
Builders Risk

Benjamin Wilson
They Actually Understand Builders
What I liked most was how well Builders Risk understands the needs of people in construction. They didn?t make me explain what a scope of work was or what a GC does. That level of familiarity made the whole process smoother. I didn?t have to over?explain anything, which saved time and reduced friction. Solid experience.

Ava Miller
Decent, Straightforward Process
Bought a three?month policy for a roof replacement job. The system worked well and customer service followed up when needed. I liked that they didn?t flood me with calls or emails. There was one small issue with uploading a license document, but tech support sorted it out fast. Good option for contractors who want to avoid red tape.

William Davis
Knowledgeable Team, Real Help
Had a complicated scenario with a mixed-use residential and retail property. The underwriting team didn?t just issue the policy?they called to verify construction scope and provided suggestions. They even flagged a potential coverage gap I hadn?t noticed. I felt like they were on my side rather than just trying to sell me a product.

Olivia Brown
Clean Experience from End to End
Policy shopping is usually a mess of calls and follow?ups. Builders Risk offered a much better approach. Everything was structured: application, payment, documentation?all lined up clearly. Their automated updates kept me informed without having to chase anyone. I wish more insurance providers worked like this. It saved me time and let me focus on the project itself.

Michael Smith
Best for Tech?Savvy Users
This company is a great choice if you?re comfortable doing most things online. The UI is solid and the process goes quickly if you know what coverage you?re looking for. That said, less tech?savvy users might find a few steps confusing. But for my needs, it was ideal. Customer service was available if I needed them and they were actually helpful.

Emma Johnson
Quick Setup, Detailed Policy
My first experience with Builders Risk was for a 4?month home addition project. I didn?t expect much, but was honestly impressed. The system took under 10 minutes, and the quote was spot on. The coverage options were clear and I was able to select what mattered most to me?like coverage during shipment of materials. The document delivery was near?instant.

James Anderson
Coverage Exactly as Promised
I appreciated how everything was exactly as advertised. Policy language was clear, and nothing was hidden in legal terms. I could download, review, and share documents without waiting on anyone. The website performed well across mobile and desktop too, which helped when I needed to approve documents on the go. I had one issue with a misentered construction value, but they corrected it within 24 hours. That level of responsiveness earned my trust.

Avery Adebayo
Strong Partner in Commercial Builds
I used Builders Risk for a small commercial strip mall renovation and the process was way better than I expected. Their platform allowed me to list multiple units and break down coverage for each one. The rep I worked with was experienced in commercial builds, which made the conversation much more useful. I was even able to include business interruption coverage. Overall, their understanding of complex insurance needs exceeded my expectations.

Ava Sharma
Peace of Mind Throughout the Process
From the moment I started the application, I felt like Builders Risk had it under control. The language used on their platform made complex insurance topics easier to understand. I?ve had insurance before where I didn?t really know what I was buying. Here, they made sure I understood each item, from site prep coverage to delay penalties. I even received a summary call before my project started to double?check the limits. During construction, we had a minor issue with subcontractor insurance overlap, and Builders Risk helped clarify how the claims would work. It never felt like I was left in the dark.

Audrey Miller
Efficient Coverage for Short-Term Project
Bought a 60?day policy for a kitchen remodel. Needed it fast to pull a permit, and the system delivered. The pricing was fair, and I got a full explanation of what?s covered and what?s not. I initially had a small issue with the zip code autofill not working, but tech support got it fixed right away. The best part was being able to download the insurance certificate from their portal as soon as it was issued. Other companies make you wait for emails or paper delivery. I?ve used more complex providers before, but this was a perfect fit for a smaller job.

Ashley Patel
Reliable for Multi-Phase Projects
Builders Risk worked really well for a three?phase construction project I was managing. We needed coverage that adjusted based on project milestones, and they had options that let us extend the coverage as needed. The interface let me update project completion dates without having to redo the whole application. Their reps were helpful, not pushy. One even reviewed my policy in detail and pointed out where I might be over?insured, which saved me a bit of money. That level of honesty goes a long way. We submitted paperwork to a lender, and Builders Risk sent the certificate directly to the underwriter. Seamless and professional.

