121 reviews found
img 5/5.0 20, Jun 2025

Smooth and respectful

Fast, respectful, and no condescension. Very refreshing.


img 1/5.0 10, Jun 2025

Promised quick help, got silence

I applied because they said they help small businesses fast. But after sending all my documents and doing multiple calls, I didn?t hear back for days. Then they told me my file was still ?under review.? No explanation, no urgency. I had a deadline and they didn?t seem to care. It felt like false advertising. I don?t think they respect how urgent funding needs to be for business owners.


img 1/5.0 01, Jun 2025

Took my info, then ghosted

They were super responsive when I first filled out the application. I gave them all my financials, statements, everything. Then?nothing. No follow-ups, no calls, no replies to my emails. I tried calling and just got voicemail. It?s not just bad service, it?s unprofessional. Felt like they just disappeared once they had my info. I wouldn't trust them again. Totally wasted my time and energy for nothing.


img 4/5.0 10, May 2025

Smooth but little slow docs

I got a working capital loan for my plumbing biz. The application was pretty easy, and they were direct with everything. Only thing?I thought the paperwork would finish the same day, but it took like two more days. Still, they explained all the terms and got the funds through eventually. Felt like an honest group to work with.


img 2/5.0 25, Apr 2025

Disappointed by miscommunication

They told me I?d be approved within 48 hours, but it took over a week. Every time I asked for an update, someone else would reply with a different answer. Felt like they weren?t all on the same page. I ended up getting funded, but I lost a lot of time and confidence in the process. I expected better based on their reviews. Just too much back and forth for me.


img 5/5.0 14, Apr 2025

Quick and painless

Easiest loan process ever. No confusion, funded in 2 days. Walked me through everything. Highly recommend.


img 2/5.0 01, Apr 2025

Long wait with poor updates

I applied thinking I?d get help quickly, but the process felt like pulling teeth. There were too many delays and not enough communication. I kept checking in, and got vague responses like ?we?re working on it.? In the end, I did receive the loan, but the stress it caused made it not worth it. They really need to work on their response time and follow-up.


img 5/5.0 27, Mar 2025

Very honest process

I?ve dealt with lenders that tried to sneak things in the small print. This wasn?t like that. They were upfront about everything, and I appreciated the honesty.


img 5/5.0 15, Mar 2025

Low pressure high trust

No pressure sales, just options and guidance. Process was seamless and communication solid.


img 5/5.0 03, Mar 2025

Easy to understand terms

No confusing jargon. Clear terms and helpful rep.


img 5/5.0 22, Feb 2025

Quick and efficient

Filled out the form online and got a call within an hour. Two days later, the funds hit my account. I didn?t have to chase them down. Super efficient team.


img 5/5.0 11, Feb 2025

Refreshingly simple

I liked how they didn?t overcomplicate things. Everything was clear, digital, and quick. No long waits or confusing language. Just simple, fast funding done right.


img 5/5.0 06, Feb 2025

Trustworthy lender

Explained everything and gave me the choice. No pressure.


img 5/5.0 28, Jan 2025

Reliable and easy to work with

They didn?t give me the runaround. I provided my documents, and within a day or so, I had an approval. Terms were fair and service was solid. Easy to work with.


img 5/5.0 19, Jan 2025

Good support & transparency

Honest approval guidance and clear communication.


img 5/5.0 09, Jan 2025

Quick help when needed

Funded quickly during peak season. Rep was excellent.


img 4/5.0 30, Dec 2024

Good rate, slight communication lag

They offered me a fair rate and the loan made sense for what I needed. It was all digital, which made it easier. My only complaint is that there was a little lag in communication at one point, and I had to follow up twice. Still, they came through and funding was quick.


img 5/5.0 23, Dec 2024

Helped with equipment needs

I needed some quick cash to buy new equipment for my shop. Banks were too slow, but Express Capital made it happen in 48 hours. Great service and fast results.


img 5/5.0 13, Dec 2024

No pressure, just options

They gave me different funding choices and didn?t pressure me into taking the highest one. That showed a lot of integrity. I picked what made sense, and they helped make it happen fast.


