img

Cerulean Mastercard

img 3.7/5.0

Write a review
ceruleancardinfo.com
Visit this website
img 4/5.0 14, Nov 2024

Good for Rebuilding Credit

The Cerulean Card has been amazing for helping me rebuild my credit. The initial credit limit wasnt high, but it did start something. Online payments are quite easy, and I havent had a problem yet. Customer service could get a bit more responsive, but overall Im contented with this card.

img 4/5.0 14, Nov 2024

Decent Option for Rebuilders

If you really want to do something good for your credit, this card can be very helpful. Application was smooth, and card arrived quickly. The APR is relatively high, as you would expect. Consider it a prime opportunity to demonstrate consistent payments, and I have seen my score increase by a small amount since receiving the Cerulean Card.

img 5/5.0 14, Nov 2024

Easy to Use

The Cerulean Card is easy to manage. I have had it for a few months, and it's been a good choice to build my credit. I like that I can monitor my account online and get notifications for payments. Just be careful with high interest, and it should work well to rebuild your credit.

img 2/5.0 14, Nov 2024

Not Worth the Fees

I thought getting the Cerulean Card would be a good option in helping build my credit, but I've been disappointed. The fees are pretty high, and the interest rate is way above average. The initial credit limit was so low that you can't really use it much without affecting your utilization ratio. Trying to reach customer service is hard, and it's frustrating. One late payment was done on my part, and they charged me an outrageous late fee. You really can't do anything on the mobile application except make payments or check balances. If you are a person who cannot make on-time payments, you will not improve your score with this card. I think there are better options with the same services but fewer fees and more flexibility. If you really need a card, apply for another secured or credit-builder.

img 2/5.0 14, Nov 2024

High Fees, Limited Benefits

This card is only for those needing to rebuild their credit with few alternatives. The fees are high, and I've seen very limited benefits. Not recommended unless absolutely necessary. The customer service takes a while to respond as well. It has helped my score slightly, but the downsides make it hard to justify.

img 4/5.0 14, Nov 2024

Great Starter Card for Credit Building

I applied for the Cerulean Card after reading online reviews, and indeed, it's come useful in my needs. The credit limit is relatively meager, but enough to make small purchases and settle that every month. The APR goes a bit high, so I see to it that I pay the amount totally. The customer service is pretty responsive and hence replied with questions within a short time span. Indeed, there have been some positive improvement over my credit score also while availing this card. This card would be suitable for those with responsible spending. It can be the starting point of using one's good credit credentials for probably the better types of credit cards in the future as well.

img 5/5.0 14, Nov 2024

Good Credit Repair Tool

I have now had the Cerulean Card almost a year, and it's working out so far. When I first applied, my score was relatively low, and I was turned down for many other cards. The application process was pretty simple, and my card arrived within less than a week. The APR is a bit higher, but so long as I make all my payments on time, everything's fine. It's good for minor purchases, and I pay off the balance by the date so I don't have anything to worry about regarding interest. For the last couple of months or so, I've been able to see that my score rises gradually. The few times that I needed to contact the customer service department were pretty helpful. The web interface makes it easy for me to view what the balance is and when the due dates are, so it's all pretty good and has definitely been a step in rebuilding my credit.

img 4/5.0 14, Nov 2024

The Practical Credit Builder

The Cerulean Card let me control my credit. Easy to apply, at the time I was accepted when other cards were not going to be an option available. The limit is low but the purchases have been adequate. I'm very careful because of the high interest rate, but paying promptly has had good effect on credit scores.

img 5/5.0 14, Nov 2024

Simple and Easy

I have used this card to establish my credit, and so far, I have not had any issues. The application process was quick, and my card arrived in plenty of time. I keep my balance low and pay the bill in total each month, thereby avoiding interest charges. So far, it has been a seamless experience, and my credit score is improving.

img 4/5.0 14, Nov 2024

Good for Anewbies

This card is awesome for developing credit, especially if you're just beginning in this card game. I use this to purchase groceries and other necessities and then pay it off at the end of the month. Not really a big-spender card, but it does what it claims. I especially enjoy the easy online management, which keeps an accurate record of your spending.