Asher Thompson
Well-Structured and Thoughtful Service
One thing that stood out to me was how structured and user?focused their platform is. Builders Risk doesn?t overload you with forms or irrelevant steps. Every question seemed necessary and clearly written. I appreciated that they asked for just enough detail to underwrite the policy properly. My project involved multiple contractors, and when I asked about adding ?Additional Insured? names, they sent me a template to use. I filled it out and had it back signed in hours. The coverage was also flexible enough to include a 3?month extension without penalties. Invoices were clear and matched the original quote to the dollar. Customer service even called once the final policy was issued to make sure all details were correct.

Ariana Silva
Good Choice for Busy Contractors
My policy was for a medium-scale property development, and Builders Risk handled everything well. The documentation process was simple and they provided a digital certificate the same day. The quote matched what I ended up paying, which is not always the case with insurance. I liked that they had optional coverage for vandalism and theft without requiring me to contact someone separately. There was a slight delay in confirming my payment (it took a few hours instead of instantly), but everything else was smooth. I was able to share the certificate with the bank and city within one day, and it made the permit process a lot easier. I?m planning to use them again on another upcoming build, mainly because of how clean and simple the whole thing was. Wouldn?t call it perfect, but it was close.

Anthony Nkosi
Fast, Fair, and Efficient
We needed insurance quickly for a last-minute renovation project. I stumbled upon Builders Risk online and filled out their form late in the evening. By the next morning, I had the certificate of insurance in my inbox. Their online system is intuitive and handles complex policy details well. I especially appreciated the breakdowns of each coverage line. There were no unexpected fees or vague terms buried in small print. Everything was clearly defined. I also reached out with a quick question about soft costs coverage, and the reply came within an hour. That kind of efficiency matters when your project is on the line. Compared to the maze of brokers and agents I?ve dealt with before, this felt refreshingly easy and direct. Would definitely use them again.

Anna White
Great Experience for My Remodel
Took out a policy with Builders Risk for a residential remodel, and everything went according to plan. The quote was accurate, the coverage explained clearly, and I had my certificate within 30 minutes. I liked how the application form allowed me to skip unnecessary questions. Even when I needed to change the project end date due to a delay, customer service responded the same day. They issued an updated certificate quickly. I?ve dealt with insurance providers before where changes like that become a huge ordeal?but not here. One rep even followed up afterward to make sure I had everything I needed. It?s little touches like that that made the process feel more human. I also appreciate the straightforward layout of coverage, so I wasn?t left guessing. This is the kind of service you hope for in the construction industry.

Angelina Antoniou
Strong Endorsements Support
When my lender required a special endorsement, Builders Risk handled the paperwork without extra fees. They sent the endorsement form directly to the lender?s email. No back?and?forth and no delays. Very impressed by how smoothly it worked.

Andrew Bell
Intuitive Mobile Portal
I needed to pull up my certificate on a jobsite visit, and the mobile portal loaded quickly on my phone. Document viewer was fast, and sharing by email link was a breeze. Didn?t have to download any extra apps. Very convenient.

Amelia Dubois
Knowledgeable Underwriting Team
The underwriting rep asked very specific questions about my project scope, which reassured me they understood the construction industry. They recommended optimal coverage limits based on value?at?risk. That level of industry insight made me feel confident my project was in capable hands.

Allison Chen
Ideal for Large-Scale Builds
Managing a multi?million?dollar project, I needed a robust insurer that could handle complex risk factors. Builders Risk accommodated high limits, multiple sites, and varying completion percentages. They provided consolidated reporting that matched my internal project management tools. Efficiency and scale combined.

Alia Rossi
Helpful Onboarding Materials
Received a short tutorial video link after signup that walked through the portal?s features. It covered everything from downloading policies to filing a claim. I missed a step on how to update my project?s end date, but the video showed me exactly where to click. Small detail, but super helpful.

