87 reviews found
img 4/5.0 01, Jul 2025

No credit check was key

My credit?s rough from old stuff, but they didn?t pull any reports. Based it off income and checking account. Was approved without any hassle.


img 5/5.0 25, Jun 2025

Grace period helped me

I panicked when I borrowed and then realized I could repay next day and not owe interest. They gave me that 24 hour grace no problem. Super grateful.


img 1/5.0 18, Jun 2025

Not what they promised

They advertised fast funding, but mine took almost four days. I missed my rent payment because of it. No one gave me a heads-up about delays. Customer service just said ?processing delay? and that was it. Very unhelpful.


img 5/5.0 12, Jun 2025

Fair for the speed

Yeah, you pay more in interest but you also get approved in an hour and don?t have to jump through hoops. It?s a trade-off that made sense for me.


img 5/5.0 06, Jun 2025

Professional and respectful

Some lenders talk down to you but these folks were polite. I asked a lot of questions and they never rushed me. Felt like they actually cared.


img 3/5.0 29, May 2025

Just average experience

Wasn?t bad, wasn?t good. They helped me get cash in one day but the loan felt expensive even for a small amount. It works if you?re in trouble, but there?s gotta be better deals out there. Wouldn?t do it again unless I really had to.


img 2/5.0 20, May 2025

Not worth the cost

I got approved fast, which was good, but the fees and interest were way more than expected. Thought it?d be manageable but I ended up paying nearly double. Not sure it was worth it. They really should make the total cost more clear up front.


img 5/5.0 12, May 2025

Good short-term fix

Had to cover rent short this month and didn?t want to ask family again. Loan came through in time. Monthly payments were doable and no weird pressure.


img 3/5.0 04, May 2025

Not terrible, not great

It?s not the worst option out there but not my first choice either. The terms were explained but I still think the fees were too high. I paid it off early and they didn?t adjust much. Wish I?d read more before signing.


img 5/5.0 26, Apr 2025

Online process worked great

Didn?t need to go into a store or talk to anyone unless I wanted. Did everything online and it all worked smooth. Easy setup and fast approval.


img 4/5.0 18, Apr 2025

No surprises

What they said on the site matched what I got. Terms were clear, and I knew the interest upfront. They didn?t try to sneak in extra fees or change anything last minute.


img 4/5.0 10, Apr 2025

Fast deposit and good reps

Was surprised how fast the deposit showed. I had questions and the lady I spoke with on the phone was kind and answered all of them patiently.


img 1/5.0 01, Apr 2025

Poor support experience

Tried to ask a question about my due date and got transferred four times. No one seemed to know what was going on. For a loan company, they really don?t care about customers. Felt like I was bothering them.


img 1/5.0 22, Mar 2025

Disappointed and stressed

The loan caused more problems than it solved. I borrowed to help with bills but now I?m dealing with late fees and high payments. Tried to talk to someone about options and they didn?t offer any real help. Just left me stuck.


img 5/5.0 11, Mar 2025

Helped when others didn?t

Banks turned me down but King of Kash said yes. No drama or judgment, just showed paystubs and ID. It ain?t the cheapest option, but it worked when I needed it most.


img 5/5.0 02, Mar 2025

Easy from start to finish

I filled out the app on my phone during lunch break, and by evening the money was in my account. Didn?t expect it to be so quick honestly. No faxing or long waits.


img 4/5.0 16, Feb 2025

Very helpful for gig workers

I work odd hours and other lenders balked?King of Kash accepted my deposit and ID. Funds hit same day via ACH. Only thing bothers me is that fees add up if you hold for long. Good overall.


img 5/5.0 07, Feb 2025

Solid experience overall

I had emergency vet bill, they wired money fast and fees were as disclosed. Could improve wait times but happy it worked.


img 3/5.0 29, Jan 2025

Did the job but not thrilled

Application was smooth, and I liked that no credit check. But the rates caught up with me faster than I thought. Customer service helped, but they were slow on replies sometimes. Worked in a pinch but left me kinda stressed about paying it off.


img 5/5.0 13, Jan 2025

Grace period real

Used 24?hour grace, repaid full next morning and interest was waived. Pleasant surprise and accurate policy.


img 2/5.0 02, Jan 2025

Not what I expected

Thought it?d be a little cheaper since it?s not payday loan, but interest added up quick. The site made it sound more manageable. They funded me fast but now the payments feel heavy. Not terrible, just not what I hoped for either.


img 5/5.0 26, Dec 2024

Easy line of credit

Line?of?credit worked like they said?withdraw what u need up to limit. Only pay interest on used amount. Simple.


img 1/5.0 14, Dec 2024

Approval good, everything else meh

They gave me the loan when no one else would, so I appreciate that. But the site was glitchy and reps weren?t very helpful. Also the APR was way higher than I thought. Not a great experience. I felt kinda stuck once I signed the agreement.


