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Quick and Reliable Service

I urgently needed a small loan amount, and LendUp provided an experience that was pretty smooth. Application was pretty straightforward, and I received the funds the very next day. Reasonable interest rate and clear terms of repayment. Very recommended for quick financial assistance.


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Great for Emergency Situations

I utilized LendUp for an unexpected expense. The process was quick, and the customer service was helpful. The fees were transparent, and I liked the flexibility in the options to repay. A reliable avenue for short-term needs.


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Transparent and Efficient

I was skeptical about payday loans, but LendUp proved to be transparent and quick. It was easy to fill out the application, and I got the money without much hassle. The terms were clear and straightforward with no hidden fees. A reliable service.


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Good for Rebuilding Credit

Being the low-credit-score individual that I was, I sought all manners of improving it. LendUp had in store a credit-building loan that was easy to manage. The whole process was simple, and after some months, I saw an improvement in my credit score.


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Excellent Customer Support

I did have a few questions about the terms of the loan and called the customer service at LendUp. They answered promptly, and the responses were succinct and clear. The loan process was smooth, and I was confident throughout. Great overall service.


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Quick Approval Process

Needed funds urgently and decided to apply for a loan with LendUp. The approval was fast, and the money hit my account on the very same day. Interest rates were decent, and the payment amount was manageable.


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High Interest Rates

While LendUp provided quick funds, the interest rates were higher than expected. I ended up paying back much more than I borrowed. It's important to consider the total cost before committing.


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Limited Loan Amounts

I needed a larger loan, but LendUp's maximum loan amount was insufficient. This limited my options, and I had to seek assistance elsewhere.


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Short Repayment Period

The repayment period was shorter than I anticipated, making it challenging to repay the loan on time. More flexible terms would have been appreciated.


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Application Process Took Too Long

The application process was more time-consuming than expected. I needed funds urgently, and the delay caused inconvenience.


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Hidden Fees

I noticed additional fees that weren't clearly disclosed upfront. Transparency in fee structure is crucial for customer trust.


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Customer Service Difficult to Reach

I had questions about my loan but found it difficult to reach customer service. Better accessibility would improve the experience.


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Limited Availability in My State

LendUp's services weren't available in my state, which was disappointing. More widespread availability would be beneficial.


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Unclear Terms and Conditions

The terms and conditions were not as clear as I expected. I had to contact customer support multiple times to understand the loan details. It would be helpful if they were more transparent from the beginning.


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Low Approval Rates

I had a decent credit score, yet I got denied. The process was annoying because I went through the whole thing just to get rejected. I wanted more open criteria.


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Repayment Process is Confusing

I found the process of repayments to be somewhat puzzling. The instructions were not that clear, and I had to spend extra time figuring out how I was going to make the payment. More clarity would elevate the experience.


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Not Enough Loan Flexibility

I had a financial emergency but found the terms of the loan too rigid. A more flexible payment plan would help to manage the loan better.


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Flexible Repayment Options

LendUp worked for me when I needed flexible payment due dates. Application was easy, and no hidden fees. Money in my bank ASAP, and customer service was responsive, too.


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Reliable Financial Solution

I was in a tight spot financially and needed a quick loan. LendUp provided a reliable solution with clear terms and prompt service. It was easy to fill out the application, and I received the funds without any issues.


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Easy Online Application

The online application process with LendUp was easy to navigate. I received a decision quickly, and the funds were transferred to my account without delay. The interest rates were reasonable, and the repayment terms were clear.


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Trustworthy Payday Loan Option

I was not very sure about payday loans, but LendUp worked out. Application was easy, funds deposited quickly, fees were very clear, and the repayments were manageable to pay back.


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Good for Unforeseen Expenses

I have an unforeseen expense pop up in my life, and I went to LendUp. It was fast, and the customer service was helpful. The fees were very clear, and I liked being able to set up how much and when repayment would take place.


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Quick and Easy Process

The application for the loan through LendUp was quick and easy. I got the funds the next day, and the interest rates were fair. The repayment terms were very clear, and there were no hidden fees.