img 5/5.0 06, Dec 2024

Straightforward process

What they promised, they delivered. Application was short, communication was on point, and the approval didn?t drag on. Really appreciated how fast they moved.


img 5/5.0 26, Nov 2024

Funding without stress

Unlike other lenders, this one was fair, fast, and no nonsense.


img 5/5.0 16, Nov 2024

Helpful for first-time borrower

Explained fees and schedules clearly. Funds came on time. Gained confidence.


img 5/5.0 13, Nov 2024

Clear communication

Every time I reached out, I got a straight answer. No delays or vague replies. Just clear, quick communication. That?s what every business owner needs when dealing with lenders.


img 1/5.0 02, Nov 2024

Bad customer service

The reps I spoke with didn?t seem trained. They kept giving me wrong info about my own application. One told me I was approved, another said it was still in review. I had to resend documents twice because they ?couldn?t find them.? No one took ownership of my case. It was honestly exhausting. If this is how they treat small business owners, I?m not sure how they stay in business.


img 5/5.0 30, Oct 2024

Just what I needed

Gave real solutions without wasting time. Efficient service.


img 5/5.0 24, Oct 2024

Great for real-estate investor

Needed DSCR loan; got guided help and quick closing.


img 5/5.0 18, Oct 2024

Well-organized process

Every step was handled in an organized and timely way. They didn?t leave me hanging or guessing. I appreciated their professionalism and clear guidance from start to finish.


img 5/5.0 07, Oct 2024

Great for small contractors

Construction firm needed funds?Express Capital helped fast with no pressure. Respectful, honest service.


img 5/5.0 01, Oct 2024

Thankful for the support

Quick help during rough patch running my salon. No judgment, just support.


img 5/5.0 25, Sep 2024

Smooth remote process

Remote funding for U.S. branch handled well. Time zone wasn?t an issue.


img 5/5.0 19, Sep 2024

Saved my business

I don?t usually leave reviews but they really helped me out. I was behind on a few payments and couldn?t meet payroll. Express Capital got me a loan that kept my business afloat.


img 5/5.0 13, Sep 2024

Smooth from start to end

Everything was clear. No tricks or hidden charges. I knew what I was getting into from the start. It?s refreshing to find a lender that?s transparent and follows through.


img 5/5.0 08, Sep 2024

Excellent turnaround

From app to funding, it was about 48 hours. I was amazed. They really understand that timing matters for business owners. Excellent service all around.


img 5/5.0 01, Sep 2024

A total win for my business

Getting funded fast helped me grab a deal on inventory that I would?ve missed otherwise. The whole process took under 3 days. Total win. I?ll probably use them again next quarter.


img 5/5.0 27, Aug 2024

Easy online tools

Loved the resources and clear loan process. Very user-friendly.


img 5/5.0 19, Aug 2024

Great team, fast work

Excellent rep?fast, communicative, clear. Rare in this industry.


img 5/5.0 13, Aug 2024

Solid experience

Professional, straightforward, no drama. Very happy.


img 5/5.0 01, Aug 2024

Very organized process

Webinars and tools were useful. Efficient funding. Felt supported throughout.


img 5/5.0 26, Jul 2024

Smooth all the way

Digital, fast, and no bank-like paperwork. Patient staff. Will use again.


img 3/5.0 21, Jul 2024

Helpful but paperwork drag

Express Capital was upfront and honest while explaining options for our manufacturing loan. Team answered my questions and helped me understand the process. However collecting and verifying documents took a long time?even emailed uploads took a few days to get reviewed. That slowed things down more than expected. Finally we got the funds and everything matched terms, but the slow pace of paperwork was annoying. It wasn?t terrible, but could improve.


img 5/5.0 14, Jul 2024

Reliable service

Delivered on every promise. Will return for more funding.