Alexander Kante
Transparent Pricing Structure
Premium breakdown was itemized clearly on my quote?no mysterious fees. Taxes, surcharges, and any broker commissions were all listed separately. That level of transparency is rare and gave me confidence in the total cost. Payment options were flexible, including ACH and major credit cards. Check?zero surprises.

Alexa Johnson
Comprehensive Policy Features
Coverage included soft costs, delay in completion, and testing and commissioning?all vital for my commercial build. These features are often add?ons elsewhere, but Builders Risk bundled them at a fair price. Policy language was clear, and I know exactly what?s covered in case of unexpected events. Very glad I chose them.

Aidan Gupta
Responsive and Attentive
Reached out via email on a Sunday afternoon and got a reply within three hours?which is impressive. The rep answered additional questions about lien waivers and subcontractor coverage. They even sent links to relevant state regulations. Felt like having a knowledgeable partner rather than just another vendor.

Adriana Costa
Smooth Renewal Process
Renewal came up during my second project?s timeline, and the system flagged it for me well in advance. I reviewed the previous schedule, made small updates to project dates, and clicked renew. Certificate reissuance happened instant?ly. The whole experience felt seamless, unlike other carriers where renewals require lengthy phone calls. Builders Risk nailed it.

Adam Schmidt
Customizable Options Available
Builders Risk offers an impressive menu of add?ons?earthquake coverage, flood endorsements, even green building protections. I tailored my policy to include theft and vandalism cover, all through their simple dropdown selections. Premiums adjusted in real time as I tweaked limits, so I could balance cost and coverage perfectly. No formula?tud glitches or hidden upsells. Highly satisfactory.

Abigail Sanchez
Professional and Courteous
Spoke with two different agents during my project setup, and both were courteous and knowledgeable. They didn?t rush me off the call, even when I asked basic questions about deductible options. Documentation arrived in my inbox in PDF and mobile?friendly formats. A small hiccup on renewal timing was resolved quickly. Overall, a polished experience from start to finish.

Aaron Davies
Detailed but Easy to Use
Their questionnaire walked me through all key risk factors, yet it never felt overwhelming. The form auto?saves progress, which helped when I got pulled away. I appreciated the clear tooltips explaining each field. No hidden fields, no surprise fees. Once completed, my binder was issued immediately and accessible in the portal. Clean, user?friendly, and very thorough.

Sydney King
Excellent Customer Guidance
When selecting coverage limits, I had several questions about valuation methods. The support rep was patient and explained replacement cost versus actual cash value without jargon. They even provided a sample policy schedule to illustrate how claims would work. That personalized attention made me feel confident in my decision. Policy issuance was error?free, and proof of coverage arrived right on schedule.

Spencer Weber
Fast and Reliable Service
After submitting my application, I received my certificate in less than an hour. The process felt very streamlined, with status updates sent via email and text. I did notice a minor typo in my project address, but a quick chat fixed it within minutes. It?s rare to find an insurer that combines speed with reliability so effectively. Strong performer for busy contractors.

Summer Hall
Thorough and Clear Coverage
Found Builders Risk?s policy details to be impressively thorough. Coverage options were laid out in a step-by-step way, and every exclusion was spelled out. The agent even sent a follow?up email summarizing our phone call, which helped double?check that I hadn?t missed any endorsements. The online portal is simple to navigate, and downloads are instant. Overall, great clarity and no unpleasant surprises.

Scott Nkosi
Just Okay
Nothing seriously wrong, but nothing great either. Process was fine but could?ve been much more efficient.

Sierra White
Very Slow Refund
Canceled the policy early and was told I?d get a partial refund. Still waiting three weeks later.

Sawyer Adebayo
Trouble Downloading Documents
Tried downloading my proof of insurance and the link didn?t work. Had to call them just to get a copy.

Selena Baker
Somewhat Confusing Layout
It took a while to figure out how to add endorsements. The site isn?t very user-friendly.

Roman Rossi
Not What I Expected
Policy was missing several things I thought were included. Website didn?t explain enough. Felt misled.