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Great for Short-Term Loans

I was in need of quick cash, and LendUp turned out to be the best alternative. The application process was quite simple, and I received the money quickly. The fees were also reasonable, and the terms of repayment were flexible.


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Transparent and Fair

LendUp's loan process was quite fair and transparent. The application was relatively easy to fill out, and I had no problem receiving the money. The interest rates were steeply reasonable, and the terms of repayment were pretty clear.


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Reliable Financial Assistance

I did need financial help, and I found LendUp very reliable. The application was easy, and the money came really fast. The fees were clear, and the repayments were easy to handle.


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Unresponsive Customer Support

After applying for a loan, I had some questions but couldn't get a response from customer support in a timely manner. This lack of communication frustrated me.


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Slow Fund Transfer

Yeah, I did get approved, but the transferring of funds into my bank account was much slower than I expected. I really needed this money urgently, but it took way longer than expected to get it.


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Irritating Automated System

It was frustrating to communicate with the automated system, which couldn't answer my specific queries. I want more personalized service, especially when dealing with financial matters.


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Fees Are Too High for Small Loans

I applied for a small loan, and the fees were still relatively high compared to other lenders. While this is a convenient service, in the end, it was a poor choice due to the costs.


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Lack of Loan Variety

My loan options were pretty limited, and there was not enough variety to fit my current financial situation. More loan products with different terms would be helpful.


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Not Very Transparent About Interest

I was caught off guard by the interest charges. While they are mentioned during the application, the full scope of interest wasn?t clear until I received my loan agreement. More upfront details would be appreciated.


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High APR

I found the APR to be quite high compared to other loan services. It made the repayment process more challenging. I would have appreciated more competitive rates.


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Too Many Steps to Apply

I found the application process a bit longer, quite tedious. If there were fewer steps, it would have been quite easier.


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Loan Approval Took Too Long

Urgent loan need, and they took way too much time to get the approval. It was quite frustrating as I was told the approval would be quite fast.


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Disappointing Experience with High Fees

I applied to get a loan through LendUp, and though the application process was easy, the overall experience really disappointed me. The fees were very high, and I ended up paying way more than I anticipated. The interest rates were not clearly explained to me upfront, which caused some later confusion. I felt that I had been misled due to the lack of transparency. I would recommend looking into other options before using this service.


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Not Worth the Price

While LendUp provides quick access to funds, the high fees make it not worth the cost. I needed a small loan and ended up paying much more in interest than anticipated. The repayment terms were also rigid, leaving me with little flexibility. The overall experience was frustrating, and I would not consider using them again. There are better alternatives that offer more affordable rates and flexible repayment options.


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Unclear Loan Terms and Conditions

My dealing with LendUp was frustrating since loan terms and conditions were not clear. They weren't comprehensible, so I had to call customer service many times just to get them to explain it. Even after explanation, I didn't know much about the loan details. Additionally, the interest rate wasn't that low like I was suggested, and this with all extra fees made me pay quite big money. It's better if LendUp makes clear everything in advance to avoid confusion for its future customers.


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Awful Customer Service

I was very disappointed with the customer service at LendUp. I had questions concerning my loan and needed some help, but it was extremely hard to reach anyone. It just kept circling with the automated system, and when I finally got a hold of a representative, they were unhelpful and rude. The whole thing frustrated me, and I felt totally unsupported. I would never recommend this service to anyone.


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Lack of Flexibility in Repayment

I applied with LendUp, and the loan was approved pretty fast, but soon I ran into issues with repayment. Their repayment terms were fixed, and when sudden changes happened in my finances, it turned out to be impossible to make adjustments. The customer service was not too helpful either. I was at the end of the rope without options, and in general, it frustrated me. I wouldn't recommend LendUp at all if you're seeking any flexibility in loan management.


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Overly Complex Loan Structure

In this case, the structure of the loan with LendUp was more complex than expected. I thought that I knew the terms of it, but then when the time came for me to repay, I realized there were hidden fees and other interest charges that I hadn't anticipated. Lack of clarity in this made it difficult for me to budget properly. If you value transparency and clear-cut terms, I suggest looking elsewhere; the loan structure with LendUp came as an unpleasant surprise.