img 2/5.0 10, Jul 2024

Disorganized experience

There was a lot of back and forth with documents. I had to resend the same info multiple times. The team seemed confused about what was already submitted. Took much longer than expected to close the loan. I appreciate that they helped in the end, but the process was too chaotic. It needs to be more streamlined. Wouldn?t suggest this for time-sensitive funding.


img 5/5.0 05, Jul 2024

User-friendly system

Everything was done online and it was super user-friendly. No complicated steps, and they checked in regularly without being pushy. Smoothest funding I?ve ever gotten.


img 4/5.0 25, Jun 2024

Trustworthy, small delays

I had a good experience overall. They seemed trustworthy and explained things in plain terms. Some of the paperwork took me a few tries to get right, which delayed the timeline a little. But once that was done, everything moved quickly. Would use them again but hope for a faster start next time.


img 2/5.0 19, Jun 2024

Not impressed with service

I called a few times and kept getting transferred to different reps. No one seemed to know what was going on with my file. It took several emails just to get basic answers. The funding came, sure, but it felt very messy. If they want to help small businesses, they need to do better with customer service. I don?t think I?d go through this again.


img 4/5.0 14, Jun 2024

Clear info, a bit slow

They were clear and honest throughout the process. I liked that there were no hidden surprises. However, it took a bit longer than I thought to collect and upload all the documents. Not a major issue, but slowed things down slightly. Otherwise, the service was good and helpful.


img 5/5.0 10, Jun 2024

No games, just help

Straightforward, honest communication. Very reassuring.


img 5/5.0 05, Jun 2024

Efficient & friendly

Fast approval, transparent terms, and helpful calculators. Easy funding process. Very positive experience.


img 5/5.0 28, May 2024

Helpful all the way

Available for every question. Never left in the dark.


img 5/5.0 20, May 2024

Supportive loan officer

Stevens helped through every step. Smooth closing and great service.


img 5/5.0 17, May 2024

Truly fast funding

Funded in 48 hours. Simple application. Great for urgent needs.


img 4/5.0 01, May 2024

Friendly team, minor paperwork delay

Their team was really friendly and seemed to care about helping my business. The online process was simple, but I messed up a document upload and it took an extra day to fix. They helped me get it sorted though. Once that was done, the funds were sent quickly. Overall satisfied.


img 5/5.0 29, Apr 2024

Great communication

Constant updates, no delays, very reassuring process.


img 5/5.0 06, Apr 2024

Really impressed

Didn?t think it would be so easy. I expected more red tape, but they made it so smooth. Just a few documents and everything moved fast. I was really impressed by their professionalism.


img 5/5.0 30, Mar 2024

Easy process, great outcome

Applied online, quick callback, fast funding. Helpful rep, saved me during payroll crunch.


img 5/5.0 23, Mar 2024

Helpful for small businesses

Bakery stayed open thanks to their quick and simple process.


img 2/5.0 12, Mar 2024

Not very smooth process

The website looked promising, but the actual loan process felt confusing. I kept getting emails saying I was missing paperwork, even after I uploaded it twice. Communication wasn?t very clear and caused a lot of delay. I eventually got the loan, but it wasn?t worth the hassle in my opinion. Maybe they are better with bigger companies, but for a small business like mine it felt unorganized.


img 1/5.0 09, Mar 2024

Waste of time and energy

They promised fast funding but nothing went as planned. Took over a week just for them to ?review? my documents, then asked for things I already provided. It was like nobody on their team talked to each other. I kept getting conflicting answers from different reps. I finally pulled out of the process. My business needed fast help, not confusion and delays. This experience just added more stress to my plate.


img 5/5.0 05, Mar 2024

Highly professional staff

The team I worked with was super respectful and helpful. It didn?t feel like a sales pitch. They explained the terms clearly and helped me stay on track with the documents. Really professional.


img 5/5.0 25, Feb 2024

Quick response time

Late-night email got early morning reply. Application went smoothly.


img 4/5.0 17, Feb 2024

Professional, minor delays

Everything felt very professional and organized. They explained all the loan details and answered my questions without making me feel rushed. The only thing that bothered me a little was that verifying documents took a bit longer than I expected. But once that was cleared, the funding went through quickly.