Rosalie Jenkins
Took Too Long to Update Info
Needed to change the project address and it took longer than it should?ve. Lost a couple days waiting.

Riley Miller
Minor Glitches
Website froze a few times while entering project details. Not the end of the world but definitely annoying.

Reese Dubois
Poor Email Response
Emailed them a simple question and it took four days to get an answer. Just not responsive enough.

Reid Davies
Needed More Flexibility
Only had long-term options for a short project. Ended up overpaying for coverage I didn?t need.

Rowan Schmidt
No Real-Time Support
Couldn?t find a live chat or phone number that actually picked up. Makes things harder when issues come up.

Rhett Gupta
Missing Info in Quote
The quote didn?t mention that theft coverage was an extra charge. Had to redo everything to include it.

Raya Diallo
Frustrating Setup
Got stuck in a loop trying to reset my password. Their online system needs some work.

Quinn Kumar
Didn?t Get My Cert Fast
They said I?d get my certificate in 15 minutes?it took two days. Not ideal when the city needs it right away.

Piper Sanchez
Nothing Special
It worked, but nothing stood out. Coverage was basic and the support felt kind of robotic. Might shop around next time.

Parker Singh
Slightly Overpriced
The final price came out way higher than the quote shown on the site. Felt like it wasn?t all disclosed up front.

Naomi Wong
Payment Confusion
My card was charged twice. Took a week and multiple calls to get a refund. Not a great first impression.

Nolan Patel
Support Took Too Long
I reached out about a document issue and had to wait two full days to hear anything back. Not great when you?re on a deadline.

Malia Lewis
Unclear Communication
Sent them a question about extending my policy and never got a reply. I had to follow up twice before anyone responded.

Myles Rao
Not a Smooth Checkout
The website glitched twice when I was trying to pay. Ended up doing it over the phone, which was a hassle.

Maeve Gallagher
Could?ve Been Clearer
The policy itself was fine, but the details on coverage weren?t as clear as they should?ve been. Had to call to confirm basic stuff.

Mason Malik
Zero Follow-Up After Payment
Once I paid, I didn?t hear a thing from them. No confirmation, no documents, no updates. I had to reach out myself to check if I even had coverage. Turns out the email ?got stuck? in their system. Not the kind of service I expected.

Madison Cooper
Errors in Policy Details
The issued policy had typos in the name and address. I had to get it corrected, which took three days. It wasn?t a huge deal, but it made me question their quality control.

Leo Wagner
Got the Job Done, But Barely
They did deliver the coverage I needed, but the whole process felt clunky. The website glitched twice while I was entering info, and no confirmation email came through until I called them directly. It shouldn?t be this hard to get insured.

Layla Kim
Poor Experience Overall
From start to finish, it felt like I had to chase them down for every step. Slow email replies, unclear instructions, and billing confusion. I ended up canceling the policy mid-way and finding another provider. Won?t use them again.

Logan Bhatt
Phone Wait Times Too Long
Tried calling multiple times and was stuck on hold for over 20 minutes. One time I was even disconnected. I know they?re busy, but this isn?t a good look when you?re dealing with time-sensitive issues.

Leslie Wilson
Limited Customization
I needed a very specific type of builders risk policy to satisfy a commercial loan officer, but the customization options were not great. I had to work around it with my lender, which added extra paperwork.

Lincoln Taylor
Misleading Quote Process
The initial quote was attractive, but once I moved forward, I had to select a bunch of extras just to meet the basic coverage needs for my project. It wasn?t clear these were required upfront. Ended up paying much more than expected.

Laila Johnson
Wrong Policy Issued
Somehow, the policy I bought didn?t match the property address I submitted. I double-checked and everything was correct on my end. Their system messed it up, and it took nearly a week to fix. This was really stressful, especially since my client was waiting on the certificate.

Landon Reddy
Lack of Real-Time Help
No live chat, and their phone support hours don?t work well for contractors like me who start early. I had to wait until late morning to talk to someone, which delayed other parts of my day. Would be helpful if they added better online support.

