service. The card itself is decent, but the lack of transparency and slow customer service is a big downside.

img 5/5.0 01, Jul 2023

Simple to Manage

Managing my account with Merrick Bank has been straightforward. I really appreciate the ease of use, especially their website, which makes checking my balance and making payments easy. This card has really helped me get my finances back in order.

img 1/5.0 27, Jun 2023

Unexplained Charges

I?ve had a frustrating experience with Merrick Bank. There were a few unexplained charges on my account, and it took forever to get them sorted out. I contacted customer service multiple times, but it seemed like they didn?t have clear answers. After weeks of back and forth, the charges were finally removed, but it was such a hassle. Plus, their website isn?t the easiest to navigate, which made the whole situation even worse. I?m seriously considering canceling my card if things don?t improve.

img 5/5.0 31, May 2023

Easy Credit Building

I?ve been working on rebuilding my credit, and Merrick Bank has made that process easier. The credit limit increases have been timely, and I?ve had no issues so far.

img 5/5.0 30, May 2023

Perfect for Credit Building

I?ve been working on improving my credit for a while, and this card has made the process a lot easier. My credit score has gone up significantly since I started using it, and I?m happy with how things are going.

img 5/5.0 19, May 2023

Perfect Card for Rebuilding

This card has been perfect for rebuilding my credit. Merrick Bank has helped me regain control over my finances, and the service has been dependable.

img 5/5.0 02, May 2023

Great for Credit Rebuilding

I started using Merrick Bank?s credit card a year ago, and it has been a big help in rebuilding my credit score. I like that they regularly report to the credit bureaus, and I?ve seen a significant improvement in my credit score. Their app makes managing payments simple, and the customer service has always been helpful whenever I needed assistance.

img 5/5.0 01, May 2023

Quick Improvements

Since using Merrick Bank, I?ve seen quick improvements in my credit score. Their services have been straightforward and reliable.

Merrick Bank

At Merrick Bank, we're dedicated to helping people get started or get back on track with our alternative credit solutions. Since our creation in 1997, we've been FDIC insured and one of the country's largest issuers of credit cards. We now serve more than 2.5 million active cardholders and have issued over $5.3 billion of credit to date. In addition to our credits, we provide financing solutions to marine, RV, and horse trailer dealers nationwide, where consumers can further their hobbies. Our Merchant Acquiring Services, in conjunction with our Independent Sales Organizations, serve an amazingly broad cross-section of merchant types, including some that are certainly non-traditional. We provide next-day funding, daily reconciliation, and multinational currency support, thereby increasing the ability of merchants to be successful in this tough marketplace.

Address
(800) 204-5936
United States

Website
merrickbank.com

Email

Telephone

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