img 5/5.0 13, Feb 2024

They earned my trust

No hidden fees or shady clauses. Everything explained clearly.


img 5/5.0 07, Feb 2024

Respectful & attentive

Clear updates, no pressure, excellent communication until funding.


img 5/5.0 01, Feb 2024

Perfect timing

I needed emergency funds to keep my business running, and Express Capital came through. The funding arrived just when I needed it. I honestly didn?t expect it to go that smooth.


img 4/5.0 31, Jan 2024

Helpful but some wait time

They gave me a few funding options and helped figure out what fit my business. I liked that they didn?t try to push anything on me. The only downside was some delays getting calls or emails back during processing. Not a big deal but worth mentioning. Overall they were helpful and got the job done.


img 1/5.0 27, Jan 2024

Not trustworthy experience

They told me I was pre-approved and just needed to sign a few things. Then suddenly I get a call saying I don?t qualify anymore? No clear reason, no real explanation. It felt like bait-and-switch. I had already started planning based on the loan, and then they backed out. That?s not how a lender should operate. Would not recommend if you need something solid you can count on.


img 5/5.0 22, Jan 2024

Just what I needed

Timing was everything, and Express Capital came through. I didn?t want to miss an opportunity and they made sure I didn?t. Everything was quick and stress-free.


img 5/5.0 19, Jan 2024

Very professional experience

Smooth paperwork, fast approval, and relevant communication throughout.


img 5/5.0 14, Jan 2024

Quick turnaround time

Applied Friday, funded Monday. Great coordination and follow-through.


img 5/5.0 07, Jan 2024

Actually listened

Gave me real options tailored to my business. Felt respected.


img 3/5.0 31, Dec 2023

Fair terms, slow follow?up

I was happy with the rate and structure of the loan offer?they didn?t hide fees and were clear. But after signing, follow-through was slow. I waited almost 4 days for status updates, and had to check in more than once. Once they replied, everything moved along, and I got the money. So I?d say fair overall but need better communication and faster response after initial stages.


img 5/5.0 24, Dec 2023

Impressed by their speed

Secured last-minute inventory deal thanks to their fast funding.


img 5/5.0 19, Dec 2023

Flexible and fast

They were flexible with my needs and didn?t box me into one solution. I had a unique situation and they still worked with me. Funding came quick too.


img 2/5.0 13, Dec 2023

Didn?t meet expectations

I saw their ads saying ?fast same-day funding? but that?s not what I got. It took almost a week, and every day I was told ?just one more step.? Felt like they kept moving the goal post. I understand delays happen, but just be honest. The reps were polite, but I wouldn?t recommend based on my experience. Wish I had gone with another company honestly.


img 5/5.0 04, Dec 2023

Actually listens to clients

My agent didn?t talk over me or rush me. He actually listened and helped me make the right decision. I felt like I was working with someone on my side, not against me.


img 4/5.0 30, Nov 2023

Solid funding partner

The loan officer was patient and walked me through everything. The application was straightforward, and I liked that they didn?t send me through hoops. It just took longer than I thought to finish credit check and move to funding stage. Overall, they delivered what was promised and I?d work with them again.


img 1/5.0 20, Nov 2023

Completely unorganized

From the beginning it was a mess. Wrong names on emails, missing forms, no timeline updates. I was told I was approved, then suddenly they said they needed more information. They didn?t even seem to know what their own process was. After 10 days, I just told them to cancel the application. If this is how they handle loans, I can?t imagine trusting them with anything important. Really disappointed.


img 2/5.0 15, Nov 2023

Felt rushed and ignored

At first they were friendly, but once I signed the paperwork, everything slowed down. I asked for clarification on some loan terms but never got a clear answer. I felt rushed to make a decision, then left waiting when I had questions. Not a great feeling as a customer. I did get my funds, but didn?t feel confident about the service at all. Could?ve handled it way better.