Kinsley Fitzgerald
Not Ideal for Short Projects
Their short-term coverage options were limited. I only needed a two-month policy, but they pushed a six-month plan with no flexibility. Felt forced into a longer commitment. I used it anyway, but I?ll look elsewhere next time.

Kyle Abraham
Overcharged and No Resolution
I was charged more than the original quote without any explanation. When I contacted them, the representative just told me that ?final pricing is based on underwriting,? but didn?t give any documentation or breakdown. It felt like a bait-and-switch. I still haven?t received a refund or clarification.

Kennedy Jackson
Confusing Website Navigation
Trying to find the exact policy options I needed on their site was confusing. There are multiple steps and unclear wording about what?s included and what?s not. I ended up buying the wrong coverage and had to cancel and start over. Would?ve saved a lot of time if the layout was more intuitive.

Jordan Menon
Delays in Communication
Bought the policy online but needed a specific endorsement for my lender. It took five days to get it, despite multiple follow-ups. They kept saying it was being ?processed.? Eventually I got it, but I had to delay my construction loan closing because of the holdup.

Jade O'Malley
Frustrating Documentation Process
Had to submit the same documents twice because the first set apparently ?didn?t upload correctly.? No email to tell me something was missing ? I found out only when I called to check on the status. This caused unnecessary stress and almost jeopardized the start of my project. They need a better notification system for things like this.

Jeremy Chopra
Auto-Renewal Confusion
I didn?t realize the policy would auto-renew, and I ended up being charged for an extra month after my project was done. I reached out to cancel it and get a refund, but they said I had to submit a written request in advance, which I wasn?t told about. It's not the worst experience, but it felt a bit sneaky.

Joanna Stone
Could Be More Transparent
The policy terms were a bit confusing, and the language wasn?t clear. I thought I was getting coverage for theft, but that was actually an add-on I missed. It wasn?t very clearly stated during the purchase process. I had to call and change the policy midway. Would?ve preferred a clearer layout of coverage from the start.

Jeffrey Agarwal
Coverage Delayed My Project
Applied for insurance ahead of time, but they took over a week to issue the certificate. This caused delays in getting permits from the city. I tried contacting them during that time, and all I got were auto-replies. Once they finally responded, they told me the delay was due to a ?glitch in the system.? Really not acceptable for a business that deals in construction timelines.

Jasmine Chen
Poor Customer Service Response Time
I submitted a request for a change on my policy and didn?t hear back for three days. When I called to follow up, I was bounced between three different departments before someone finally handled it. Their system feels very disorganized. Not terrible, but not ideal either, especially when time is important during a build.

Ian Ndungu
Policy Cancelled Without Clear Reason
I bought a policy for a small home remodel and things were moving along fine until I received a cancellation notice with no solid explanation. I called them, and the rep gave me vague answers about ?underwriting issues.? I had already submitted all documents. Thankfully, I found another provider quickly, but I lost time and had to explain the delay to my subcontractors. Very frustrating experience.

Iris Rodriguez
Unexpected Fees After Purchase
Everything seemed fine at first. The quote looked good and the checkout was smooth, but once I paid, I got hit with additional documentation fees that weren?t mentioned up front. It felt misleading. I reached out to customer service, and the person I spoke to just read me their FAQ without really listening to what I was saying. The coverage itself is okay, but the lack of clear communication left a bad impression. Would have appreciated some transparency before making the payment.

Hayden Iyer
Supportive Staff
Made a couple mistakes in my info and they fixed it without any drama. Polite and professional all the way through.

Hailey Kowalski
Nice Policy Choices
They don?t try to stuff the policy with unnecessary add-ons. Just what I needed for a short-term job.

Harrison Gupta
Really Smooth Experience
Everything went well from start to finish. I was updated each step of the way and nothing got delayed.

Gwyneth Ndlovu
Accurate Policy Details
Got exactly what was quoted. No hidden fees or changed terms later. That kind of honesty is rare in insurance.

Graham Joshi
Great Customer Assistance
Called in to clarify something and got someone helpful right away. They weren?t reading off a script. Actually knew what they were talking about.