img 1/5.0 06, Dec 2024

Rushed into it

I applied during an emergency and didn?t take time to really read all the terms. They got me the money, sure, but the interest adds up so fast. Now I?m stuck paying more than I planned. Felt rushed and wish they gave more warning about real costs.


img 2/5.0 29, Nov 2024

Convenient but costly

Process was fast and simple but wow, the cost adds up quick. If you don?t pay early you?re looking at some steep totals. It helped me avoid overdrafts, but I regretted it later when I saw how much I was really paying back.


img 4/5.0 15, Nov 2024

Friendly but pricey

I needed $700 for car repair, and customer service rep was friendly and explained everything clearly. They wire transferred same day for extra fee. Wish rates were a bit lower but no hidden charges. Solid experience.


img 5/5.0 07, Nov 2024

Great for short?term

Borrowed $1000 for car repair, repaid in 6 months. Monthly payments consistent and site kept me updated on due dates.


img 1/5.0 26, Oct 2024

Felt like a trap

They make it sound like help but it?s more like a payday loan in disguise. Rates are sky high. I kept paying and the balance barely moved. Shouldn?t be allowed to charge that much for small loans.


img 5/5.0 14, Oct 2024

Staff were decent

My questions bout credit check and collateral were answered politely. Felt honest even if rates high.


img 2/5.0 03, Oct 2024

Got the loan, but support was bad

The loan helped for a short time, but I had a lot of trouble reaching someone about my account. Waited on hold for 40 minutes then got disconnected. Called back and still didn?t get clear answers. Felt like they didn?t really care once I got approved.


img 1/5.0 20, Sep 2024

Never again

Got stuck in a loop trying to update my payment method and nobody helped. Fees kept adding up. Even emailed and didn?t hear back for over a week. Company just wants your money. I should?ve stayed far away.


img 5/5.0 09, Sep 2024

Good repayment terms

Installment plan made repayment manageable. Monthly payment fit my budget. Customer service helped set ACH up easily.


img 1/5.0 31, Aug 2024

Overpriced for what you get

They approved me fast, sure, but I should?ve known better. Their interest is outrageous. I only borrowed for two months and I still owe a ton. Didn?t save me, just made things worse in the long run.


img 5/5.0 18, Aug 2024

Helpful transparency

Explained interest accrual daily and how fast repayment saves money. Wish I got lower rate but their info was upfront.


img 1/5.0 06, Aug 2024

Poor support experience

Tried to ask a question about my due date and got transferred four times. No one seemed to know what was going on. For a loan company, they really don?t care about customers. Felt like I was bothering them.


img 5/5.0 28, Jul 2024

No hidden files

Application didn?t ask for fax or tons docs. Just online form and they decide. I got money without hassle.


img 5/5.0 16, Jul 2024

Good for small urgent needs

Needed $300 quick, they approved fast and deposited via ACH next day. Handy when bank loan takes weeks.


img 1/5.0 05, Jul 2024

Watch the fine print

They make it look easy, but once you're in, you find out how much you?ll really pay back. I thought I was borrowing $500, ended up owing almost $1,200. No clear warning. Really disappointed in how they handle things.


img 5/5.0 30, Jun 2024

Clear FAQ info

Website FAQ covered everything clearly?loan types, hours, funding times. Helped me choose installment instead of payday.


img 1/5.0 18, Jun 2024

Unclear communication

Terms weren?t explained properly. I thought I had a set payment date but it changed. Didn?t get any reminders either. Got hit with a late fee for something that wasn?t my fault. Communication from them is terrible.


img 5/5.0 04, Jun 2024

Customer focus

Feels like they treat u like person not number. Staff at 800 line were patient and explained their line?of?credit option.


img 2/5.0 27, May 2024

Service okay, rates not so much

Customer service was nice and explained the process to me. That part I appreciated. But I still don?t understand why it costs so much just to borrow a few hundred. I needed it fast, sure, but I ended up paying a lot back.


img 5/5.0 19, May 2024

Store pick?up was nice

Visited branch and got check printed same visit. No waiting for ACH. Felt old?school but efficient.


img 2/5.0 14, May 2024

Too expensive overall

Everything was quick at first, but once I started seeing the repayment total, I got frustrated. It?s just way too costly for what you borrow. I understand higher rates with bad credit, but this was too much. Won?t be using them again if I can help it.


img 5/5.0 06, May 2024

Paid early, no fees

Paid off within 24 hrs Grace period, no interest charged as promised. Glad they honor that. Service was smooth.


img 1/5.0 28, Apr 2024

Process was not smooth

Site kept crashing while I applied. Then they said they needed extra docs after saying no paperwork. Took over a week to fund me. Not what I expected at all. Felt very misleading the way they advertise it.