img 5/5.0 13, Nov 2023

Very easy from start

The application was simple, and someone contacted me same day. I?ve applied for loans before and it?s always a hassle, but not this time. They were upfront about everything, and I got the money in less than 48 hours. Super smooth.


img 3/5.0 01, Nov 2023

Mixed experience but delivered

Staff were polite and explained the loan well for my retail expansion. Their online portal made submission simple. But their timeline was off?initial quote said 3 days, but final funding pushed to 6. I had to chase them over email a couple times. They were always courteous though, and delivered the money. In the end the loan helped me, but I felt timelines could have been managed better.


img 4/5.0 31, Oct 2023

Good lender for contractors

I?m a contractor and have dealt with a few lenders before. These guys understood my needs better than most. They didn?t overcomplicate anything. I just wish the process was a little faster overall, especially in the follow-up stage. Still a solid choice if you?re in construction or trades.


img 5/5.0 25, Oct 2023

Fast with no pressure

Gave me time to decide, then delivered fast funding.


img 4/5.0 20, Oct 2023

Really helpful, slight lag

They handled my questions well and weren?t pushy at all. Everything was easy to follow, from application to funding. The only issue was a slight delay when I asked for an updated timeline. It took a day longer than expected to get a response. Still, funds came through and the team was pleasant.


img 5/5.0 11, Oct 2023

Helpful advice and resources

Webinars and blogs were educational. Fast funding.


img 5/5.0 05, Oct 2023

Helpful from start to finish

Clear answers about DSCR loans, step-by-step support, and fast approval. Truly helpful team.


img 5/5.0 27, Sep 2023

Easy to understand terms

Explained everything without confusing legal talk. Refreshing.


img 5/5.0 20, Sep 2023

Smooth online experience

Applied online and got a quick response. Tools and clarity made it stress-free. Great tech and fair rates.


img 5/5.0 16, Sep 2023

Fast funding & friendly team

Applied Tuesday, funded by Friday. Courteous and helpful reps.


img 5/5.0 11, Sep 2023

Great for startup owners

Patiently answered all questions. Helped me feel confident.


img 5/5.0 07, Sep 2023

Very helpful and timely

Helped during cash flow issues. Explained everything and no pressure. Grateful for their support.


img 5/5.0 02, Sep 2023

Good rates, no fuss

Fair interest rates, easy documentation, fast approval. Very secure process.


img 5/5.0 30, Aug 2023

Saved our cash flow

Working capital loan arrived quickly. Transparent terms and helpful service.


img 5/5.0 26, Aug 2023

User-friendly site

Website was smooth and easy. Even paperwork was simple.


img 5/5.0 21, Aug 2023

Team truly cares

Shared tips and blog resources. Felt more like a partnership than a lender.


img 5/5.0 16, Aug 2023

Responsive and honest

Upfront and honest about everything. No ghosting. Clear and fast communication.


img 2/5.0 11, Aug 2023

Promised one thing, got another

They gave me a quote that looked good, but by the time I got the final loan docs, the terms were different. Higher fees, shorter repayment. I felt like I didn?t have a choice because I needed the money. Not a good situation to be in. I still accepted it, but I won?t be using them again. Too much difference between what was promised and what was delivered.


img 5/5.0 06, Aug 2023

Great experience

Honestly didn?t think it would go so smooth. I?ve had bad luck with lenders in the past, but this was different. Clear, responsive, and quick funding. Thank you!


img 5/5.0 01, Aug 2023

No BS funding

No fluff, no upselling, no hidden stuff. Just got approved and funded with exactly what they told me. I really liked how direct and respectful the team was.


img 5/5.0 28, Jul 2023

Helped me scale

I got a loan from them to open a second location. They believed in my plan and helped fund it quickly. Without their support, it would?ve taken months longer.


img 5/5.0 22, Jul 2023

Great for specialty contractors

Trades-friendly terms and fast delivery of funds. Very cooperative.


img 3/5.0 17, Jul 2023

Confidence, but slow replies

The team seemed professional and the loan terms were good for my small trucking company. However, after initial approval communication slowed down. I had to send reminders for status updates and ask about next steps. It felt like they lost interest once funds were almost approved. Eventually money came through though. I wouldn?t say bad experience, but could definitely be faster or more proactive.