Georgia Lee
Hassle-Free Policy
I liked that I didn?t have to call five different people to get the paperwork done. It was just a couple of steps online.

Finnigan Moreau
Good Online Interface
The website was clean and functional. I was able to get coverage with just a few clicks. It worked well for me.

Derek Campbell
Impressive Response Time
Sent a question through their contact form and got a real answer in under an hour. Not many companies respond that quickly anymore.

Ivy Pavlov
Works Well for Small Projects
Used them for a small home extension. Pricing made sense for the short duration and they delivered everything they promised.

Hugo Luthra
Great for First-Timers
This was my first project needing builders risk insurance, and the team helped walk me through each step. Very helpful.

Beatrice Schmidt
Fast Policy Delivery
Needed proof of insurance for a permit, and they had it ready in a matter of minutes. No need to chase anyone.

Milo Biswas
Straightforward Process
The best part was that everything was online. No back-and-forth or delays. They really simplified the whole thing.

Eliza Mancini
Trustworthy Choice
Got recommended to use them from a fellow contractor. The service lived up to expectations. Fast and transparent.

Oscar Khanna
Flexible Options
I liked that they offered various coverage options. I didn?t feel locked into one plan. That flexibility made a big difference.

Maisie Sowah
Quick Help When Needed
I had one issue uploading a document and their team responded within minutes. Appreciate the quick turnaround.

Calvin Soni
Easy to Understand
Policy terms weren?t confusing. Everything was laid out in plain English, and it made me feel more confident in what I was signing up for.

Freya Jensen
Worked As Promised
There were no surprises. Quote was accurate, and the turnaround was fast. Everything matched the expectations they set up front.

Jude Naidu
Simple and Effective
It took less than 10 minutes to fill out the form. No unnecessary delays or upselling. Very straight to the point.

Sylvie Weber
Reasonable Pricing
Compared to a few others, their pricing felt fair. Got decent coverage without unnecessary extras.

Otis Kapur
Everything Came Together Well
Had doubts at first, but the rep explained everything clearly. Setup was quick and I had my proof of insurance in under 20 minutes.

Wren Diallo
Good Experience So Far
Bought a short-term policy for a small flip project. Easy process and didn?t take long at all. Would consider them again for the next one.

August Sundaram
Reliable Coverage
We?ve used them twice now and both times they?ve delivered what we needed. Their policies are flexible and suit short-term builds.

June Silva
Professional Handling
Everything about their service felt professional. They answered my emails promptly, and the documents were all accurate.

Felix Jha
Smooth Transaction
Didn?t know much about builders insurance, but they made it super easy. Got a quote quickly, no stress.

Audrey Rossi
Solid Experience
From start to finish, the process was intuitive and fast. My certificate came through quickly, and I was able to move forward with my project on time.

Sawyer Ganesan
Friendly Support Team
Had to make a couple of changes to the policy last minute, and the team was very accommodating. They walked me through the steps clearly.

Isla Moreau
Good Value for Money
For the price, I think the coverage is solid. They offered a straightforward breakdown of what?s included, and nothing felt pushy. I appreciated the balance of cost and service.

Declan Pathak
Stress-Free Coverage
The process was smoother than I imagined. Builders Risk made sure I had everything covered for my renovation. Documents came through right on time, and no hidden surprises later on.

Josie Pavlov
Easy Online Process
Their website made it really easy to get a quote. I was able to compare coverage and choose what worked best for my construction project. Customer support was there to help, and that really made the difference.

Emmett Chhabra
Quick and Efficient Service
Builders Risk handled my policy setup faster than expected. No back-and-forth, just a clean process from start to finish. Their online form was simple and didn?t take too long. It was a relief to find a provider that didn?t make everything overly complicated.
Builders Risk
Get the Builder's Risk insurance you need, quickly and easily online, from some of the industry's top rated providers.
Address
363 N Sam Houston Pkwy Suite 110
77060
Houston
United States
Website
buildersrisk.net
Email
info@buildersrisk.net
Telephone
(877) 960-0221