img 1/5.0 14, Nov 2024

Too Many Sneaky Fees

I thought it would be a good idea to get the Cerulean Card to help rebuild credit, but the fees are outrageous. There is an annual fee, and the interest rate is just sky high. I tried calling customer service because there had been some unexplained charge. I had to hold for over 30 minutes before someone actually answered. The person I spoke to wasn't much help. I've used this card for just incidental things, and the credit limit's too low?and the interest is too stiff. So, that's the problem. I have been two payments on the same card, and I ended up with a late fee almost overnight. Overall, it feels like I am paying more than I'm gaining. There are definitely other cards that are better terms for rebuilding credit. Not unless you absolutely need one.

img 2/5.0 14, Nov 2024

Not as Helpful as Expected

This card was not as I envisioned it. The fees seem to run pretty high, and my credit limit doesn't get used much for my credit utilization. APR is a pain to carry any balance. I was hoping for better credit-building support than what I experienced, and it's too expensive for the meager benefits I'm seeing.

img 4/5.0 14, Nov 2024

A Fair Step Forward

So far the Cerulean Card has proven pretty useful in getting my credit in line again. Not one of them to write home about, but does its job. Low balance and always pay on time to keep that nasty interest rates at bay. The application was very painless and received the card in a matter of days. Customer service had been decent, and the online access for tracking payments is nice. Overall, it is a good tool for building up the credit if you are smart about usage and do not expect large rewards. Just make sure to keep current and not rack up too much debt.

img 5/5.0 14, Nov 2024

Great for Responsible Credit Management

I have had the Cerulean Card for about nine months. I got this new card to try and get my credit score improved with less debt. The credit limit is pretty low, so I don't have a chance to overspend. Having a high APR does not bother me too much, since I pay my balance in full each month, so I can keep up with it. I did have to call one time because of a problem with my bill. That was fixed right away. It's easy to navigate their website, so I can view my statement and mail in my payments right on the dot. Since getting this card, my credit score has increased very nicely and steadily. Anyone willing to be responsible with it will like this card. This card is not for large purchases or a card you will carry a balance with, but for credit-building purposes it does its job.

img 4/5.0 14, Nov 2024

Good Credit Repair Card

I wanted a card in order to start fixing up my credit, and Cerulean has delivered so far. It's not flashy, but it is reliable. The online payment system is convenient for small purchases, and I appreciate its ease of use. Just be sure to stay on top of your payments to avoid big interest, and it works well.

img 5/5.0 14, Nov 2024

Fine for Short Terms

This card was a good short-term solution to rebuild my credit. The application process was smooth, and I got the card quickly. I'm careful with the high APR by paying the balance each month. It's a straightforward card, and my credit score has improved. Would recommend to credit-rebuilders.

img 4/5.0 14, Nov 2024

A Simple Credit Solution

The Cerulean is straightforward and doesn't offer much more than the basics, but it's reliable. My score has even improved recently, and it is very easy to pay off monthly. No huge complaints about customer service, but sometimes I wish they could get back quicker. Overall a good credit builder.

img 2/5.0 14, Nov 2024

Expensive Fees and High Interest

I thought the Cerulean Card would be a great way to rebuild my credit quickly, but fees and high interest are difficult. There is an annual fee; I'm okay with this, but the APR is so high that it's hard to feel like using the card when you know you are going to get nailed with huge interest on top of it. I e-mailed the customer service team explaining my options and didn't receive satisfactory support. They weren't able to lower my rate or provide much guidance. I am using the card for small purchases, but with fees, I am not sure if it is worth it. I have seen some improvement in my credit, but it hasn't been significant enough to make this an easy choice. Overall, I feel there are better options for people who need credit repair, especially if you don't want to pay so much in interest and fees.

img 2/5.0 14, Nov 2024

Not impressed by perks

I've been carrying the Cerulean Card for a few months and haven't been impressed at all. The cost is too high, and I don't have much in the way of perks aside from credit-building opportunities. I had envisioned more support, however, and customer service hasn't really been as active or reactive to my needs. Fine for some, perhaps, but better options await for me.

img 2/5.0 14, Nov 2024

Limited Benefit for High Cost

The Cerulean Card has very high fees for a limited credit line. It?s okay if you?re extremely careful, but the APR is difficult to manage if you don?t pay in full each month. Customer service wasn?t very responsive when I needed help, so I?m not thrilled with my experience. Not the best option available.