img 5/5.0 14, Apr 2024

Good fallback option

When I had zero credit options left, King of Kash stepped up. Easy signature loan, no collateral. Might pay extra interest but no surprises.


img 5/5.0 01, Apr 2024

Smooth wiring

Chose wire transfer option, got money by 3pm same day. Staff told me times clearly. A bit pricey, but speed was worth it for me.


img 3/5.0 25, Mar 2024

Great for short term, pricey long term

Used them to cover short fall in rent. Process was quick and customer support answered my questions calmly. Interest is definitely on the high side if you stretch it, but if paid fast it?s manageable.


img 5/5.0 15, Mar 2024

Solid for bad credit

Bank said no but these guys said yes. Got approved after showing steady income. Cash in account fast. Would be nice if rates were lower.


img 4/5.0 06, Mar 2024

Convenient and transparent

Process was smooth and terms clear?no surprises or hidden fees. They let me repay in installments which made budgeting easier. If they cut down interest or origination fee even a tad, it'd be near perfect.


img 5/5.0 03, Mar 2024

Helped with bills

Electric bill was late and they helped me cover it. Signature loan was user?friendly. I repaid in instalments like told and all good.


img 1/5.0 22, Feb 2024

Terrible online experience

Their website glitched and submitted my form twice. Got charged for two loans and spent hours trying to cancel one. No one at support seemed to care. Took me days to sort it all out. Way too stressful.


img 3/5.0 08, Feb 2024

Hidden fees bothered me

They say it?s transparent but I didn?t realize there?s an extra processing fee on top. Rep said it?s standard, but wasn?t obvious during application. I liked the fast funding but the total payback amount surprised me. Felt a little misled even if it helped short term.


img 5/5.0 31, Jan 2024

App was simple

Filling online form was straightforward. No credit pull was huge plus. Spent under 10 minutes and funds next banking day. Deff recommend for fast help.


img 1/5.0 23, Jan 2024

Hidden charges shocked me

I was told one amount, then the statement showed an extra fee I never agreed to. When I called, they said it?s standard. But it wasn?t listed clearly. Feels dishonest. I paid it off just to be done with them.


img 5/5.0 14, Jan 2024

Transparent terms

Fees and interest disclosed up front. No hidden tricks. The APR is high but I knew what I signed for. Funds deposited reliably.


img 2/5.0 07, Jan 2024

Took longer than expected

They say fast approval but mine took 2 days, which was too late for what I needed. They did eventually send the money, but I was frustrated. It?s okay if you?re not in a rush. Otherwise, I?d call first before applying again.


img 3/5.0 29, Dec 2023

Okay but not cheap

The loan got approved quick, but the interest is just too high. I get it?s for bad credit folks, but still, it builds up fast. Service wasn?t bad, but I expected better terms. Used it once, probably not again unless I?m desperate.


img 2/5.0 22, Dec 2023

Kinda mixed feelings

I appreciated getting the loan, don?t get me wrong. It helped at the time. But the cost wasn?t worth it long term. Felt like I was just digging a deeper hole. Probably okay for emergencies, but not great for anything beyond that.


img 5/5.0 12, Dec 2023

Good for vacation planning

Used a short?term loan to cover travel cost. Got $500, paid back in a few weeks. Didn?t have to deal with credit checks, very handy.


img 1/5.0 03, Dec 2023

Regret using them

Wish I never applied. The interest is insane and the final payback was almost triple. They didn?t explain that clearly when I signed up. Customer service barely helped when I called. Felt like a trap honestly. Won?t ever recommend them to anybody.


img 5/5.0 25, Nov 2023

Installment option helpful

I liked that I could pay back over months not all at once. Fixed payments made budgeting easy. Could improve customer phone wait times tho.


img 1/5.0 18, Nov 2023

Grace period is misleading

They say you have 24 hours to repay with no interest but it didn?t work like that. I repaid within 18 hours and still got charged. Called to ask and was told it didn?t ?qualify.? Doesn?t feel fair at all.


img 2/5.0 14, Nov 2023

Needs better communication

I got approved and everything, but had trouble reaching someone about my payment schedule. Called twice before anyone got back. They should improve their support team. The loan helped, just didn?t like feeling in the dark about due dates and balances.


img 5/5.0 04, Nov 2023

Quick funding

Applied online, approval in minutes and cash hit same day. Didn?t need to fax anything. Interest higher than bank but understandable for quick need.


img 4/5.0 20, Oct 2023

Finally approved me

With bad credit it was hard, but King of Kash didn?t judge. Just proof of income and ID. Funds were in acct quick, saved me lots of stress.