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Too Many Hidden Fees

LendUp's fees are outrages. I have applied for a loan with them, thinking the cost is going to be reasonable, but once I get the loan, there is many other added fees that were never discussed in the application process, which added a lot of extra costs that weren't anticipated. I feel that they should be much more open about their fees before customers agree to anything. It was an overall disappointing experience.


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Slow Response and Funds Transfer Problems

I urgently needed access to funds and picked LendUp because of the quick transfer times they were advertising. Then, the funds were transferred much later, and I had to deal with the slow response from their support team. It was incredibly stressful, and I felt like the communication was lacking. If you need urgent assistance, find a more reliable lender.


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Bad Transparency and Without Options

LendUp's process was really not very transparent, and the lack of options just disappointed me a lot. The terms were not laid out clearly right from the beginning, and I didn't have room to negotiate. The fees and rates were way higher than what I thought would be reasonable to manage such a loan. This service is not suited for anyone in search of clear and fairly negotiated lending terms.


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Not a Good Experience

I had a bad experience with LendUp. The processing of my loan took longer than expected, and when I finally received the funds, there were added charges that were not explained to me up front. The customer service was hard to get in contact with, and once I did, they were no help in answering my concerns. I would not recommend using LendUp at all for someone who needs a straight-out loan.


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Unacceptable Loan Repayment Terms

The conditions for the repayment of my loan were way more unbearable than I had previously perceived. The inflexible structure of LendUp made it hard for me to keep up with the payments. I also find the late fees so high. Inflexibility made this experience more stressful than it should have been. I would seek other alternatives whenever seeking financial help in the future.


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Wouldn't Recommend Due to High Fees

I borrowed a small amount through them, but the fees added up to where I was essentially paying back almost double of what I borrowed. The interest rates are not competitive, and I felt like I was being taken advantage of. If you're in a pinch and want money fast, I suggest you research other, more affordable options.


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Aggravating Application Process

Application with LendUp was needlessly stressful because, despite having all the requirements they asked for, I had to wait and resubmit my documents several times. In an already traumatic situation, that was absolutely not needed. If you are looking for speed and ease of process, then LendUp is not the place.


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Not Worth the Risk

I finally decided that using LendUp isn't worth the risk after using them. The ridiculously high fees, combined with the strict payback terms and less-than-great customer support, made for a really stressful process. I would strongly avoid their services due to the risks outweighing the benefits.


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Lack of Customer Support

LendUp had no customer support, which ruined the experience for me. I had problems with my loan, and there was no one to help me resolve it as quickly as I needed. That was frustrating, and I wouldn't recommend their service to anyone else.


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Not Very Transparent About Interest

I found the APR to be pretty high compared to other loan services. It made the payments back a bit more difficult. I would have liked more competitive rates; with the interest so high, it added substantially to the overall loan cost. LendUp should make it a point to be clearer about these terms from the beginning to avoid any confusion.


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Too Many Steps to Apply

The application process involved too many steps, which made it time-consuming. It would have been much more convenient if there were fewer steps to complete. Each time I thought I was done, there was another requirement, which ended up being frustrating, especially when I was hoping for a quick approval.


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Loan Approval Took Too Long

I needed the loan urgently, but the approval took a bit longer. I was very disappointed then because I was told that it would be a quick approval. When the loan finally came, I had already solved my problem with some other solution. Delays made all the experiences less than ideal.


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Disappointing Experience with High Fees

I took a loan from LendUp, and though the application was easy, the whole experience was somewhat disappointing. The fees were too high, and I ended up paying way more than I had anticipated. The interest rates were not explained clearly from the beginning; this was the cause of my confusion later on. I found myself at some point being misled due to lack of transparency. I would recommend looking into other options before using this service.


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Not Worth the Cost

While LendUp provides quick access to funds, it is just too expensive. I just needed a small loan and ended up paying way too much in interest than initially anticipated. The terms of repayment also do not leave much room to adjust in case one experiences financial hardships. For me, the service was just too costly for what it had to offer, and I would not recommend it.