img 5/5.0 14, Nov 2024

Good for Building Credit Slowly

This card has been effective for improving my credit score gradually. I was approved quickly, and the card arrived without any issues. I keep my spending minimal and pay off the balance every month to avoid interest charges. The APR is high, but it?s manageable with small purchases. I reached out to customer service once, and they were helpful in addressing my questions. The card isn?t packed with benefits, but it?s a reliable option if you?re aiming to improve your credit score. After a few months of responsible use, I?m seeing steady progress.

img 5/5.0 14, Nov 2024

Positive Impact on My Credit Score

The Cerulean Card was one of my options to start rebuilding my credit. The application process was simple, and the approval was fast. While the credit limit is modest, it?s enough to make small, manageable purchases that I pay off each month. The APR is high, so I avoid carrying a balance. I?m cautious with spending, and I?ve made consistent payments, which has helped improve my credit score. The online interface is user-friendly, allowing me to check my balance, due dates, and payment history easily. I had one question about my billing, and customer service was quick to help. It?s a no-frills card, but if you?re careful and focused on rebuilding credit, it works well. The positive impact on my score has been worth it, and I plan to continue using it responsibly.

img 4/5.0 14, Nov 2024

OK for Small Purchases

I use the Cerulean Card to make small purchases in order to build my credit, and it has been fine. The APR is high, so I pay off the balance in full at the end of every month. The online access helps keep everything organized, and I've seen steady credit improvement. It's not perfect, but it serves its purpose well.

img 5/5.0 14, Nov 2024

Simple and Efficient

I love the simplicity of Cerulean Card. I find it very easy to use, and as long as I maintain low spending, I avoid the high interest. And it's a good trusty card for all those who want to build or repair their credit score. Customer service was very helpful when needed, and I am able to follow through on progress in credit score.

img 4/5.0 14, Nov 2024

Simply Credit Builder

This card has been great for improving my credit with small, manageable purchases. I don't carry a balance due to the high APR, but the card has been helpful for rebuilding my credit. It's easy to manage online, and customer service has been decent. Not fancy, but effective if you use it wisely.

img 1/5.0 14, Nov 2024

Disappointed by High Costs

I decided to try the Cerulean Card to rebuild my credit, but I've been disappointed. The annual fee and high APR make it hard to justify the card, especially when you can find a less expensive alternative. The credit limit is low, which limits usage, and those fees add up quick. I had an issue with a late payment and was charged a high fee that made it hard to recover. I called customer service, but the response wasn't helpful. They advised that I should avoid carrying a balance, but with my limit, it's tough. Overall, the card hasn't offered enough benefit for what I paid. It's an option if you have no other choice, but I'd say look for a better option to rebuild your credit.

img 2/5.0 14, Nov 2024

Fees Don't Justify It

The Cerulean Card appeared to be a good option, but fees do not make it worth recommending at any rate. The APR is relatively high, and even a small balance accrues interest in a very short time. Any inquiry to their customer service has been cursory, and there is little flexibility within their policies. Only okay for credit repair, though better options are available at a cost.

img 5/5.0 14, Nov 2024

Great for responsible credit building

This Cerulean Card has proven a good companion in efforts to raise my credit score. I keep spending low and ensure that all balances are paid before interest charges come on board. The APR is high, though; with cards that you are supposed to build credits with, this is normal. So far, customer care hasn't raised its head; they replied to all my questions. Using their site and mobile app, so checking my balance and payment is a simple, timely affair. If you can resist wasteful spending, this card will suit you to the dot as you build up your credit without spending money loosely on silly things.

img 5/5.0 14, Nov 2024

Worth It for Credit Building

I've had the Cerulean Card for nearly a year now, and so far, it's been a satisfactory experience. I got it when my credit wasn't exactly on its best behavior and kept getting denied by other cards. The credit limit is pretty low, which actually disciplined my spending, and I always pay in full so I will never get charged interest. Of course, the APR is higher than average, but as long as I don't mess with my habits, I won't have any problems. What makes me like this card is that you can manage your accounts very conveniently online. Once, I sent them an email about something confusing on my bill, and they replied fast enough. My credit score has improved ever since I started using this card, and I feel nearer to achieving some of my financial goals. If used responsibly, it is a good way to rebuild your credit. It does not offer any kind of rewards, but this is a good tool to set up some good habits in starting to form positive credit. It's no-frill, but it works for a person who wants to improve his credit score.