img 3/5.0 11, Oct 2023

Helped me on short notice

A sudden medical bill came up so I took a small loan here. Approval online was painless and funds next business day. Could lower rates or give longer repayment options but they did make it easy.


img 1/5.0 05, Oct 2023

Never again

I was desperate and applied, and they took advantage of that. High interest, confusing terms, and no support when you need help. I feel scammed honestly. They got their money but I?m stuck paying ridiculous fees.


img 4/5.0 28, Sep 2023

Simple process with small catch

Applied on my phone, no scanning docs or credit enquiry, which I liked a lot. Got approved quickly and got funds within hours. The only drawback is their APR which is steeper than bank but fine for short run.


img 1/5.0 15, Sep 2023

Took my payment twice

They double charged me and it took days to fix. I had to call three times and still no proper apology. Really unprofessional and stressful. Wasn?t worth the hassle at all. Now I?m behind on other bills because of their mistake.


img 4/5.0 05, Sep 2023

Online chat was helpful

Used their live chat on the website to ask about payback options. Got clear answers and didn?t feel rushed. Appreciated the help and how simple they kept it.


img 5/5.0 01, Sep 2023

No collateral easy loan

I needed $1k and got approved with just a checking account. No collateral needed, got wire next business day. Not perfect but worked out.


img 2/5.0 26, Aug 2023

They did help but pricey

I won?t lie, they came through when I needed it. But the rates were kind of shocking. I didn?t have many options, so I took it, but now I?m trying to pay it off faster. Wish the payment plan was more flexible.


img 5/5.0 17, Aug 2023

Friendly staff

Called hotline and rep was very polite, they answered all my ?s and helped track funding. Felt human, not pushy. Paid everything off early.


img 4/5.0 14, Aug 2023

Didn?t feel judged

Had to borrow for something personal and they didn?t ask too much or make me feel embarrassed. Just the basics and then approval. Quick and discreet.


img 5/5.0 06, Aug 2023

Good for emergencies

Short?term loan got me through surprise vet bill. Approval was minutes, money next day. Fees are noticeable but fair for speed of service.


img 1/5.0 27, Jul 2023

Didn?t meet expectations

I saw reviews saying it was fast and easy, but my experience wasn?t smooth. Took longer than promised, and the interest shocked me. Felt more like a payday loan than what they described. Wouldn?t use again unless I literally had no other choice left.


img 3/5.0 11, Jul 2023

Solid but not cheap

Needed help quick, and this was fastest option available. Approval was within hour, money in acct same day. Just wish that the cost wasn?t so steep but they are honest about it. Overall would use again if needed.


img 5/5.0 02, Jul 2023

Convenient signature loan

Needed funds for medical bill, signature loan was simple. No scanning docs, just sign and wait. Maybe the rates could be lower, but appreciate the ease.


img 5/5.0 23, Jun 2023

Worked for me

In a pinch and they didn?t hassle me over credit. Funds deposited via ACH in under 24 hrs. Interest felt high but it was disclosed. Overall works when u need cash fast.


img 3/5.0 11, Jun 2023

Quick help, fair process

Went with King of Kash to cover a small emergency vet bill. Approval happened fast, and funds arrived next day via ACH. Interest is high tho, but it was all explained upfront. Overall pretty decent when bank wasn?t an option.


img 4/5.0 05, Jun 2023

Easy approval, even with gig income

I?m a freelance worker so most lenders give me trouble. But they just needed income proof and I got approved. No long calls or paper mess.


img 5/5.0 28, May 2023

Helpful support

Customer rep was friendly and explained installment loans clearly. No credit check helped since my score is meh. Got $800 deposit next day. Service was decent overall.


img 2/5.0 10, May 2023

Decent first-time loan

First time using any online lender and I was nervous. Process was way smoother than expected. Got $600 and paying it off monthly with no surprises.


img 4/5.0 16, Apr 2023

Fast & easy process

Applying was quick and painless, got approved same day. Needed money for an urgent car fix and they help me out good. A bit steep interest, but funds came fast.


img 5/5.0 07, Apr 2023

Wire transfer was fast

I picked wire over ACH and got funds the same afternoon. Just had to pay $15 extra but worth it cause I needed it that day. Wasn?t complicated either.


King of Kash

At King of Kash, we understand that unexpected expenses can catch anyone off guard whether it's a car repair or a sudden medical bill. That's why we're committed to treating every applicant with the respect and understanding they deserve. Our goal is simple: to get you the money you need quickly and reliably so you can focus on what matters most. For over 40 years, we've built a reputation for offering affordable personal loans with a team that truly cares. From loan specialists to customer support, we're here to help not just process your request. See if you qualify and get the funds you need without the hassle. Apply today!

Address
8304 Wornall Road
64114
Kansas City
United States

Website
kingofkash.com

Email

Telephone
1 (800) 892-3006

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