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Unclear Loan Terms and Conditions

I had a frustrating time with LendUp because the terms and conditions regarding the loan were not clear. They sounded complicated, and I had to call customer service a couple of times to get clarification. The explanation also didn't make me feel like I knew what was happening with the loan. It wasn't as low of an interest rate as they made it seem, plus the fees piled up. I would recommend that LendUp should be more direct with customers to avoid confusion in the future.


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Horrible Customer Service

I was very disappointed in the customer service at LendUp. I had some questions regarding my loan, and since I needed assistance, it was really, really hard to get in contact with anybody. This automated system just circled me around, and once I got a hold of one, they were unhelpful and rude. The whole experience frustrated me, and I felt completely unsupported. I would not recommend this service to anyone.


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Lack of Flexibility in Repayment

I applied for a loan with LendUp, and while the approval process was fast, I quickly ran into issues with repayment. Too rigid of repayment terms were required, and I could not make any readjustments in case any other financial challenges came along the way. Moreover, it wasn't like customer service was helpful. I felt stuck in a no-option situation, frustrated from all this. I would not recommend LendUp if one wants more flexibility for loan management.


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Confusing Loan Structure

I was taken aback by how involved the loan structure was with LendUp. I thought I knew what I was getting into, but at the time of repayment, I found there were hidden fees and interest charges that I had not accounted for. Due to this lack of clarity, I had a hard time trying to properly budget. I would suggest looking elsewhere if you want transparency and clear-cut terms, since their loan structure took me by surprise in an unpleasant way.


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Too Many Hidden Fees

The fees that LendUp charges are out of this world. I applied, assuming the fees would be decent, but then after getting the loan, I noticed there were about three other fees besides what was said during the application. This added so much extra cost that wasn't anticipated. I really feel they must be much more open about their fees before customers commit to anything. Overall, this experience has left a sour taste in my mouth.


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Slow Response and Problems with the Transfer of Funds

I urgently needed money and opted for LendUp based on the quick transfer times they claimed. Unfortunately, the funds took much later to drop in, and I had to put up with their slow support team. It was massively stressful, and it felt like the communication fell short. If you're looking for urgent help, I recommend finding a better lender.


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Bad Transparency and No Options

LendUp did not impress me with transparency. I was very disappointed with the lack of options. None of the terms were specified right from the start, and there was no room to negotiate. The fees and rates were higher than I thought, and it was hard to manage the loan effectively. I don't feel that this is a service for anyone who's looking for clear and fair lending terms.


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Not a Good Experience

I had a bad experience with LendUp. The loan took longer than I thought it should, and when I did receive the funds in my account, they were charged extra costs not mentioned anywhere in advance. The customer service was hard to contact, and then when I reached them, they weren't really helpful in addressing the issues. I would not recommend their services to others.


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Unacceptable Terms of Loan Repayment

The repayment conditions for my loan were much worse than I'd initially anticipated. LendUp has such a strict framework that makes it hard to keep on track with your payments. I also found them charging excessively for late fees. Inflexibility in these areas just made this experience a lot more stressful than needed. Future financial support shall be sought elsewhere.


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Wouldn't Recommend Due to High Fees

I used the LendUp to borrow a small amount against which I have to pay almost double as the fees are too high. The interest rates aren't competitive at all, and it really seemed like they were taking advantage of me. If you're in a pinch and need funds fast, research other more reasonably priced options.


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Frustrating Application Process

The application process with LendUp was unnecessarily frustrating. Despite meeting all the criteria, I faced delays and repeated requests for additional documentation. This made an already stressful situation worse. If you're looking for a quick and hassle-free process, LendUp might not be the best fit.


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Not Worth the Risk

After using LendUp, I feel it's just not worth the risk. The high fees, rigid repayment terms, and poor customer service made it stressful. I would strongly advise against their services, as the benefits will be minuscule compared to the risks.


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Lack of Customer Support

I had a bad experience with LendUp because they never had customer support. I had issues with my loan, and couldn't get anyone to help me resolve it in a timely manner. It was annoying enough, and I would never recommend their services to anyone else.


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