img 4/5.0 14, Nov 2024

Good for Keeping Tabs on Credit

I got the Cerulean Card to rehabilitate my credit, and it's been very convenient. The APR is pretty high, so each month I pay off the balance. The website is really easy to get around, and it's a good tool for responsible spenders. Gradually, I am improving the score.

img 4/5.0 14, Nov 2024

Very useful for those rebuilding

Cerulean has aided me to slowly reestablish my credit. The limit is quite low, so spending isn't a concern, and monthly payoff of balances has resulted in no interest fees ever. Not much in terms of rewards, but that wasn't the intention. For those seeking to rebuild, it's a good option if you're diligent with your payments.

img 5/5.0 14, Nov 2024

Straightforward and Functional

This card has been easy to use for building up my credit. The introductory limit is low, but that's expected. I'm just making small purchases each month and paying them off so I'm not getting in any trouble, and my credit score is going up. So far, no problems with customer service and I like how easily accessible it is online. Satisfied so far.

img 2/5.0 14, Nov 2024

High Costs and Limited Benefits

I applied for the Cerulean Card hoping that it would help me build credit. And so far, I'm very disappointed with the high fees and limited benefits. The APR is sky-high, but the credit limit is pretty low. It's pretty hard to keep usage down without paying all the time. I had to contact customer support because of billing issues, but it was a pretty tough slog to get someone on the phone who could actually help me. The online account portal works fine, but there are some meaningful limitations on tracking details. In addition, I received a late fee. I never thought that fee was too high with regard to my payment history. All in all, I don't think this card gives nearly enough benefit for its costs. If you are desperate, then this card may be good for you. Anyone with some other choice should probably look elsewhere. It's just not flexible nor affordable enough for what I'm looking for.

img 2/5.0 14, Nov 2024

Too Pricey for Not Much in Return

The Cerulean Card's fees make it not worthwhile for me to fully endorse. Its APR is quite high, and it doesn't offer too many rewards or other incentives. It is okay if you are getting credit for the first time, but I have been disappointed with customer care. Consider only if no one has other options or if there's a low-cost alternative waiting for you somewhere else.

img 4/5.0 14, Nov 2024

Good for Rebuilding Credit Cautiously

Cerulean has been a helpful card for rebuilding my credit after some setbacks. APR is pretty high, but when one pays the balance in full, one hasn't had any problems. The credit limit may be low, but as for small purchases paid in full, that works. Online management tools are certainly easy to use, and customer service has been very responsive to my inquiries. Over the past few months, my credit score has increased, so it's well worth the effort. If you're looking to rebuild responsibly, then this card can work for you without overwhelming costs.

img 5/5.0 14, Nov 2024

Best Credit Repair for Concentration

I applied for the Cerulean Card to work on my credit, and it has been a solid experience. My first credit limit was low, but that was fine for someone focused on smart spending. The APR is high, so I make sure to pay off my balance each month. The application process was easy, and the customer service was prompt in responding to my questions. This card is very simple; it doesn't come with rewards or extras. However, it is reliable. It keeps me in line by allowing me to track my spending and payments online. Since my application, my credit score has slowly improved, and I'm thrilled with what I see. This credit repair solution was an ideal choice to help me rebuild good habits and history of credit. I would definitely recommend this to those who are actually doing something to have better scores through responsible usage.

img 4/5.0 14, Nov 2024

Simple Credit Card to Rebuild

The Cerulean Card is a great choice for those looking to build credit. The APR is high, but if you pay off your balance monthly, it's somewhat bearable. I love how it's so easy to get access to online and have appreciated the steady progresses made in my credit score. It's straightforward, but at the same time effective, so I take it as a vital stepping stone in building responsible financial habits.

img 5/5.0 14, Nov 2024

Great at helping for credit goals

I used the Cerulean Card to achieve my credit goals and it has proved helpful. The credit limit is minimal, yet strong enough to allow for small, controllable purchases. I pay my bill in full each month so I am not paying interest, and I have noticed that my credit score is improving. Overall, satisfied with the experience.

img 4/5.0 14, Nov 2024

Good for Disciplined Spending

This card is good for managed spendings and building up credits. The high APR made me pay out the balance so I paid no interest. The online interface is user-friendly enough to monitor payments. My credit score has been improving gradually. So I'm satisfied with my choice of getting this card.