img 3/5.0 10, Jul 2023

Okay but quite a wait

I got a working capital loan for my catering business. The process was clear and staff were helpful, but it took nearly a week longer than they initially promised to get funds. I had to follow-up a few times. In the end funding arrived, but I felt a bit frustrated by the delays. All documents were clear though, and terms seemed fair. Overall it was okay, nothing special.


img 5/5.0 05, Jul 2023

Efficient and friendly

Respectful and genuine team. Clear documents. Built trust.


img 1/5.0 03, Jul 2023

Very poor communication

I had to follow up so many times just to get updates on my application. Every time I spoke to someone, they acted like they didn?t know what was going on. Documents were sent and somehow still ?missing? days later. The lack of communication made the whole process stressful. Honestly, I gave up after a while. It?s frustrating when you?re trying to grow your business and they don?t seem to care.


img 5/5.0 01, Jul 2023

Great for short-term needs

Needed a short-term cash boost to handle some seasonal costs. Express Capital offered a plan that worked perfectly. The rate was decent, and they were transparent the whole time.


img 5/5.0 26, Jun 2023

Friendly and helpful

From my first call, they were friendly and not pushy. They answered every question I had and explained the contract line by line. Never felt confused. A+ service.


img 5/5.0 22, Jun 2023

Honest & reliable

Was skeptical at first, but everything was clear. Good communication and fast funding.


img 5/5.0 15, Jun 2023

Transparent process

Everything promised was delivered. No hidden fees. Honest and quick.


img 3/5.0 11, Jun 2023

Confidence, but slow replies

The team seemed professional and the loan terms were good for my small trucking company. However, after initial approval communication slowed down. I had to send reminders for status updates and ask about next steps. It felt like they lost interest once funds were almost approved. Eventually money came through though. I wouldn?t say bad experience, but could definitely be faster or more proactive.


img 5/5.0 08, Jun 2023

Helped me bridge a tough month

I run a small boutique and needed cash to cover vendor orders. Express Capital helped fast, no games. The process was honest and straightforward. I appreciated their patience and the follow-up after.


img 5/5.0 02, Jun 2023

Fast & transparent

Missed other deals due to delays elsewhere. Express Capital was fast, honest, and clear.


img 2/5.0 29, May 2023

Too many delays

I applied thinking the process would be quick, but it dragged on way longer than promised. They asked for the same documents more than once, which felt frustrating. I had to keep following up to get updates. The staff was polite, but it didn't help much with the delay. It messed up my timeline for payroll. Not the worst company, but they need to be more organized and faster.


img 5/5.0 25, May 2023

No surprises at closing

Closing matched estimates. No hidden fees. Trustworthy team.


img 5/5.0 17, May 2023

Clean process

Fully digital, quick approval, easy closing. Much better than banks.


img 5/5.0 12, May 2023

Worth the call

One phone call changed my view. Easy, legit, and fast.


img 5/5.0 04, May 2023

Professional service

All questions answered. Fast approval and smooth paperwork. Felt valued as a client.


img 5/5.0 25, Apr 2023

Finally a company that cares

Rep followed up post-funding. Felt valued, not just a number.


img 5/5.0 21, Apr 2023

Just easy to work with

Needed fast capital for manufacturing biz, and they delivered. Quick, transparent process. Helpful loan officer. Would return again.


img 5/5.0 17, Apr 2023

Fast and trustworthy

They really do what they say. The funding came in quick, and they didn?t push any weird fees at the end like other places I?ve tried. Process was fast, but still felt safe. Would use them again if needed.


img 5/5.0 08, Apr 2023

Better than expected

No hard sell, no delays. Got funding right when I needed it. Clear and fast.


img 5/5.0 03, Apr 2023

Reliable support

They didn?t just disappear after I signed. My rep followed up, made sure I was good, and offered help if I had more questions. That meant a lot. Great support.


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