img 2/5.0 14, Nov 2024

Not Ideal Due to High Fees

I signed up for the Cerulean Card because I had to rebuild my credit, but now the cost in fees and high APR is a shame. The credit limit is set very low, which doesn't attract much in the way of usefulness, and the yearly fee seems a little steep. I've tried to contact customer service to lower the APR; they were unable to assist with that. The online interface is pretty plain; the payment processor works but there are some other features and more detailed spending insights that would make the card really useful for me. There have been a couple of late fees that seem a bit too harsh for slight oversights. All in all, I wouldn't recommend this card to people unless they have no other choice. I think most people wanting to rebuild credit would want something more favorably priced without high fees. I will be moving to a cheaper option when my credit opens the door.

img 2/5.0 14, Nov 2024

Expensive with Limited Benefits

Cerulean Card charges very high fees for limited rewards. APR is high, and interest adds up fast. Customer support was slow to respond. Useful for building credit, but with all the costs, I'll look for another card soon.

img 4/5.0 14, Nov 2024

Reliable for Credit-Building

The Cerulean Card has helped enhance my credit gradually. Easy application, received card on time. APR is high, so I clear the balance monthly. Low credit limit reminds me to avoid overspending. Customer service has been kind, and the online system is easy to navigate. My credit score has improved, and I'm pleased with the results.

img 5/5.0 14, Nov 2024

Good Choice for Responsible Users

The Cerulean Card was a solid option for credit rebuilding. APR is high, so I use it for small items and pay off monthly. Application was fast, customer support responsive. Online portal makes tracking easy. My credit score has improved steadily with responsible use. A simple card, but effective for its purpose.

img 4/5.0 14, Nov 2024

Easy Credit Fix

Cerulean Card has been helpful for building credit. APR is high, so I pay off balance monthly. Online access is great for tracking, and my credit score has improved gradually. No major perks, but it does what it claims.

img 5/5.0 14, Nov 2024

Works Great for Helping Me Achieve Credit Goals

This card has been useful on my road to credit repair. Low limit helps avoid overspending, and I pay off monthly to boost my score. Not a glamorous card, but if you're rebuilding, this is a good choice. Customer service has been responsive.

img 4/5.0 14, Nov 2024

Good Starter Card

The Cerulean Card was my first card after no credit history. I use it for small purchases and pay it off right away to avoid interest. The high APR keeps me aware, but it's a simple way to build credit. Customer service has been nice to work with.

img 1/5.0 14, Nov 2024

More Fees Than Benefits

I hoped to use the Cerulean Card to rebuild credit, but high charges and low credit limit made it frustrating. The APR is very high, and interest adds up quickly if not paid in full. Customer service couldn?t assist with fees, and online features are limited. Overall, not ideal for credit rebuilding with high fees and limited benefits.

img 2/5.0 14, Nov 2024

Not Worth the Money

I got the Cerulean Card to rebuild credit, but the fees are too high for the limited benefits. With a high APR, carrying a balance isn?t affordable, and customer service wasn?t helpful when needed. If you have other options, consider a cheaper card.

img 4/5.0 14, Nov 2024

Reliable for Credit Repair

The Cerulean Card has helped me through my journey of credit repair. I applied after other credit cards gave me a hard time approving me, and it has been helpful to use. The credit limit is low, but that is more than sufficient because I can keep my spending under control, and I always clear the balance of the card by the end of the month. The interest rate is too high, so I don't let it accrue with my account. Online interface is user-friendly, and customer support has been good every time I had a problem. So far, my credit score has progressively risen, which is what I wanted the most. It's a simple card, but that does the job.

img 5/5.0 14, Nov 2024

A Reliable Path to Better Credit

I've had the Cerulean Card now for a year, and I've used it to support my efforts in improving my credit score. When I first signed up, I didn't have anything profound in mind besides getting a credit card that accepted me. The Cerulean Card worked for that purpose. It has a modest credit limit, so I make small purchases and pay in full monthly to avoid interest. Tracking my spending is easy with the online feature, and customer service is pleasant to work with. My credit score has shown steady progress, making this card a great choice for credit improvement.

Cerulean Mastercard

Continental Finance Company is one of the leading issuers of credit cards for people with less-than-perfect credit. Features such as $0 Fraud Liability, free monthly credit scores, and the possibility of credit limit increases-all within the Cerulean Mastercard-enable customers to confidently build or rebuild their credit.

Address
United States

Website
ceruleancardinfo.com

Email

Telephone
(866) 449-4514

Sign In